Expert Advice for Car Insurance Rates

All Articles on Car Insurance Rates

Your Career Path Could Have a Big Impact on Your Car Insurance Rates
Most people wouldn't think the career they chose would have any impact on their car insurance rates. However, insurance companies use your occupation to help determine your risk level.
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Andrew Koole
Jun 17, 2021
Why Is Car Insurance So Expensive?
Car insurance can be expensive because of factors like your age, chosen coverage, driving record, credit rating, and even where you live.
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Jason Tushinski
Jun 17, 2021
Controversial New Car Insurance Law Could Mean Higher Rates for Florida Drivers
Florida is already known for having higher than average car insurance rates. Unfortunately for drivers, rates could soon be rising again thanks to a new law.
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Lisa Steuer McArdle
Jul 08, 2021
What Is a Citation?
Citations, or tickets, are legal documents indicating traffic violations. You have many options, from paying a fine (guilty) to hiring an attorney (not guilty).
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Bonnie Stinson
Jun 07, 2021
Car Insurance Quotes Online: 2021 Guide
Finding car insurance quotes online is one of the easiest ways to find affordable rates. Rates differ by state, but there are plenty of good discounts out there
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Jason Unrau
Jun 04, 2021
If You’re Driving Less During the Pandemic, You May Be Overpaying for Insurance
Sign up with Jerry.ai and take advantage of the current insurance-shopping opportunity for drivers.
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Jerry.ai Editors
Feb 16, 2021
Can You Negotiate Car Insurance Prices?
You cannot negotiate car insurance prices, but that doesn't mean there aren't savings to be found.
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Jason Unrau
Feb 09, 2021
How to Calculate How Much Car Insurance You Need
Getting minimal insurance coverage could save you money in the short term, but it could cost you down the road.
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Jason Unrau
Feb 09, 2021
How to Save $13,000 in 15 Years with One App
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
Switching Your Car Insurance Today Could Mean $13,000 in Savings Over the Next 15 Years
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
How Signing up for Jerry One Time Can Help Save You Over $13,000 in 15 Years
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
What Car Insurance Companies Offer the Best Loyalty Discounts?
If you're after a worthwhile loyalty discount, check out these insurance companies.
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Marisol Pereira
Jan 13, 2021
If You Drive One of These Cars, You May Be Overpaying for Insurance
See how much Jerry.ai customers are saving on insurance with these 10 car models.
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Jerry.ai Editors
Jan 14, 2021
4 Ways to Lower Car Insurance Premiums for Teen Drivers
As a young driver, you usually have to pay a lot more than older drivers for car insurance. So, when will you start to see lower car insurance premiums?
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Cheryl Knight
Dec 01, 2020
Insurance Discounts Through Affinity and Affiliate Memberships
If you're a member of certain clubs, went to certain schools, or are a member of the army, you could qualify for big discounts with certain insurance providers.
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Jerry.ai Editors
Oct 23, 2020
Stop Overpaying! Do Not Pay Your Next Insurance Bill Until You Have Checked This.
Surprisingly painless. Policyholders on average save $698 on insurance using this app.
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Sarah J.M.
Oct 21, 2020
The Best Way to Get Free Car Insurance Quotes
When shopping around for new car insurance, here's how to make sure you get the best quotes in the easiest way.
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Brady Klopfer
Sep 30, 2020
8 Easy Tricks for Saving on Car Insurance
A lot of people pay more than they should for car insurance. With the right tricks, you can save a lot of money when it comes time to purchase auto insurance.
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Brady Klopfer
Nov 23, 2020
10 Ways to Get Cheap Car Insurance That's Actually Good
Finding cheap car insurance is easy. Finding cheap auto insurance that actually protects you in case of an accident? Much tricker. Here's how to do it.
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Cheryl Knight
Nov 13, 2020
The 10 Most Expensive Cars to Insure (2020)
Sports and other high-end luxury cars are some of the priciest vehicles to insure. Here are the most expensive auto insurance rates by car model.
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Cheryl Knight
Oct 26, 2020
Big Insurance Companies Are Raising Their Rates. Here's What You Can Do About It.
Over 23 million people will be paying too much for insurance in 2020. Are you going to be one of them?
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Sarah J.M.
Nov 11, 2020
Why Car Insurance Rates Increase and Here's What You Can Do
Whether your insurance rates go up without accident or claim, people are using Jerry to find better deals — saving $698 on average.
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Sarah J.M.
Oct 26, 2020
Hybrid/Electric Vehicle Discounts Explained
Driving a hybrid/electric car is great for the environment. Some insurance companies even offer green discounts to those who drive an alternative-fuel vehicle.
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Cheryl Knight
Oct 26, 2020
How to Lend Your Car to a Friend Without Jeopardizing Your Car Insurance Rates
Before you lend your car to a friend, you should establish expectations and boundaries.
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Amber Brown
Oct 28, 2020
How to Lower Car Insurance Premiums
Follow these simple tips to pay less for car insurance while maintaining proper coverage.
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Brady Klopfer
Oct 20, 2020
The Average Cost of Car Insurance
The average cost of car insurance rates varies depending on what state you live in.
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Brady Klopfer
Nov 18, 2020
How Can Road Rage Impact Car Insurance?
If you get into an accident due to road rage, you could face fines, license suspension, and insurance increases—plus designation as a high-risk driver.
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Bonnie Stinson
Jun 16, 2021
The Cars With the Best Crash Test Ratings For 2018
Finding a car from 2018 with a top crash test rating can make a big difference in what you pay for car insurance.
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Cheryl Knight
Nov 20, 2020
How Vehicle History Affects Car Insurance Rates
Did you know your vehicle history can affect your car insurance rates? Your vehicle information number reveals a lot more than you ever knew it did.
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Rochelle Miller-Hernandez
Dec 09, 2020
The Average Car Insurance Premiums By Age
Car insurance premiums vary according to your age, with younger drivers paying more than older drivers. Gender also plays a role.
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Cheryl Knight
Dec 09, 2020

All Questions on Car Insurance Rates

How can I find cheap car insurance?
I'm paying $250 a month for full coverage car insurance. How can I find less expensive coverage?
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Emily Maracle
Jul 28, 2021
Where can I find the cheapest car insurance?
I want to look for car insurance carriers online. What company offers the cheapest rates?
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Emily Maracle
Jul 28, 2021
Why is car insurance so expensive?
I'm paying SO much for car insurance. I'm a pretty good driver. Why is it so expensive?
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Tessa Szakacs
Jul 27, 2021
What happens in Arkansas if you are caught driving without a license?
My friend was pulled over the other day while she was driving without a driver's license. She is only 15 and pretty freaked out. We live in Arkansas, what will happen to her?
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Shannon Martin
Jul 27, 2021
Why is 18 the legal age to start driving?
Why is 18 the legal age to start driving? When I started driving I was 15 years old. Back then, I was able to help my parents out and bring my younger siblings to activities and school functions when they weren't able to. It would certainly be helpful if my son could do the same. Why are they making kids wait longer now?
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Shannon Martin
Jul 27, 2021
What happens if I get caught driving before I have a license?
What kind of trouble will I get into if the police pull me over for driving without a license? I want to practice my driving, but my parents never have time to take me. I know I am a pretty good driver from the few times they have let me drive, but I want to get more practice time in. I don't think I will have an accident but what would happen if I get caught?
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Shannon Martin
Jul 27, 2021
Is Horace Mann insurance only available to teachers?
I'm a teacher, but I'm just wondering if this is a specialty insurance company. Can people working outside of education purchase it?
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Sophie Newman
Jul 26, 2021
What insurance companies offer discounts to teachers?
I'm willing to switch if I can get better rates. I currently have Progressive.
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Sophie Newman
Jul 26, 2021
Does GEICO give discounts to teachers?
I have insurance with GEICO. Do they offer teacher discounts? I really don't want to switch companies unless I can save more money elsewhere.
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Sophie Newman
Jul 26, 2021
Do teachers qualify for car insurance discounts?
Which companies offer discounts for teachers? My friend told me she gets a discount through her car insurance company for being a teacher.
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Sophie Newman
Jul 26, 2021
Does Progressive offer discounts for nurses?
I want to see if I can get better rates because of my profession. Does Progressive or other insurance companies offer discounts?
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Sophie Newman
Jul 26, 2021
Does GEICO offer discounts for nurses on their car insurance?
I recently became an RN and I'm wondering if I can get better rates. If not, should I go with a different provider?
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Sophie Newman
Jul 26, 2021
Do I get a discount on car insurance if I'm a nurse?
Do nurses qualify for insurance discounts? I know car insurance companies sometimes offer occupational discounts.
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Sophie Newman
Jul 26, 2021
Is car insurance more expensive for new drivers in Delaware?
I'm not a teen driver, but I've never had my license before. Can I still expect to pay more for car insurance?
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Sophie Newman
Jul 26, 2021
How much will it cost to add a teen driver to my policy in Nevada?
My 16-year old son wants to get his license soon. How much will it cost to add him to my current policy with Allstate?
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Sophie Newman
Jul 26, 2021
How much does car insurance cost for new drivers in Arizona?
I'm 42 but haven't driven before. How much do I need to save to pay for insurance?
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Sophie Newman
Jul 26, 2021
What is the cheapest car insurance for new drivers in South Carolina?
How can I find the best insurance rates? I'm moving to South Carolina for a job and will be getting my license.
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Sophie Newman
Jul 26, 2021
What is the best kind of auto insurance for a new driver in Michigan?
What insurance company should I choose? I'm 19 and I'm just getting my license.
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Sophie Newman
Jul 26, 2021
Do insurance companies check your educational status?
Do insurers pay attention to education? I recently completed a Master's degree and am wondering if my higher educational status will affect my rates at all.
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Sophie Newman
Jul 23, 2021
What does it mean to be the primary driver on car insurance in Texas?
My mom is listed as the primary driver on the policy that both my brother and I are on as well. If we all share the same car, what does it mean that she's the primary driver?
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Sophie Newman
Jul 22, 2021
Can a husband and wife have separate car insurance policies in Idaho?
Will insurance force my wife and I to be on the same policy? My wife and I share a house. We drive separate cars and would prefer to be on different policies because we have different types of cars and insurance needs.
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Sophie Newman
Jul 20, 2021
Does USAA raise your rates if you are in an accident?
I got into an accident recently and I'm worried my rate will increase. I wasn't at fault, but I had to submit a claim through my insurance. Will my rate go up?
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Emily Maracle
Jul 19, 2021
What company has the best rates for drivers over 65?
Is there a company that's recommended for older drivers? My mom is looking for new insurance. She isn't happy with her current rate.
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Emily Maracle
Jul 16, 2021
What can I do to get lower insurance rates at 67?
What can I do to lower them? My insurance rates have begun to increase every time my policy renews.
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Emily Maracle
Jul 16, 2021
Why did my insurance rate increase after I turned 70?
Why is my insurance so expensive all of the sudden? I have been insured continuously since I was 16. I haven't had an accident in 10 years.
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Emily Maracle
Jul 16, 2021
What insurance is recommended for older drivers?
Is there a company that is recommended for older drivers? My aunt is 65 and looking for new insurance. She is an AARP member as well.
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Emily Maracle
Jul 16, 2021
Do insurance rates increase after age 75?
I thought insurance rates decreased as you aged? My grandma is 75 and her insurance has increased significantly. Is this normal?
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Emily Maracle
Jul 16, 2021
What age do your car insurance rates start to go up again?
Is there an age that they start to go up again? I know that usually rates reduce at 35.
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Emily Maracle
Jul 16, 2021
Why do you need an SR-22?
What does an SR-22 do? I am reinstating my license and the DMV said I need an SR-22. Why do I need one?
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Emily Maracle
Jul 16, 2021
Does every car insurance company offer SR-22s?
I need an SR-22 and I'm trying to find insurance. Does every company offer SR-22s or do I need to look at specific carriers?
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Emily Maracle
Jul 16, 2021

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