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Cheapest Dodge Grand Caravan Car Insurance (Jul 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Dodge Grand Caravan
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Jasmine Kanter
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Dodge Grand Caravan car insurance cost? 

The last two decades of the Dodge Grand Caravan (between 2000-2020) cost an average of $158 per year to insure with minimum coverage, and $233 per month for full coverage. Its competitors—like the
Chrysler Voyager
and
Honda Odyssey
—cost less to insure.
Vehicle type
Monthly minimum coverage cost
Monthly full coverage cost
Dodge Grand Caravan
$158
$233
However, your actual costs will depend on how you use this family hauler, who’s driving it, its age, and its trim. Comparing car insurance quotes will help you spot the best deal and save money.

Compare the cheapest Dodge Grand Caravan car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Dodge Grand Caravan drivers save an average of $1,740 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
July 13, 2024
Dodge Grand CaravanAllstate
$72
• 50,000/100,000 Liability
• Comp / Collision
July 10, 2024
Dodge Grand CaravanAllstate
$58
• 100,000/300,000 Liability
coverageLast Updated Jul 13, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Dodge Grand Caravan, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Dodge Grand Caravan owners

If cost is your number one concern, know that every insurance company uses a different formula to
calculate your insurance premiums
. You can’t find the lowest rates without doing a little research.
But there are many other factors to consider. If you have kids, you probably need an insurance company that accommodates your family’s changing needs. Larger companies have more products, everything from
roadside assistance
(to save the family vacation from a breakdown) to
telematics apps
(to help your teen drive better).
However, it’s not just your lifestyle that can impact your shopping decisions—the way your provider handles customer service and claims can also make a big difference to your insurance experience. Take a look at how real customers rated the biggest companies in the nation in the table below, courtesy of
Jerry
’s nationwide insurance shopping survey.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Dodge Grand Caravan?

On average, Dodge Grand Caravan owners pay approximately $2,220 per year for a full coverage policy. While the state minimum is cheaper on a monthly and annual basis, there are benefits to both types of coverage.
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
Most drivers will benefit from a full coverage policy with higher liability limits of 50/100/50 or 100/300/100. This can increase your monthly premium costs, but in the long run, will provide you with better protection in the event of an accident. Along with higher limits, also consider investing in additional coverage options, such as
rental reimbursement
.
No matter your insurance needs, the best way to find your ideal coverage at a lower rate is to compare quotes the next time you go
car insurance shopping
.
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Dodge Grand Caravan
$159
$85

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Dodge Grand Caravan trims.
CarMonthly minimum coverage costMonthly full coverage cost
Grand Caravan Dodge Crew
$71
$162
Grand Caravan Dodge Express
$96
$170
Grand Caravan Dodge GT
$95
$174
Grand Caravan Dodge LE
$47
$128
Grand Caravan Dodge Mainstreet
$90
$185
Grand Caravan Dodge R/T
$130
$180
Grand Caravan Dodge SE
$84
$152
Grand Caravan Dodge Sport
$74
$123
Grand Caravan Dodge SXT
$81
$159
Lower my car insurance too!

Dodge Grand Caravan insurance cost by model year

Dodge made several changes to the Grand Caravan generation by generation, and these changes will also affect your insurance costs. 
For example, the fifth-gen GC (from 2008-2020) has a smaller 3.6L V6 engine compared to the fourth-gen (from 2001-2007), which had the option of a 3.8L or 4.0L V6. Bigger and more powerful engines cost more to repair, so they also cost more to insure. However, newer Grand Caravans have fairly poor safety ratings, which make them riskier to drive.
Here’s a closer look at how the insurance costs for the Grand Caravan have changed over the past decade:
Vehicle model year
Monthly coverage cost
2010
$198
2011
$195
2012
$192
2013
$190
2014
$204
2015
$170
2016
$209
2017
$226
2018
$181
2019
$213
2020
$238

Are Dodge Grand Caravans expensive to insure?

The average cost for Dodge Grand Caravan insurance coverage is $196 per month. Compared to the national average for other models from a similar price range, it is more expensive to insure a Dodge Grand Caravan.
Vehicle type
Monthly minimum coverage cost
Monthly full coverage cost
$92
$146
$102
$185
Volvo S90
$139
$369
$145
$256
Dodge Grand Caravan
$158
$233

What other factors affect Dodge Grand Caravan insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Dodge Grand Caravan insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
card cover
Warren (19 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$69
per month
card cover
Evelyn (20 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$85
per month

Dodge Grand Caravan insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Tyler (73 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$51
per month
card cover
Anne (69 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$66
per month

Dodge Grand Caravan insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Dodge Grand Caravan drivers with speeding ticket

There are varying degrees of speeding. For example, speeding 1-5 MPH over the limit, 6-10 MPH over the limit generally won’t raise your rates as much as speeding over 21 MPH over the limit. 
Jerry is proud to help Dodge Grand Caravan drivers with varying speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Dodge Grand CaravanAllstate
$72
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Dodge Grand CaravanAllstate
$58
• 100,000/300,000 Liability
coverageLast Updated Jul 8, 2024

Cheapest car insurance for Dodge Grand Caravan drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Dodge Grand Caravan drivers obtain affordable auto insurance rates after a DUI.
card cover
Nathaniel (38 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$82
per month
card cover
Estelle (33 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$60
per month

Cheapest car insurance for Dodge Grand Caravan drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Dodge Grand Caravan drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Dodge Grand CaravanAllstate
$62
• 50,000/100,000 Liability
At Fault With No Injury
Dodge Grand CaravanAAA
$69
• 100,000/300,000 Liability
• Comp / Collision
coverageLast Updated Jul 14, 2024

Cheapest car insurance for Dodge Grand Caravan drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Dodge Grand Caravan drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Dodge Grand CaravanAAA
$58
• State Minimum Liability
Defective Equipment
Dodge Grand CaravanTravelers
$64
• State Minimum Liability
coverageLast Updated Jul 8, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Jasmine Kanter
Jasmine Kanter is a non-fiction writer specializing in comprehensive content that's accessible to beginners, experts, and everyone in between. Since joining the Jerry team, Jasmine has penned over 300 articles on car insurance requirements, driving tips, and car maintenance.
Prior to joining Jerry, Jasmine worked as a graphic designer, storyboard artist, and French customer service representative. She enjoys collecting hobbies and babysitting ducks in her spare time.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.