Expert Advice for Car Insurance Rates

All Articles on Car Insurance Rates

Why Is Car Insurance So Expensive?
Car insurance can be expensive because of factors like your age, chosen coverage, driving record, credit rating, and even where you live.
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Jerry
Apr 27, 2022
The Average Car Insurance Cost By Age
Car insurance premiums vary according to your age, with younger drivers paying more than older drivers. Gender also plays a role. This article shows how age affects your car insurance prices.
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Jerry
Apr 27, 2022
4 Ways to Lower Car Insurance Premiums for Teen Drivers
As a young driver, you usually have to pay a lot more than older drivers for car insurance. So, when will you start to see lower car insurance premiums?
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Jerry
Feb 18, 2022
Milestones That Can Change Your Car Insurance Rates
Your car insurance rates change for many reasons, including getting older, getting married, buying a house, and having children.
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Jerry
Apr 27, 2022
10 Ways to Get Cheap Car Insurance That's Actually Good
Finding cheap car insurance is easy. Finding cheap auto insurance that actually protects you in case of an accident? Much tricker. Here's how to do it.
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Jerry
Apr 27, 2022
Hybrid/Electric Vehicle Discounts Explained
Driving a hybrid/electric car is great for the environment. Some insurance companies even offer green discounts to those who drive an alternative-fuel vehicle.
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Jerry
Apr 27, 2022
The 5 Most Common Reasons Your Car Insurance Rate Increases
Ever asked, "Why does my car insurance keep going up?" Carriers raise rates for all kinds of reasons. Here are the ones that are most common.
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Jerry
Apr 27, 2022
The 10 Most Expensive Cars to Insure (2020)
Sports cars are the priciest vehicles to insure, with the Bugatti Chrion Sports 110 Ans being the most expensive to insure. Here are the 10 most expensive cars to insure by car model.
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Jerry
Apr 27, 2022
The Cars With the Best Crash Test Ratings For 2018
Finding a car from 2018 with a top crash test rating can make a big difference in what you pay for car insurance.
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Jerry
Apr 27, 2022
Switching Your Car Insurance Today Could Mean $13,000 in Savings Over the Next 15 Years
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry
Mar 15, 2022
How to Save $13,000 in 15 Years with One App
See how the car insurance savings add up when you switch through Jerry.ai!
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Jerry
Mar 15, 2022
How Signing up for Jerry One Time Can Help Save You Over $13,000 in 15 Years
See how the car insurance savings add up when you switch through Jerry.
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Jerry
Mar 16, 2022
Does Being Married Lower Car Insurance?
When you get married, your auto insurance rates stand a good chance of being lowered. Read this guide on how marriage affects car insurance to learn more.
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Jerry
Apr 27, 2022
Can You Negotiate Car Insurance Prices?
You cannot negotiate car insurance prices, but that doesn't mean there aren't savings to be found. Read this article to learn about car insurance negotiation and how to get a lower price.
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Jerry
Apr 27, 2022
If You’re Driving Less During the Pandemic, You May Be Overpaying for Insurance
Sign up with Jerry.ai and take advantage of the current insurance-shopping opportunity for drivers.
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Jerry
Apr 27, 2022
How to Calculate How Much Car Insurance You Need
Getting minimal insurance coverage could save you money in the short term, but it could cost you down the road.
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Jerry
Feb 18, 2022
What Is a Citation?
Citations, or tickets, are legal documents indicating traffic violations. Read this guide on citations and tickets to find out if you should pay the fine or hire a lawyer.
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Jerry
Apr 27, 2022
If You Drive One of These Cars, You May Be Overpaying for Insurance
See how much Jerry.ai customers are saving on insurance with these 10 car models.
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Jerry
Apr 27, 2022
What Car Insurance Companies Offer the Best Loyalty Discounts?
If you're after a worthwhile loyalty discount, check out these insurance companies.
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Jerry
Apr 27, 2022
How Vehicle History Affects Car Insurance Rates
Did you know your vehicle history can affect your car insurance rates? Your vehicle information number reveals a lot more than you ever knew it did.
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Jerry
Apr 27, 2022
The Average Cost of Car Insurance
The average cost of car insurance rates varies depending on what state you live in.
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Jerry
Apr 27, 2022
Big Insurance Companies Are Raising Their Rates. Here's What You Can Do About It.
Over 23 million people will be paying too much for insurance in 2020. Are you going to be one of them?
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Jerry
Apr 27, 2022
What Are the Key Factors that Affect Car Insurance Rates if You’re Under 25?
If you’re under 25 years old, you can reduce high car insurance rates with a good student discount, high credit score, and clean driving record.
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Jerry
Apr 27, 2022
How to Lend Your Car to a Friend Without Jeopardizing Your Car Insurance Rates
Before you lend your car to a friend, you should establish expectations and boundaries.
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Jerry
Apr 27, 2022
Affinity Discounts and Affiliate Memberships, Explained
If you're a member of certain clubs, schools, or are a member of the army, you could qualify for big discounts with certain insurance providers. Read this guide on affinity discounts to learn more.
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Jerry
Apr 27, 2022
The Best Way to Get Free Car Insurance Quotes
When shopping around for new car insurance, here's how to make sure you get the best quotes in the easiest way.
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Jerry
Apr 27, 2022
How a DUI Affects Your Car Insurance Rates
Getting a DUI means one thing: You can expect to pay up for car insurance.
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Jerry
Apr 27, 2022
Your Career Path Could Have a Big Impact on Your Car Insurance Rates
Most people wouldn't think the career they chose would have any impact on their car insurance rates. However, insurance companies use your occupation to help determine your risk level.
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Jerry
Apr 27, 2022
Car Insurance For Ladies: How Rates Change During a Woman's Lifetime
Women pay lower car insurance rates than men in their lifetime. Factors such as age, marital status, and driving history affect the total cost.
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Jerry
Apr 27, 2022
Does Financing a Car Affect Insurance Rates?
Car financing with insurance can get tricky. Insurance rates increase when you finance a car. Read this article about insurance while financing a car to learn why.
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Jerry
Apr 27, 2022

All Questions on Car Insurance Rates

What is the cheapest insurance in New Mexico?
I just moved to Santa Fe and am thinking about canceling my insurance to find a cheaper policy. What are the most inexpensive rates I can expect to find in New Mexico?
Gracie Hanson
Oct 20, 2021
How do you choose a car insurance company?
I live in Louisiana and car insurance is so expensive. How do I pick a good, cheap car insurance company?
Lauren Smith
Nov 11, 2021
How do I add a car to my current car insurance?
I'm planning on buying a new car this weekend. Can't wait! I know it needs its own insurance, so how do I add another car to my current car insurance?
melanie reiff
Oct 27, 2021
What is the cheapest insurance in North Dakota?
I just moved to Bismarck, and I need to switch insurance carriers. What are the cheapest rates I can expect to find in North Dakota?
Gracie Hanson
Oct 20, 2021
How can I get my car insurance rates to go down in Michigan?
I live in Michigan and my car insurance rates skyrocketed during my last renewal period. I wasn't in an accident, though, and only had one ticket. This really doesn't seem fair—how can I get my rates to go down?
Eric Schad
Oct 07, 2021
What is the cheapest insurance in Oregon?
I’m moving to Eugene for college and need to insure the car I’m taking out there. What are the cheapest rates I can expect to find in Oregon?
Gracie Hanson
Oct 20, 2021
How do I calculate my car insurance?
Is there any way to calculate your car insurance? My premium went up and it doesn't seem right. I want to calculate what it should be on my own. I want to make sure I'm not getting cheated.
Joshua Levy
Dec 10, 2021
Will my insurance be cheaper now that I am married?
Will I see a decrease in my insurance now that we are married? My husband and I tied the knot last month and now we are finally starting to update all the paperwork in our lives. I had actually added him to my insurance a few years ago. Aside from my name change, will everything else stay the same?
Shannon Martin
Oct 05, 2021
What is the cheapest insurance in South Carolina?
I’m moving to Charleston in a couple of months but want to find a better coverage policy before I go. What are the cheapest rates I can expect to find in South Carolina?
Gracie Hanson
Oct 20, 2021
How can I negotiate my car insurance price?
Can you negotiate the cost of car insurance? My rates are high. I know I can negotiate settlements and claims with car insurance companies. Is my premium up for negotiation?
Emily Maracle
Sep 29, 2021
Does a seatbelt ticket make your insurance go up?
I got a seatbelt ticket recently and I’m not really sure what this will mean for me. It seems like a pretty minor offense, but I’m afraid it will make my insurance go up. Is this likely?
Liz Jenson
Feb 14, 2022
Can adding another vehicle increase your insurance rates?
Will adding a second vehicle to our policy increase our rates? My wife and I just got another vehicle.
Emily Maracle
Jul 07, 2021
How do you calculate your car insurance?
Is there any way to calculate your car insurance? My premium went up, which doesn't seem right. Can I calculate it on my own so I know I'm not getting cheated?
Joshua Levy
Oct 20, 2021
Does driving for Uber increase insurance?
I want to drive for Uber because I was laid off from my job. I know it’s an independent contractor position, so I have to pay taxes, gas, maintenance, and insurance. The only thing I’m not sure about is if it will alter my insurance rates. Will driving for Uber increase my car insurance?
Eric Schad
Mar 16, 2022
Are insurance quotes from different companies binding?
I've been shopping around for a used car and comparing different car insurance rates. If a company sends me a quote, is that the definite price I will pay if I go with that company?
Sophie Newman
Sep 23, 2021
What is the cheapest insurance in Arkansas?
I just moved to Arkansas and need to insure my new Jeep Grand Cherokee. What are the cheapest rates I can expect to find?
Gracie Hanson
Oct 25, 2021
How do I buy non-owner car insurance?
I often drive my girlfriend's car, but I am not on the title. How do I buy non-owner car insurance to get insured on the car?
melanie reiff
Oct 28, 2021
How does Progressive Snapshot know if I’m driving?
For years I’ve been paying insurance rates through the roof. I saw an advertisement for Progressive Snapshot and thought I’d give it a try to lower my premium, but how does it know if I’m driving?
Andrea Barrett
Mar 15, 2022
Can I get car insurance for the summer only?
I want to get temporary car insurance for when I’m home from college this summer, but I won’t need the coverage after I go back to school. Is it possible to get coverage for just the summer?
Liz Jenson
Mar 09, 2022
How to find out car insurance expiration date?
I’ve been trying to update my paperwork and make sure I have everything in order. I'm not sure if I have an active car insurance policy anymore, so what is the best way to view my policy's expiration date?
Carlos Kirby
Nov 09, 2021
How long do tickets and accidents impact your rate?
How long do things on my driving record impact my insurance rates? I have two tickets from 2019 and an accident from 2018.
Emily Maracle
Jul 06, 2021
What is the best way for newlyweds to save on car insurance?
We just got married and need to save as much money as possible. Are there any tips or tricks to getting a cheaper auto insurance policy?
Shannon Martin
Oct 05, 2021
What color of car has the lowest rate of accidents?
My car was just totaled in an accident. I'm mostly okay, as is the other driver, but it was honestly a terrifying experience, and I never want to go through that again. I've heard that some colors of car can reduce your chance of being an accident—if this is true, what color of car is least likely to get into an accident?
Emily Maracle
Sep 20, 2021
Why is car insurance more expensive in a city?
I live in New York City and I pay four times as much as my friend who lives upstate. Why?
Emily Maracle
Oct 11, 2021
How do you get an insurance quote for a new car?
How can I get an insurance quote for my new car? I just bought a Honda Civic and I'm worried that my current insurance plan will be too expensive with an extra car.
Joshua Levy
Oct 18, 2021
How can I get an accurate car insurance quote?
Insurance shopping is such a mystery to me. It seems impossible to get a straight answer. How do I get an accurate car insurance quote?
melanie reiff
Oct 27, 2021
If someone else is ticketed while driving my car, will my auto insurance premium go up?
Will I have to pay more for insurance if my friend got a ticket in my car? I let them borrow it for a few days and they got pulled over for speeding.
Alexah Grinnell
Sep 09, 2021
What’s the best way to get cheap car insurance?
I'm paying $450 a month for car insurance. I can't afford it and need to keep insurance on my vehicle. What can I do to lower my premium?
Emily Maracle
Aug 20, 2021
What is the cheapest insurance in Louisiana?
I am moving to Baton Rouge this summer and am in need of a more affordable insurance premium. What is the cheapest rate I can expect to find in Louisiana?
Gracie Hanson
Oct 20, 2021
How much is car insurance per month for a 2008 Kia Spectra?
How much will it be to insure a Kia Spectra? I want to buy this car from my uncle, but I'm wondering how much insurance will be.
Sophie Newman
Jul 03, 2021

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