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Cheapest Subaru Outback Wilderness Car Insurance (Nov 2024)
Cheapest Subaru Outback Wilderness Car Insurance (Nov 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru Outback Wilderness
Find Insurance Savings
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Quotes from top insurance companies
Bonnie Stinson
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Subaru Outback Wilderness car insurance cost?
- Compare the cheapest Subaru Outback Wilderness car insurance quotes
- The best car insurance companies for Subaru Outback Wilderness owners
- Average cost of Subaru Outback Wilderness car insurance
- How do Subaru Outback Wilderness insurance quotes compare to other Subaru Outback car insurance rates?
- Subaru Outback Wilderness insurance cost by model year
- Are Subaru Outback Wildernesss expensive to insure?
- Methodology
- Meet our experts
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How much does Subaru Outback Wilderness car insurance cost?
The average cost of minimum coverage for a Subaru Outback Wilderness is $49 per month. For more extensive full coverage
car insurance
, average rates increase to about $137 per month. When comparing the Wilderness to other Outback models, data shows that the Wilderness is 13% more expensive to insure than its Outback siblings.If you’re trying to figure out your approximate rate, make sure to factor in more than just your make and model. Driver age, zip code, driving record, and coverage levels will influence your premium as much—if not more—than your vehicle.
Compare free quotes from multiple companies with Jerry to find out if you could find cheaper Subaru Outback insurance rates.
Compare the cheapest Subaru Outback Wilderness car insurance quotes
When shopping for car insurance, seek help from insurance brokers to find low rates for your Subaru Outback. Jerry is a mobile app that pulls insurance prices and helps drivers find affordable coverage and sign up for a policy.
Here are rates from real Subaru Outback Wilderness drivers who found coverage with Jerry.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
November 21, 2024 | Progressive | $126 | Antonio, 37 Springfield, MO | • State Minimum Liability • Comp / Collision | |
November 16, 2024 | Travelers | $222 | Gary, 45 | • 100,000/300,000 Liability • Comp / Collision | |
November 12, 2024 | Anchor General | $121 | Christopher, 35 | • State Minimum Liability | |
November 9, 2024 | Progressive | $114 | Harriett, 42 | • 50,000/100,000 Liability • Comp / Collision | |
November 4, 2024 | Bristol West | $124 | Lydia, 30 Nixa, MO | • 100,000/300,000 Liability |
Last Updated Nov 21, 2024Not all drivers with this car model will pay the same for coverage. Your trim level matters, but it’s not the only risk factor that insurance providers care about. For instance, a 40-year-old driver with a Wilderness model will pay less for insurance than an 18-year-old Wilderness driver, all other factors aside due to their longer driving history.
Average rates
are good data points, but the next step is to get personalized quotes
for your specific driving profile.The best car insurance companies for Subaru Outback Wilderness owners
If your vehicle type was the only factor that mattered to companies, there’d be a single best company for every Outback driver. Unfortunately, it’s not that simple.
The
best car insurance company
for a Subaru Outback Wilderness driver is going to depend on that driver’s unique risk profile. That includes their age, address, claims history, and insurance policy coverage preferences in addition to their make and model. Some companies care more about at-fault accidents or credit scores, for instance.Of course, cost is not the only important criteria. Do you need service in multiple languages? Do you want a local company with a nearby office, or do you prefer a national company like
GEICO
, Nationwide
, State Farm
, or Progressive
that lets you manage your policy via app?Real Subaru drivers rated insurance companies in a recent Jerry survey. Here’s what your fellow drivers think about major insurance companies in a variety of categories like claims handling, customer service, and overall satisfaction.
| Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Average cost of Subaru Outback Wilderness car insurance
Minimum coverage for the Subaru Outback Wilderness costs about $49 per month, on average, or $588 per year. A full coverage policy on this model is about $1,644 per year, or $137 per month.
These prices, however, don’t take into account any discounts or policy add-ons—you could pay less or more if you adjust your coverage or unlock a rate cut. For example, many drivers save money by
bundling their auto with a homeowner policy
—a discount that both Liberty Mutual and Allstate
offer, along with many other companies.| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $49 | $588 |
Full coverage | $137 | $1,644 |
How much car insurance do you need for a Subaru Outback Wilderness?
Every Subaru driver is subject to the
minimum coverage
laws in their state. Most states have a liability insurance
requirement that includes bodily injury
and property damage
to cover damages you cause when driving.Full coverage
insurance is not legally required in any state, but many Subaru drivers opt into it for added financial and vehicle protection. It typically includes liability coverage, as well as collision coverage
and comprehensive coverage
to cover non-collision and collision related events.Explore insurance costs for other models
How do Subaru Outback Wilderness insurance quotes compare to other Subaru Outback car insurance rates?
Compared to other Subaru Outback models, the Wilderness is cheaper than average to insure. Check out the table below to see the average cost of auto insurance for some other popular Subaru Outback trims, and compare the cost of coverage for a Wilderness model.
| Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
Outback 3.6R Limited | $49 | $137 |
Outback Outback 2.5i Limited | $56 | $59 |
Outback Onyx Edition | $60 | $93 |
Outback 2.5i Limited | $65 | $131 |
Outback 2.5i | $68 | $120 |
Outback Outback | $70 | $128 |
Outback Touring LDL | $73 | $199 |
Outback 2.5i Premium | $76 | $124 |
Outback Premium | $85 | $149 |
Outback Touring | $101 | $184 |
Outback Limited | $117 | $182 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Subaru Outback Wilderness insurance cost by model year
Did you know that safety ratings and tech features can change from one model year to the next? For instance, some have better airbags, anti-lock brakes, or anti-theft devices—and these tend to get the best rates.
The Wilderness has only existed since 2022, so most have similar features—however, the model year still matters to insurance companies. Newer models, in general, tend to cost more to insure because their replacement cost is higher. The cheapest cars and Subaru models tend to get the lowest auto insurance rates because their replacement costs are lower.
2023 Subaru Outback Wilderness car insurance quotes
The reality is that newer cars have higher car insurance rates. If you drive a 2023 Subaru Outback Wilderness, you might pay a rate similar to these Jerry drivers:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $126 | Polly, 37 Springfield, MO | • State Minimum Liability • Comp / Collision |
Last Updated Nov 21, 20242022 Subaru Outback Wilderness car insurance quotes
These are average insurance rates for the 2022 Subaru Outback Wilderness—the first-ever model in this trim. Understand that you might pay more or less than these rates, depending on your driver profile.
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $114 | Harriett, 42 | • 50,000/100,000 Liability • Comp / Collision | |
| Travelers | $222 | Gary, 45 | • 100,000/300,000 Liability • Comp / Collision | |
| Bristol West | $124 | Clifford, 30 Nixa, MO | • 100,000/300,000 Liability | |
| Anchor General | $121 | Christopher, 35 | • State Minimum Liability | |
| The General | $410 | Albert, 33 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 19, 2024Are Subaru Outback Wildernesss expensive to insure?
Expect to pay about 13% more on car insurance premiums than models in a similar price range. Check out insurance costs for competitors of the Subaru Outback Wilderness:
| Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
|---|---|---|
$64 | $132 | |
Subaru Ascent | $68 | $154 |
$70 | $128 | |
Subaru Legacy | $75 | $192 |
$79 | $156 | |
Subaru Baja | $84 | $107 |
Subaru XV | $84 | $145 |
Subaru B9 | $98 | $168 |
Subaru BRZ | $100 | $214 |
$105 | $210 | |
Subaru Crosstrek | $130 | $148 |
Subaru Tribeca | $139 | $235 |
The make, model, and trim level of a car tell companies how risky a car is. Each vehicle has a unique MSRP, theft rate, and repair cost. These factors all influence the final cost of car insurance.
Safety features and crash test ratings also matter to companies because they predict the likelihood of injuries and vehicular damage. Take a look at the ratings for the Subaru Outback Wilderness, according to the Insurance Institute for Highway Safety (IIHS).
| Rating Type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Side: updated test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights | Good |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Front crash prevention: vehicle-to-pedestrian (night) | Superior |
Seat belt reminders | Good |
LATCH ease of use | Good |
Compare insurance costs for other cars
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.