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Cheapest Subaru WRX STI Car Insurance (Feb 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru WRX STI
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does Subaru WRX STI car insurance cost? 

Subaru WRX STI car insurance costs an average of $113 per month for state minimum insurance coverage. The average rate rises to $201 per month for a full coverage policy. These numbers are 33% higher than the insurance costs of other WRX trims, but still not as high as rates for a Subaru BRZ—the most expensive Subaru model to insure.
While plenty of data exists for the national average, it’s hard to predict what an individual will pay for auto insurance. It all depends on their driver profile—which includes information like their driving record, credit score, and coverage level—and the insurance provider doing the calculations.

Compare the cheapest Subaru WRX STI car insurance quotes

If shopping for car insurance feels like one complication after another, a licensed insurance agent can help simplify the process. 
The Jerry Insurance Agency makes it easy to find the best rates by providing free quotes like the ones below:
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
February 27, 2024
Allstate
$251
• 50,000/100,000 Liability
• Comp / Collision
February 26, 2024
Gainsco
$345
• State Minimum Liability
• Comp / Collision
February 22, 2024
Nationwide
$186
• 100,000/300,000 Liability
• Comp / Collision
February 15, 2024
AAA
$292
• State Minimum Liability
• Comp / Collision
February 13, 2024
Progressive
$273
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 27, 2024
Average rates
and
personalized auto insurance quotes
have little in common. Premiums are heavily influenced by personal factors like a driver’s age.
Take the car insurance costs of an 18-year-old and 40-year-old driver. The younger driver will pay much more than average, while the older might pay less, even if they have a similar driving history and both have a Subaru WRX STI.

The best car insurance companies for Subaru WRX STI owners

The
best car insurance provider
for a Subaru WRX STI owner depends on their top priority, whether that’s policy cost, customer service, claims handling, and overall experience.
To help you find the best fit, Jerry conducted a nationwide insurance shopping survey among thousands of policyholders. They rated the biggest insurance providers (like GEICO, State Farm, and Allstate) in every category that matters and scored them on a scale from zero to five.
As for the cheapest insurance company for every WRX STI driver, that depends on the driver! The car insurance quotes you receive depend on your age, address, driving record, deductible, and more.
The scores below will give you an idea of where to start looking for auto insurance quotes:

Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much does Subaru WRX STI insurance cost?

According to Jerry’s data, Subaru WRX insurance costs an average of $113 per month or $1,356 per year for minimum liability insurance coverage. As for full coverage insurance, the average cost rises to $201 per month or $2,412 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$113
$1,356
Full coverage
$201
$2,412

How much car insurance do you need for a Subaru WRX STI?

A
minimum coverage insurance policy
follows the insurance requirements laid down by the state. They usually include liability insurance, which covers the results of an at-fault car accident, whether they include bodily injuries or property damages.
A
full coverage car insurance policy
, on the other hand, covers repairs and replacements to your car, not the other driver’s. Depending on whether the damages were a result of an accident or the weather, they’ll fall under either comprehensive or collision coverage.

How do Subaru WRX STI insurance quotes compare to other Subaru WRX car insurance rates?

Subaru WRX insurance rates aren’t the same for every trim. Here’s a sample of the average costs for each level, from the base model to the GT:
Car Model & TrimAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$96
$219
WRX STI Limited
$100
$224
WRX WRX
$105
$210
$113
$201
WRX Limited
$193
$215
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Subaru WRX STI insurance cost by model year

Subaru WRX insurance costs vary according to the car’s model year, i.e. the year it was manufactured.
The cost of car insurance for a new car is higher because its cash value is higher and it packs more advanced technology. An older car costs less because it’s lost some of its value.

2021 Subaru WRX STIcar insurance quotes

Drivers with a 2021 Subaru WRX STI picked these policies after Jerry found them quotes from over 55 top providers:
CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$109
• State Minimum Liability
Safeco
$369
• 100,000/300,000 Liability
• Comp / Collision
Travelers
$264
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$126
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024
Once your car reaches its third birthday, it usually qualifies for cheaper car insurance premiums. Here’s what you can expect to pay if you own a WRX STI that’s at least three years old (and you use Jerry to compare car insurance quotes):

2020 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$281
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$297
• 50,000/100,000 Liability
• Comp / Collision
Travelers
$163
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$92
• 100,000/300,000 Liability
• Comp / Collision
Aspire Advantage
$239
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 26, 2024

2019 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Travelers
$197
• 100,000/300,000 Liability
• Comp / Collision
National General
$90
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$471
• 100,000/300,000 Liability
• Comp / Collision
Bristol West
$381
• State Minimum Liability
• Comp / Collision
Mercury
$186
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 26, 2024

2018 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Safeco
$206
• 100,000/300,000 Liability
• Comp / Collision
Allstate
$233
• State Minimum Liability
• Comp / Collision
National General
$164
• 100,000/300,000 Liability
• Comp / Collision
Clearcover
$192
• 100,000/300,000 Liability
• Comp / Collision
Kemper
$299
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Feb 26, 2024

2017 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$327
• 50,000/100,000 Liability
• Comp / Collision
AAA
$292
• State Minimum Liability
• Comp / Collision
Safeco
$269
• State Minimum Liability
• Comp / Collision
Allstate
$205
• State Minimum Liability
• Comp / Collision
Clearcover
$178
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Feb 29, 2024

2016 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$282
• 100,000/300,000 Liability
• Comp / Collision
Progressive
$173
• State Minimum Liability
• Comp / Collision
Clearcover
$163
• State Minimum Liability
coverageLast Updated Feb 28, 2024

2015 Subaru WRX STI car insurance quotes

CarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Progressive
$368
• 25,000/50,000 Liability
• Comp / Collision
Plymouth Rock
$233
• 50,000/100,000 Liability
• Comp / Collision
Bristol West
$231
• State Minimum Liability
• Comp / Collision
National General
$74
• State Minimum Liability
Dairyland
$167
• State Minimum Liability
• Comp / Collision
coverageLast Updated Feb 28, 2024

Are Subaru WRX STIs expensive to insure? 

Subaru WRX STIs are 26% less expensive to insure than other models with a similar price tag. You can compare its auto insurance rates to those of the competition using the table below:
ModelAverage State Minimal Insurance CostAverage Full Coverage Insurance Cost
$64
$132
$68
$154
$70
$128
$75
$192
$79
$156
$84
$107
$84
$145
Subaru B9
$98
$168
$100
$214
$105
$210
$130
$148
$139
$235
Car insurance providers use almost as many factors to determine a vehicle’s insurance rates as they do a driver’s. They include MSRP, trim level, model year, theft rates, repair costs, and—most importantly—safety ratings.
The higher a vehicle’s safety score from the Insurance Institute for Highway Safety (IIHS) or the National Highway and Traffic Safety Administration (NHTSA), the cheaper it is to insure. 
Here are some of the best safety features of the Subaru WRX STI:
Rating TypeRating
Roof strength
Good
Small overlap front: driver-side
Good
Small overlap front: passenger-side
Good
Moderate overlap front: original test
Good
Side: original test
Good
Head restraints & seats
Good
Headlights (varies by trim/option)
Good/Average depending on trim/option
Front crash prevention: vehicle-to-vehicle
Superior
Front crash prevention: vehicle-to-pedestrian (day)
Superior
Seat belt reminders
Good

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

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Jasmine Kanter
Jasmine Kanter is an insurance writer specializing in subjects relating to home ownership, car insurance requirements, and driving tips. Jasmine combines her background in communication and languages with a passion for writing to create straightforward, yet comprehensive content that’s accessible to car enthusiasts, beginners, and everyone in between. Since joining the Jerry team, Jasmine has penned nearly 300 articles covering subjects from how to save money on homeownership costs to roadside assistance service reviews.
Prior to joining Jerry, Jasmine worked as a storyboard analyst for Depanneur Films and a training assistant for Assistance Services Group.
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Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.