Expert Advice for Car Insurance Rates

All Articles on Car Insurance Rates

There's a Movement to End Credit Scores' Effect on Car Insurance, and It's Working
Private insurance companies and government officials are working on addressing and eliminating the discrimination brought on by credit score checks affecting car insurance rates.
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Serena Aburahma
Sep 03, 2021
Your Career Path Could Have a Big Impact on Your Car Insurance Rates
Most people wouldn't think the career they chose would have any impact on their car insurance rates. However, insurance companies use your occupation to help determine your risk level.
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Andrew Koole
Jun 17, 2021
Why Is Car Insurance So Expensive?
Car insurance can be expensive because of factors like your age, chosen coverage, driving record, credit rating, and even where you live.
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Jason Tushinski
Jun 17, 2021
Controversial New Car Insurance Law Could Mean Higher Rates for Florida Drivers
Florida is already known for having higher than average car insurance rates. Unfortunately for drivers, rates could soon be rising again thanks to a new law.
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Lisa Steuer McArdle
Jul 08, 2021
What Is a Citation?
Citations, or tickets, are legal documents indicating traffic violations. Read this guide on citations and tickets to find out if you should pay the fine or hire a lawyer.
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Bonnie Stinson
Sep 27, 2021
Car Insurance Quotes Online: 2021 Guide
Finding car insurance quotes online is one of the easiest ways to find affordable rates. Rates differ by state, but there are plenty of good discounts out there
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Jason Unrau
Jun 04, 2021
If You’re Driving Less During the Pandemic, You May Be Overpaying for Insurance
Sign up with Jerry.ai and take advantage of the current insurance-shopping opportunity for drivers.
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Jerry.ai Editors
Feb 16, 2021
Can You Negotiate Car Insurance Prices?
You cannot negotiate car insurance prices, but that doesn't mean there aren't savings to be found.
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Jason Unrau
Feb 09, 2021
How to Calculate How Much Car Insurance You Need
Getting minimal insurance coverage could save you money in the short term, but it could cost you down the road.
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Jason Unrau
Feb 09, 2021
How to Save $13,000 in 15 Years with One App
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
Switching Your Car Insurance Today Could Mean $13,000 in Savings Over the Next 15 Years
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
How Signing up for Jerry One Time Can Help Save You Over $13,000 in 15 Years
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry.ai Editors
Feb 05, 2021
What Car Insurance Companies Offer the Best Loyalty Discounts?
If you're after a worthwhile loyalty discount, check out these insurance companies.
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Marisol Pereira
Jan 13, 2021
If You Drive One of These Cars, You May Be Overpaying for Insurance
See how much Jerry.ai customers are saving on insurance with these 10 car models.
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Jerry.ai Editors
Jan 14, 2021
4 Ways to Lower Car Insurance Premiums for Teen Drivers
As a young driver, you usually have to pay a lot more than older drivers for car insurance. So, when will you start to see lower car insurance premiums?
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Cheryl Knight
Dec 01, 2020
Insurance Discounts Through Affinity and Affiliate Memberships
If you're a member of certain clubs, went to certain schools, or are a member of the army, you could qualify for big discounts with certain insurance providers.
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Jerry.ai Editors
Oct 23, 2020
Stop Overpaying! Do Not Pay Your Next Insurance Bill Until You Have Checked This.
Surprisingly painless. Policyholders on average save $698 on insurance using this app.
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Sarah J.M.
Oct 21, 2020
The Best Way to Get Free Car Insurance Quotes
When shopping around for new car insurance, here's how to make sure you get the best quotes in the easiest way.
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Brady Klopfer
Oct 11, 2021
8 Easy Tricks for Saving on Car Insurance
A lot of people pay more than they should for car insurance. With the right tricks, you can save a lot of money when it comes time to purchase auto insurance.
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Brady Klopfer
Oct 06, 2021
10 Ways to Get Cheap Car Insurance That's Actually Good
Finding cheap car insurance is easy. Finding cheap auto insurance that actually protects you in case of an accident? Much tricker. Here's how to do it.
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Cheryl Knight
Sep 14, 2021
The 10 Most Expensive Cars to Insure (2020)
Sports cars are the priciest vehicles to insure, with the Bugatti Chrion Sports 110 Ans being the most expensive to insure. Here are the 10 most expensive cars to insure by car model.
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Cheryl Knight
Sep 22, 2021
Big Insurance Companies Are Raising Their Rates. Here's What You Can Do About It.
Over 23 million people will be paying too much for insurance in 2020. Are you going to be one of them?
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Sarah J.M.
Nov 11, 2020
Why Car Insurance Rates Increase and Here's What You Can Do
Whether your insurance rates go up without accident or claim, people are using Jerry to find better deals — saving $698 on average.
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Sarah J.M.
Oct 26, 2020
Hybrid/Electric Vehicle Discounts Explained
Driving a hybrid/electric car is great for the environment. Some insurance companies even offer green discounts to those who drive an alternative-fuel vehicle.
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Cheryl Knight
Oct 26, 2020
How to Lend Your Car to a Friend Without Jeopardizing Your Car Insurance Rates
Before you lend your car to a friend, you should establish expectations and boundaries.
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Amber Brown
Oct 28, 2020
How to Lower Car Insurance Premiums
This is a guide on lowering car insurance premiums. You can keep car insurance rates low by switching providers, raising deductibles, lowering coverage, and more.
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Brady Klopfer
Sep 28, 2021
The Average Cost of Car Insurance
The average cost of car insurance rates varies depending on what state you live in.
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Brady Klopfer
Nov 18, 2020
How Can Road Rage Impact Car Insurance?
If you get into an accident due to road rage, you could face fines, license suspension, and insurance increases—plus designation as a high-risk driver.
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Bonnie Stinson
Sep 29, 2021
The Cars With the Best Crash Test Ratings For 2018
Finding a car from 2018 with a top crash test rating can make a big difference in what you pay for car insurance.
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Cheryl Knight
Nov 20, 2020
How Vehicle History Affects Car Insurance Rates
Did you know your vehicle history can affect your car insurance rates? Your vehicle information number reveals a lot more than you ever knew it did.
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Rochelle Miller-Hernandez
Dec 09, 2020

All Questions on Car Insurance Rates

How do I lower my car insurance?
Is there an easy way to lower your car insurance? I'm a pretty new driver (I'm in my sophomore year of college right now), and my insurance is crazy-expensive. I’d like to do what I can to bring down my premium.
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Liz Jenson
Oct 15, 2021
How do I get car insurance on a Saturday?
What's the best way to get insurance on a Saturday? I need to get new insurance, but I'm always at work when the offices are open.
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Liz Jenson
Oct 12, 2021
How do you get money back from car insurance?
I managed to pay my loan off early, so I'd like to remove some coverages from my car insurance policy. How do I get money back my car insurance when I remove the extra coverages?
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Lauren Smith
Oct 12, 2021
How do I get my car insurance reinstated?
My car insurance lapsed. How do I go about getting it reinstated?
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Lauren Smith
Oct 12, 2021
Is there a way to not pay for car insurance?
I don't want to pay for car insurance if I can avoid it—I'm a student with two jobs, and I really need to save money wherever I can. Is there any way to avoid paying for car insurance?
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Eric Schad
Oct 12, 2021
How can I minimize my car insurance costs?
My wife and I are about to become mothers, and so I'm trying to save money wherever I can. To that end, want to pay as little as possible for car insurance. How do I minimize my costs?
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Eric Schad
Oct 12, 2021
How do I negotiate the price on a car insurance renewal?
My car insurance renewal is coming up and I was quoted a price that I think is too high. My driving record is pretty clean, as is my credit score. I really don't know why this is happening, but I know I can't afford it! Is there any way I can negotiate the price? How do I do it?
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Eric Schad
Oct 12, 2021
How do I lower my insurance rate with The General after a car accident?
I was in an at-fault car accident about a year ago. I've been recovering smoothly, and I've been driving much more carefully since then, but my insurance rates with The General just went up. Is there any way that I can I lower my rate?
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Eric Schad
Oct 12, 2021
How do I lower my Progressive car insurance rate?
My Progressive car insurance rate went up 10% for no reason—I didn't get in an accident and I had no tickets, so I really don't know why this happened! How can I lower my rate?
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Eric Schad
Oct 12, 2021
How do I lower my AAA car insurance rate?
My AAA car insurance rate went way up at renewal—I'm a pretty good driver, so I'm not sure how this happened! How do I lower it? Do I need to go with another provider instead?
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Eric Schad
Oct 12, 2021
How do I self-insure a car in Indiana?
I have an old beater, and I don't want to pay for car insurance when I'm not sure it'll make it to the end of the year. I don't want to pay more money than the car is worth, so is there any way I can self-insure the car? I live in Indiana.
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Eric Schad
Oct 12, 2021
How do I renew car insurance?
I'm pretty happy with my coverage, and I want to renew my car insurance for another year. This is my first policy, though, and I'm not really sure what to do. How should I renew my car insurance?
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Eric Schad
Oct 12, 2021
How do I reduce my car insurance costs in Georgia?
My car insurance costs went way up last renewal period, and I'm not sure my bank account can take it. How can I reduce my rate? I live in Atlanta.
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Eric Schad
Oct 12, 2021
How can I lower my car protections premium?
My car insurance policy has risen for the past three renewal periods. I have a pretty good driving record, so I have no idea why this is happening, but I definitely don't want to stick around if it's just going to rise again. How can I lower my premium? Should I just switch car insurance companies?
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Eric Schad
Oct 12, 2021
Do men or women pay more for car insurance?
My friend said men pay more for insurance. Is that true?
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Emily Maracle
Oct 11, 2021
Do car insurance companies look at my gender when determining a rate?
I know they look at things like your driving record and address, but do they also look at gender?
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Emily Maracle
Oct 11, 2021
Why is car insurance more expensive in a city?
I live in New York City and I pay four times as much as my friend who lives upstate. Why?
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Emily Maracle
Oct 11, 2021
What city has the highest car insurance rates?
Is there a city that has the most expensive insurance rates on average?
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Emily Maracle
Oct 11, 2021
Where is car insurance the most expensive?
Why do rates vary state to state? Shouldn't insurance be the same everywhere?
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Emily Maracle
Oct 11, 2021
Can canceling car insurance affect your credit score?
I want to cancel my car insurance, but I don't want it to impact my credit score. What might happen if I do?
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Emily Maracle
Oct 11, 2021
What is an insurance credit score?
Will that be different than my regular credit score? If I have good credit, will I also have a good insurance credit score?
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Emily Maracle
Oct 11, 2021
How is the cost of your car insurance affected by your credit score in Massachusetts?
I live in Boston and I'll be buying car insurance for the first time. I'm 20 and don't have great credit. How will this affect my insurance?
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Emily Maracle
Oct 11, 2021
Do car insurance companies look at your credit score or credit-based insurance score?
I've heard both terms used. Which is more common?
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Emily Maracle
Oct 11, 2021
Does your credit affect your car insurance?
I don't have a great credit history. I've been working to improve my credit, but it's still not great. Does this have an impact on my car insurance?
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Emily Maracle
Oct 11, 2021
Do car insurance companies look at your credit?
I don't understand how car insurance companies get their rates. Do they look at your credit?
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Emily Maracle
Oct 11, 2021
Can a bad credit score raise your car insurance?
I forgot to pay a few bills, which has significantly lowered my credit score. I want to look for a new insurance company. Will my rates be higher?
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Emily Maracle
Oct 11, 2021
Do credit scores affect insurance rates?
I don't have great credit. I'm getting car insurance for the first time. Will my rates be high?
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Emily Maracle
Oct 11, 2021
Why are moving cars always at fault in parking lots?
My sister was backing out of a parking spot and another car sped past her. She clipped the side of their bumper. She's being assigned a percentage of fault because she was moving. Why?
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Emily Maracle
Oct 11, 2021
Why am I at fault when someone hit me in a parking lot?
I was going through a parking lot when a car backed out into me. I have to submit a claim to my insurance even though I don't think I'm at fault. Why?
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Emily Maracle
Oct 11, 2021
Who's at fault in a parking lot when one vehicle is moving and the other isn't?
I was stopped in a parking lot and a car backed out into me. Who's at fault?
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Emily Maracle
Oct 11, 2021

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