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Are hybrid vehicles more expensive to insure?
I like the fuel economy that hybrids provide. However, I was a bit leery about how much insurance might cost. Are hybrid vehicles typically more expensive than regular vehicles?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In general, hybrids are going to be a bit more expensive to insure than normal gas-powered vehicles.
While
liability coverage
for a hybrid is similar in price to a regular car, the more expensive parts in hybrid cars mean that you’ll probably pay a higher premium for comprehensive or collision coverage. This is because of a few reasons: - Initial cost: The base price of hybrids are higher than their gas-powered counterparts
- More expensive parts: Replacement costs are going to cost more to purchase
- Specialized services: Due to the intricacies of the vehicles, you may have to go to a specialist
- More accidents: Hybrids are quieter on the roads, so they are more likely to be in collisions with pedestrians or bicyclists
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