Are hybrid vehicles more expensive to insure?

I like the fuel economy that hybrids provide. However, I was a bit leery about how much insurance might cost. Are hybrid vehicles typically more expensive than regular vehicles?

Answer
In general, hybrids are going to be a bit more expensive to insure than normal gas-powered vehicles.
While liability coverage for a hybrid is similar in price to a regular car, the more expensive parts in hybrid cars mean that you’ll probably pay a higher premium for comprehensive or collision coverage. This is because of a few reasons:
  • Initial cost: The base price of hybrids are higher than their gas-powered counterparts
  • More expensive parts: Replacement costs are going to cost more to purchase
  • Specialized services: Due to the intricacies of the vehicles, you may have to go to a specialist
  • More accidents: Hybrids are quieter on the roads, so they are more likely to be in collisions with pedestrians or bicyclists
To make sure you’re getting the best rates, shop around with Jerry. Jerry is an insurance broker app that will present you rates from the top providers in minutes. Compare your choices, and then Jerry will take care of the rest. The average Jerry user saves $879 per year on car insurance!
Eric Schad
Answered on Oct 29, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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