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Cheapest Subaru Forester Car Insurance (Nov 2024)
Cheapest Subaru Forester Car Insurance (Nov 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Subaru Forester
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
Andrea Barrett
Expert Insurance Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Kianna Walpole, Expert Insurance Writer & Editor
What's on this page?
- How much does Subaru Forester car insurance cost?
- Compare the cheapest Subaru Forester car insurance quotes
- The best car insurance companies for Subaru Forester owners
- Subaru Forester insurance cost by model year
- Are Subaru Foresters expensive to insure?
- What other factors affect Subaru Forester insurance rates?
- How can I lower the cost of insurance for my car?
- Methodology
- Meet our experts
Load full table of contents
How much does Subaru Forester car insurance cost?
But it’s important to remember that there are no ‘fixed’ averages—Subaru car insurance rates are highly variable and depend on your driving profile. Factors influencing insurance rates include age, location, vehicle trim level, and model year. So, to find the best rates for your Forester, you’ll want to shop around and
compare car insurance quotes
.Compare the cheapest Subaru Forester car insurance quotes
Shopping around
and comparing free car insurance quotes is the easiest way to save money on car insurance. But instead of spending time getting individual quotes, consider using an independent broker like Jerry
. In seconds, Jerry uses your personalized profile to pull the cheapest quotes from the top insurers in your area. And by shopping with Jerry, Subaru Forester drivers save an average of $1,725 per year on car insurance. The table below shows some examples of real, free quotes Subaru owners found using Jerry.
| Date | Car | Insurance company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
November 21, 2024 | Subaru Forester 2.5I Premium | Infinity | $140 | Jack, 46 | • No Coverage Liability • Comp / Collision |
November 9, 2024 | Subaru Forester 2.5X Limite | Gainsco | $71 | Jennie, 64 | • State Minimum Liability |
November 9, 2024 | Subaru Forester Touring | Mercury | $107 | Effie, 69 | • 100,000/300,000 Liability • Comp / Collision |
November 9, 2024 | Subaru Forester Sport | National General | $87 | Ollie, 35 | • 50,000/100,000 Liability • Comp / Collision |
November 5, 2024 | Subaru Forester 2.5X | AAA | $61 | Amy, 27 | • 25,000/50,000 Liability |
Last Updated Nov 21, 2024Keep in mind that insurance rates vary, even for identical vehicles. Besides factors like your driving profile, location, and driver age, insurers also consider your Subaru model year, trim level, and repair costs to calculate premiums.
If you want the cheapest auto insurance rate for your Subaru without sacrificing coverage, compare quotes from at least three insurance companies before deciding.
The best car insurance companies for Subaru Forester owners
No single insurance company will be the right fit for all Subaru Forester drivers. Car insurance rates are as unique as every driver, and every insurer uses different rating factors to
calculate your premium
. But Jerry can still help you find the right insurer for your needs. To help make insurance shopping stress-free, we conducted the largest nationwide survey to help people find the best car insurance companies.
While insurers like
GEICO
and State Farm
came out on top in terms of customer service, other providers, like Allstate
and Travelers
received some of the highest overall scores. Check out the table below to see how drivers rated various insurance companies on a 5.0 scale. | Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
|---|---|---|---|---|
| Safeco | 4.6 | 4.4 | 4 | 4.5 |
| Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
| Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
| AAA | 4.2 | 4 | 3.8 | 4.4 |
| Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
| USAA | 4 | 3.5 | 4.5 | 4.2 |
| State Farm | 4 | 3.4 | 3.8 | 4.2 |
| Farmers | 4 | 3.4 | 4.1 | 3.9 |
| Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How much car insurance do you need for a Subaru Forester?
When shopping for car insurance, it’s important to know just how much coverage you’ll need for your Subaru Forester. Depending on factors such as your model year and individual driver needs, you may benefit from one type of policy over another.
| Car | Average Full Coverage Insurance Cost | Average State Minimum Insurance Cost |
|---|---|---|
Subaru Forester | $136 | $85 |
There are two options available for coverage:
- Minimum coverage insuranceis the minimum amount ofbodily injuryandproperty damage liability insurancelegally required in your state.
- Full coverage insuranceusually includesliability insurance, pluscollisionandcomprehensive coverage. It pays for physical damages to your vehicle after an accident and is typically required by lenders when leasing or financing a vehicle.
While a minimum coverage policy is cheaper than full coverage car insurance, it only covers damages and injuries for third parties—and even with the average limits of 25/50/25, your limits can max out relatively quickly, leaving you financially vulnerable.
As a result, most drivers will benefit from full coverage with higher liability limits of 50/100/50 or 100/300/100. Additionally, drivers should consider including add-on coverages to their policy, such as
roadside assistance
or rental reimbursement
.Learn more about car insurance for other models
Why are some trims more expensive to insure than others?
Insurance rates are calculated based on vehicle repair and replacement costs; the higher the MSRP and the more it costs to repair, the more you’ll pay to insure it. Safety features also matter. Insurers look at safety ratings from experts like the Insurance Institute for Highway Safety (IIHS) and The National Highway Traffic Safety Administration (NHTSA).
Check out the table below to see the average cost of auto insurance for popular Subaru Forester trim levels.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Forester Subaru | $64 | $132 |
Forester Subaru 2.5i | $88 | $148 |
Forester Subaru 2.5i Premium | $106 | $129 |
Forester Subaru 2.5X | $89 | $141 |
Forester Subaru 2.5X Premium | $96 | $122 |
Forester Subaru 2.5XS | $60 | $110 |
Forester Subaru 2.5XT | $96 | $121 |
Forester Subaru L | $76 | $175 |
Forester Subaru Limited | $91 | $127 |
Forester Subaru Premium | $63 | $144 |
Forester Subaru Sport | $64 | $142 |
Forester Subaru Touring | $101 | $165 |
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Subaru Forester insurance cost by model year
Generally speaking, the newer your Subaru Forester model is, the more it will cost to insure due to its higher value and more costly technology.
The tables below show the average rates Subaru Forester drivers pay based on their car’s model year.
2023 Subaru Forester car insurance quotes
Unfortunately, newer cars can also come with higher car insurance rates. Here's what Jerry drivers pay to insure their 2023 Subaru Forester:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2023 Subaru Forester Wilderness | Progressive | $312 | Larry, 43 | • 50,000/100,000 Liability • Comp / Collision |
| Progressive | $220 | Chris, 28 | • 25,000/50,000 Liability • Comp / Collision | |
2023 Subaru Forester Sport | Bristol West | $171 | Julia, 34 Hollywood, FL | • No Coverage Liability • Comp / Collision |
2023 Subaru Forester Limited | The General | $150 | Katharine, 34 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 21, 2024 2022 Subaru Forester car insurance quotes
It's important to remember that car insurance rates are as unique at the drivers themselves. The best way to understand how much you might pay is to compare real quotes like the ones below from different insurance companies. Check out some real quotes Jerry compared for 2022 Subaru Forester drivers below:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2022 Subaru Forester Touring | Progressive | $140 | Richard, 35 | • 50,000/100,000 Liability • Comp / Collision |
2022 Subaru Forester Sport | Travelers | $90 | Edwin, 41 | • 100,000/300,000 Liability • Comp / Collision |
2022 Subaru Forester Premium | Mercury | $70 | Clyde, 34 | • 100,000/300,000 Liability • Comp / Collision |
2022 Subaru Forester Touring | Bristol West | $163 | Owen, 30 Tempe, AZ | • State Minimum Liability • Comp / Collision |
2022 Subaru Forester Sport | Aspen | $80 | Hattie, 32 Dallas, TX | • State Minimum Liability |
Last Updated Nov 20, 2024 2021 Subaru Forester car insurance quotes
Jerry compares quotes from over 55+ top insurance companies for you. Compare some real examples of what Jerry drivers pay to insure their 2021 Subaru Forester:
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2021 Subaru Forester Premium | Nationwide | $118 | Derek, 30 | • 50,000/100,000 Liability • Comp / Collision |
2021 Subaru Forester Sport | Safeco | $255 | Jeff, 27 | • 100,000/300,000 Liability • Comp / Collision |
2021 Subaru Forester Limited | AAA | $137 | Anne, 26 Fairlawn, OH | • State Minimum Liability • Comp / Collision |
2021 Subaru Forester Sport | Travelers | $92 | Donald, 34 Quincy, MA | • 100,000/300,000 Liability • Comp / Collision |
2021 Subaru Forester Sport | Plymouth Rock | $205 | Seth, 36 Union Dale, PA | • State Minimum Liability • Comp / Collision |
Last Updated Nov 22, 2024If your car is more than 3 years old, you might be able to secure a cheaper car insurance rate. Check out how much Jerry drivers are paying to insure their year Subaru Forester with our real quote examples below:
2020 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2020 Subaru Forester Premium | Progressive | $145 | Roxie, 30 | • State Minimum Liability • Comp / Collision |
2020 Subaru Forester Sport | Travelers | $73 | Nathan, 43 Mchenry, MD | • 50,000/100,000 Liability • Comp / Collision |
2020 Subaru Forester Sport | AAA | $136 | Leon, 39 | • 100,000/300,000 Liability • Comp / Collision |
| Safeco | $212 | Donald, 23 | • State Minimum Liability • Comp / Collision | |
2020 Subaru Forester Limited | Nationwide | $65 | Isabella, 38 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 18, 2024 2019 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Progressive | $164 | Martin, 34 | • State Minimum Liability • Comp / Collision | |
| Safeco | $215 | Jerry, 59 | • 50,000/100,000 Liability • Comp / Collision | |
| Nationwide | $171 | Lela, 34 Boulder, CO | • 100,000/300,000 Liability • Comp / Collision | |
2019 Subaru Forester Limited | Travelers | $94 | Ada, 32 Bellevue, WA | • 100,000/300,000 Liability • Comp / Collision |
Clearcover | $145 | Martha, 56 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 22, 2024 2018 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2018 Subaru Forester 2.5I Touring | Progressive | $128 | Blake, 28 Frisco, TX | • 50,000/100,000 Liability • Comp / Collision |
2018 Subaru Forester 2.5I Premium | Travelers | $170 | Martha, 27 Tacoma, WA | • 100,000/300,000 Liability • Comp / Collision |
2018 Subaru Forester 2.5I | Allstate | $75 | Mildred, 55 Niverville, NY | • 100,000/300,000 Liability • Comp / Collision |
2018 Subaru Forester 2.5I Limited | Clearcover | $98 | Lucy, 30 | • State Minimum Liability • Comp / Collision |
2018 Subaru Forester 2.5I Premium | State Auto | $273 | Calvin, 29 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024 2017 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2017 Subaru Forester 2.5I Premium | Progressive | $121 | Jose, 41 | • 100,000/300,000 Liability • Comp / Collision |
2017 Subaru Forester 2.5I Limited | Allstate | $123 | Jeff, 36 | • 50,000/100,000 Liability • Comp / Collision |
2017 Subaru Forester 2.5I Premium | Safeco | $116 | Mary, 66 | • State Minimum Liability • Comp / Collision |
2017 Subaru Forester 2.0XT Premium | Clearcover | $125 | David, 28 | • 25,000/50,000 Liability • Comp / Collision |
2017 Subaru Forester 2.5I Premium | Plymouth Rock | $128 | Ruby, 30 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 19, 2024 2016 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2016 Subaru Forester 2.5I Premiu | Progressive | $168 | Georgie, 27 | • State Minimum Liability • Comp / Collision |
2016 Subaru Forester 2.5I Limited | Nationwide | $172 | Alta, 62 | • 50,000/100,000 Liability • Comp / Collision |
2016 Subaru Forester 2.0XT Premium | Travelers | $99 | Harriet, 50 | • 100,000/300,000 Liability • Comp / Collision |
2016 Subaru Forester 2.5I Premium | AAA | $121 | Blanche, 28 | • State Minimum Liability • Comp / Collision |
2016 Subaru Forester 2.5I Premium | Allstate | $244 | Nell, 31 Rochester, NY | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 22, 2024 2015 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2015 Subaru Forester 2.5I Premiu | Progressive | $186 | Allie, 53 | • State Minimum Liability • Comp / Collision |
2015 Subaru Forester 2.5I Premium | Travelers | $113 | Jerry, 30 | • 50,000/100,000 Liability • Comp / Collision |
2015 Subaru Forester 2.5I Premium | Nationwide | $175 | Matthew, 43 Woodstock, CT | • 100,000/300,000 Liability • Comp / Collision |
2015 Subaru Forester 2.5I Premium | Allstate | $150 | Lulu, 45 | • State Minimum Liability |
2015 Subaru Forester 2.5I Limited | Safeco | $69 | Ruth, 33 Elk City, ID | • State Minimum Liability • Comp / Collision |
Last Updated Nov 19, 2024 2014 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2014 Subaru Forester 2.5I Limited | Progressive | $121 | Elnora, 35 | • 100,000/300,000 Liability • Comp / Collision |
2014 Subaru Forester 2.5I Limited | Safeco | $102 | Harold, 48 Wortham, TX | • 50,000/100,000 Liability • Comp / Collision |
2014 Subaru Forester 2.5I | AAA | $210 | Laura, 38 | • State Minimum Liability • Comp / Collision |
2014 Subaru Forester 2.5I Premium | Allstate | $77 | Janie, 38 Hawthorne, WI | • 100,000/300,000 Liability • Comp / Collision |
2014 Subaru Forester 2.5I Premium | Travelers | $109 | Flora, 35 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 22, 2024 2013 Subaru Forester car insurance quotes
| Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
2013 Subaru Forester 2.5X Premium | Progressive | $196 | Jim, 25 Berwick, ME | • 100,000/300,000 Liability • Comp / Collision |
2013 Subaru Forester Limited | Travelers | $126 | Sally, 45 | • 50,000/100,000 Liability • Comp / Collision |
2013 Subaru Forester 2.5X Premium | Allstate | $148 | Miguel, 52 Aurora, CO | • 100,000/300,000 Liability • Comp / Collision |
2013 Subaru Forester Limited | Safeco | $93 | Gussie, 38 | • State Minimum Liability • Comp / Collision |
2013 Subaru Forester 2.5X | Bristol West | $254 | Wayne, 24 | • State Minimum Liability • Comp / Collision |
Last Updated Nov 19, 2024See All Subaru Forester Insurance Information by Year
Are Subaru Foresters expensive to insure?
The average cost of car insurance for a Subaru Forester is $85 per month for a minimum coverage policy. For a full coverage policy, costs rise to $136 per month. Compared to the national average for vehicles in a similar price range, the Forester is 26% more expensive to insure.
| Car | Monthly minimum coverage cost | Monthly full coverage cost |
|---|---|---|
Subaru Forester | $85 | $136 |
Mitsubishi Mirage | $98 | $195 |
Fiat 500 | $84 | $156 |
Mazda 5 | $91 | $169 |
Kia Sorento | $95 | $171 |
When calculating insurance rates, companies consider the vehicle’s MSRP, trim level, model year, and repair costs. Because these factors differ between cars, insurance prices will reflect these differences.
Subaru Forester safety ratings
Safety ratings are important to insurers because they factor into a vehicle’s risk level. The two best-known vehicle safety rating organizations are:
- Insurance Institute for Highway Safety (IIHS): The IIHS assesses the safety of a vehicle using two factors: how well vehicle occupants are protected in the event of a car crash and how well the technology in the vehicle can prevent or reduce the severity of crashes.
- National Highway Traffic Safety Administration (NHTSA): The NHTSA’s 5-Star Safety Rating is based on how vehicles perform in frontal, side, and rollover crash tests.
Take a look at the table below for a breakdown of the IIHS safety ratings for the Subaru Forester.
Insurance Institute for Highway Safety (IIHS) Rating
| Rating type | Rating |
|---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Moderate overlap front: updated test | Marginal |
Side: original test | Good |
Side: updated test | Acceptable |
Roof strength | Good |
Head restraints & seats | Good |
Headlights | Good |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
Front crash prevention: vehicle-to-pedestrian (night) | Superior |
Seat belt reminders | Good |
LATCH ease of use | Good |
Subaru Forester safety features
In addition to safety ratings, your Subaru’s safety features also affect car insurance rates. Vehicles with more advanced driver safety features, such as airbags and anti-theft systems, pose a lower risk to insurance companies and, therefore, cost less to insure
Learn more about the Subaru Forester safety features in the table below.
| Safety feature | Description |
|---|---|
Stability control | Stability control automatically senses when the vehicles handling limits have been exceeded and reduces engine power and/or applies select brakes to help prevent the driver from losing control of the vehicle. |
Front-impact airbags | Front-impact airbags for the driver and passenger have been designed to protect the head during a frontal crash. |
Anti-whiplash | Anti-whiplash head restraints actively react to rear collision forces and craddle the occupants head in an effort to reduce the likelihood of a whiplash injury. |
Security system | The vehicle is equipped with a means of anticipating and/or detecting unwanted vehicle intrusion. The vehicle is equipped with an ignition disable device that will prevent the engine from starting if the correct original manufacturer key is not used. |
Knee airbags | Knee airbags help to protect the occupants lower extremities from serious injury in the event of an accident. |
Side impact airbags | Side impact airbags for the front seats have been designed to protect the torso during a side impact collision. |
Pretensioners | Seatbelt pretensioners automatically tighten seatbelts to place the occupant in the optimal seating position during a collision. |
Overhead airbags | Overhead airbags are used to protect the occupant's heads in the event of a side collision or rollover. |
Anti-lock brakes | ABS brakes automatically sense when a tire has stopped rotating under extreme braking, and will modulate the brake pressure to allow the tire to rotate.This increases the vehicles ability to turn while braking. |
What other factors affect Subaru Forester insurance rates?
Your vehicle’s trim level, model year, safety features, and safety ratings are just a few things that affect car insurance rates. Your age (driving experience) and driving record are two of the biggest influencing factors, but insurers also consider your location, claims and insurance history, credit score, and annual mileage, among others, when calculating your insurance rates.
Subaru Forester insurance cost for young drivers
Teen drivers
aged 16 to 19 pay the highest insurance premiums of any age group, regardless of vehicle make and mode. Teens have less experience behind the wheel and are statistically at a higher risk of being involved in a collision. Since they’re riskier policyholders, insurers charge increased premiums until the risk decreases.In the meantime, teen drivers can use Jerry to find lower rates—just like these real drivers did.
Jennie (23 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$327
per month
Clearcover
Bruce (23 years old)
$144
per month
Subaru Forester insurance cost for senior drivers
Middle-aged and senior drivers enjoy some of the lowest insurance rates—but it doesn’t stay that way.
Insurance rates for seniors
tend to increase for drivers in their mid-60s and beyond due to slower reflexes that increase accident risk and greater vulnerability to serious injury from a crash. However, seniors can still find cheaper than average car insurance for their Subaru Forester with Jerry.
Brandon (72 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$107
per month
Louise (72 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$95
per month
Clara (75 years old)
$123
per month
Wesley (82 years old)
$93
per month
Christina (69 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$205
per month
Subaru Forester insurance cost for drivers with driving violations
Your driving history has one of the biggest influences on car insurance rates. Drivers with a history of accidents and violations will see significantly higher premiums than drivers with a
clean driving record
. Some common violations that can lead to high insurance premiums include
Cheapest car insurance for Subaru Forester drivers with speeding ticket
Speeding tickets don’t increase rates consistently—the severity of the offense will determine how much insurance rates increase. For example, a ticket for speeding 5 mph over the speed limit won’t increase your premium to the same degree as going 15 mph over. But if you were driving fast enough to warrant a reckless driving conviction, expect your rates to skyrocket.
If you were recently cited for speeding, shop with the Jerry app to find the most affordable rates and avoid overpaying.
| Speeding Type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Subaru Forester Sport | Travelers | $73 | Nathan, 43 Mchenry, MD | • 50,000/100,000 Liability • Comp / Collision |
Speeding 11-15 | Subaru Forester 2.5X | National General | $138 | Bessie, 30 | • State Minimum Liability |
Speeding 16-20 | Subaru Forester 2.5I | Progressive | $300 | Derek, 23 | • 50,000/100,000 Liability • Comp / Collision |
Speeding 21+ | Subaru Forester Limited | Clearcover | $190 | George, 31 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 19, 2024Cheapest car insurance for Subaru Forester drivers with a DUI record
A DUI is a serious conviction that will undoubtedly increase insurance rates, but even still, rates will vary between providers. If you have a DUI offense on your record, it pays to shop around and compare quotes before deciding on a policy.
Check out how these Subaru Forester drivers with a DUI found affordable auto insurance rates with Jerry.
Elijah (30 years old)
Coverage100,000 per person
300,000 per accident bodily injury
Comp / Collision
$130
per month
Rachel (33 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Pacheco, CA$154
per month
Anne (44 years old)
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
$134
per month
Cheapest car insurance for Subaru Forester drivers after an accident
Your accident history can significantly impact how much you pay for car insurance. A history of at-fault accidents suggests you’re a risky driver, which leads to higher premiums.
If you were recently involved in an at-fault accident and your insurance rates increased, Jerry can help you find an affordable car insurance rate.
| Accident type | Car | Insurance Company | Premium (monthly) | Customer | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Subaru Forester 2.5X Premium | Allstate | $122 | Sam, 26 | • State Minimum Liability • Comp / Collision |
At Fault With Injury | Subaru Forester Limited | State Auto | $118 | Ella, 32 | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Subaru Forester Premium | Clearcover | $77 | Irene, 31 Tempe, AZ | • State Minimum Liability • Comp / Collision |
Not At Fault | Subaru Forester 2.5X Limite | National General | $203 | Bertie, 33 Clinton, UT | • State Minimum Liability • Comp / Collision |
At Fault With No Injury | Subaru Forester Touring | Mercury | $107 | Minerva, 69 | • 100,000/300,000 Liability • Comp / Collision |
Last Updated Nov 18, 2024Cheapest car insurance for Subaru Forester drivers with other driving violations on their record
DUIs, speeding, and accidents are just three violations that can cause car insurance rates to increase. Other driving violations, such as reckless driving and driving without insurance, can also significantly affect insurance rates.
Look at the table below to see how these and other driving violations can affect insurance rates and how Subaru Forester drivers found savings with Jerry.
| Violation | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
Illegal Turn | Subaru Forester 2.5X | Kemper | $101 | Julian, 32 | • State Minimum Liability |
Defective Equipment | Subaru Forester 2.5X | Progressive | $86 | Dylan, 39 | • State Minimum Liability |
Failure to Obey Signal | Subaru Forester Limited | Nationwide | $112 | Trevor, 35 Chappaqua, NY | • 100,000/300,000 Liability • Comp / Collision |
Wrong Way/Wrong Lane | Subaru Forester Sport | Clearcover | $106 | Curtis, 38 San Jose, CA | • 25,000/50,000 Liability • Comp / Collision |
Cell Phone | Subaru Forester 2.5XS | AAA | $303 | Bill, 49 | • State Minimum Liability |
Careless Driving | Subaru Forester 2.5X | Safeco | $92 | Nicholas, 47 | • 50,000/100,000 Liability • Comp / Collision |
Driving on Sus. License | Subaru Forester 2.0XT Premium | Bristol West | $210 | Lena, 31 | • 50,000/100,000 Liability • Comp / Collision |
Failure to Obey Signal | Subaru Forester 2.5I Premium | Travelers | $75 | Sophie, 26 | • 50,000/100,000 Liability • Comp / Collision |
Seat Belt | Subaru Forester 2.5I Premium | Mercury | $125 | Herbert, 29 Belmar, NJ | • 100,000/300,000 Liability • Comp / Collision |
Improper Passing | Subaru Forester 2.5X | Progressive | $281 | Ronald, 20 | • 30,000/60,000 Liability • Comp / Collision |
Last Updated Nov 21, 2024Compare insurance costs for other cars
How can I lower the cost of insurance for my car?
If you think you’re overpaying for Subaru Forester car insurance, use these smart shopping strategies to help you save:
- Shop around: If you want to find the cheapest car insurance rates, shop around and compare quotes from several providers for committing to one policy. And to ensure you’re always getting the cheapest insurance rate, shop for a new policy every six months.
- Raise your deductible: All full coverage policies are subject to acar insurance deductible. Increasing your deductible to the highest amount you can afford to pay out of pocket in the event of a collision helps reduce your monthly payments. The higher your deductible, the lower your payments.
- Look for discounts:Car insurance discountsare a quick and easy way to save. Every insurance company offers discounts, from safe driver to paid in full, but what’s available will vary based on the provider and your location.
- Bundle your insurance policies: Insurance companies love customer loyalty.Bundle your homeowners and auto insurancewith the same company, and you could receive a discount on your overall premium.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
Kianna Walpole
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.