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Cheapest 2019 Toyota RAV4 Car Insurance (Dec 2023)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2019 Toyota RAV4
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R.E. Fulton
Expert Insurance Writer and Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations

How much does car insurance cost for a 2019 Toyota RAV4

The average cost of car insurance for a 2019 Toyota RAV4 is $1,128 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2019 Toyota RAV4 are 6% more
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2019 Toyota RAV4, use
Jerry
to get a detailed
car insurance price comparison

Compare the cheapest 2019 Toyota RAV4 car insurance quotes

Thousands of smart Toyota RAV4 drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of -- per year on car insurance. Below are cheap quotes Jerry found for 2019 Toyota RAV4 drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
December 3, 2023
Travelers
$160
• 100,000/300,000 Liability
• Comp / Collision
November 24, 2023
Nationwide
$215
• 50,000/100,000 Liability
• Comp / Collision
November 20, 2023
AAA
$295
• State Minimum Liability
• Comp / Collision
November 15, 2023
Allstate
$305
• 50,000/100,000 Liability
• Comp / Collision
November 15, 2023
Progressive
$229
• State Minimum Liability
• Comp / Collision
coverageLast Updated Dec 3, 2023
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2019 Toyota RAV4 owners

There’s no best company for all 2019 Toyota RAV4 drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2019 Toyota RAV4 drivers rated different insurance companies in these three categories, as well as overall.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Average 2019 Toyota RAV4 insurance costs

From working with lots of 2019 Toyota RAV4 drivers, we found that the average cost of minimum liability coverage is $94 per month, or $1,128 per year. The average cost for full coverage insurance for 2019 Toyota RAV4 drivers is $151 per month or $1,812 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$94
$1,128
Full coverage
$151
$1,812
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2019 Toyota RAV4 insurance costs by trim level

The cost of car insurance for a 2019 Toyota RAV4 is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
$151
$124
$147
$103
$124
$101
$154
$78
$157
$85

How expensive is 2019 Toyota RAV4 insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Toyota RAV4 manufactured in 2019 with that of the four closest model years.

Are 2019 Toyota RAV4s expensive to insure? 

On average, car insurance for a 2019 Toyota RAV4 costs $94. Compared with other models in a similar price range, it costs 6% more to insure a 2019 Toyota RAV4.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
$93
$177
$94
$151
$96
$208
$102
$191
$115
$167
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2019 Toyota RAV4
NHTSA safety ratings

Rating TypeRating
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)