policy costs about $148 per month for minimum coverage liability insurance, and about $148 per month for full coverage insurance. Redmond drivers pay 17% less than the

Oregon

average.

Every month, thousands of savvy car insurance shoppers in Redmond, Oregon use the

trusted broker

Jerry Insurance Agency to seamlessly compare prices and procure a policy. To prove it, here are some cheapest car insurance quotes Jerry found for our Redmond customers.

Quote Date	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
September 27, 2023	Bristol West	$121	James, 24 Zip: 97756	Toyota Avalon XL	• State Minimum Liability
September 25, 2023	Allstate	$113	Steve, 34 Zip: 97756	Chevrolet Cruze Limited LT	• 100,000/300,000 Liability • Comp / Collision
September 24, 2023	Travelers	$168	Nathan, 35 Zip: 97756	Honda Civic EXL	• 50,000/100,000 Liability • Comp / Collision
September 13, 2023	Progressive	$165	Isabella, 40 Zip: 97756	KIA Sorento LX	• 100,000/300,000 Liability • Comp / Collision

Last Updated Sep 27, 2023

Compare car insurance quotes now

How'd we get this data?

Real Insurance Agents

Jerry is one of the largest insurance agencies licensed in your state and has a team of 100+ licensed insurance agents dedicated to helping customers (7 days a week customer support).

Real Insurance Quotes

Jerry Insurance Agency works with 50+ insurance companies as their appointed broker. We are licensed in all 50 states (NPN: 18788611). Our evaluations are not influenced by insurance companies.

Real Insurance Companies

We spent over 200 hours analyzing data from 25 million+ real insurance quotes in the last year, to provide you with up-to-date insurance information.

Best car insurance companies in Redmond

Here's the deal: there's no one-size-fits-all "cheapest" car insurance company out there. This is precisely why it's crucial for Redmond drivers to analyze

car insurance quotes

from multiple companies. This ensures you pay the best price for the coverage you need.

If you’re looking for the most budget-friendly car insurance company in Redmond, you’re in luck! Jerry carried out the most extensive survey in the nation on insurance shopping in this part of the Beaver State.

In Redmond, State Farm is often recognized for its competitive rates across a variety of driver profiles but customers we surveyed rated it just 4.4/5 for policy cost. Customers rated Infinity, Kemper, and AAA more highly for price—though overall ratings for Nationwide and Clearcover were also excellent at 5/5.

Let’s check out what real Redmond customers had to say about these companies.

Insurance Company	Overall Rating	Price	Claims Experience	Customer Service
State Farm	4.8	4.4	N/A	4.8
Bristol West	4.3	3.9	N/A	4
Liberty Mutual	4.2	3.3	N/A	4
Progressive	4	3.5	3.6	4.1
Geico	3.8	3.3	3.4	3.8

How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Redmond

Under state law, all Redmond drivers must carry liability coverage which includes bodily injury and property damage liability insurance. Depending on your circumstances, full coverage might be preferred to cover damage to your own vehicle.

All Oregonians must also carry uninsured motorist bodily injury coverage as well as personal injury protection (PIP). Auto insurance companies will offer this coverage to you automatically.

Cheap minimum liability insurance quotes in Redmond

If you live in Redmond and you drive, you are obligated to purchase at least the

state minimum car insurance requirements

for liability coverage before getting behind the wheel.

In this state, the minimum required liability coverage levels are:

Bodily injury liability: $25,000 per person and $50,000 per accident

Property damage liability: $20,000 per accident.

These coverages can be summed up as 25/50/20.

Progressive

Carlos (36 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Nissan Pathfinder SL

$176

per month

Safeco

Travis (82 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Jeep Liberty Sport

$65

per month

National General

Sadie (32 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Ford F150 Supercrew

$128

per month

Dairyland

Theodore (24 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Toyota Avalon XL

$127

per month

Do you need more than minimum coverage in Redmond?

In Redmond, it is common for drivers to seek higher liability coverage than what is mandated by the state's minimum requirement of 30/60/25.

If you cause an at-fault accident, paying for the costs of someone else’s medical expenses and car repairs could easily exceed the bare minimum limits. In other words, you’d be liable for anything above your policy’s coverage limits—and this could amount to thousands of dollars if the other party’s injuries were significant.

Cheap full coverage car insurance quotes in Redmond

You can shield yourself from unexpected expenses by purchasing

full coverage car insurance

, which will cover the costs to repair or replace your own vehicle after an accident.

Full coverage includes

comprehensive

and

collision coverage

Collision coverage covers the cost of collision-related damage, like fixing or replacing a car.

Comprehensive coverage pays for non-collision incidents like if your vehicle is vandalized or stolen, according to the state consumer’s guide to auto insurance.

If you have financed your car, your lender will mandate collision and comprehensive coverage to protect their investment.

Jerry helps Redmond drivers find full coverage policies from the best car insurance companies at affordable prices.

Insurance Coverage	Insurance Company	Premium (monthly)	Customer	Car
• 100,000/300,000 Liability • Comp / Collision	Progressive	$165	Isabella, 40 Zip: 97756	KIA Sorento LX
• 100,000/300,000 Liability • Comp / Collision	Nationwide	$173	Rosa, 34 Zip: 97756	Chevrolet Cruze Limited LT
• 100,000/300,000 Liability • Comp / Collision	Bristol West	$92	Ollie, 35 Zip: 97756	Saturn Outlook XR
• State Minimum Liability • Comp / Collision	Kemper	$123	Arthur, 44 Zip: 97756	Hyundai Elantra SEL

Last Updated Oct 3, 2023

The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.

Jerry,

a top insurance agency

, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.

Cheapest uninsured motorist coverage quotes in Redmond

Redmond drivers must carry u

ninsured motorist bodily injury protection

with limits that match the state liability limits—$25,000 per person and $50,000 per accident.

Cheapest personal injury protection (PIP) quotes in Redmond

Drivers in Redmond must also carry at least $15,000 of

personal injury protection (PIP)

. That’s the limit per person involved in the accident, and PIP can cover medical expenses, lost wages, or even funeral expenses.

One more note: Redmond is located in Oregon, which is unique among at-fault states. You can sue another driver for damages (including pain and suffering) if they were at fault in the accident without any threshold that must be met first.

"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"

Sean S.

Lower my car insurance too!

Average cost of car insurance in Redmond

After analyzing scores of insurance providers in Redmond, we have discovered that the average price for minimum liability coverage amounts to be $148 per month or $1,770 per year. Additionally, residents of Redmond can expect to pay an average of $148 per month or $1,770 per year for full coverage insurance.

While it's useful to understand average insurance rates to estimate your personal insurance costs, it's important to note that individual insurance premiums are influenced by numerous factors. These factors may include vehicle type, driving history, claims record, and other key demographics.

Compare car insurance costs in other states

Washington car insurance

Idaho car insurance

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California car insurance

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Utah car insurance

Wyoming car insurance

Colorado car insurance

Car insurance quotes in Redmond by rating factors

Insurance companies in Redmond use many rating factors when

deciding your auto insurance premium

Your driving record and claims history: Drivers with a track record of accidents or violations generally face higher premiums than those with a clean record.

Your demographics: Your age, gender, and marital status can all influence the cost of your insurance rates.

Your location: City dwellers often encounter higher premiums compared to rural residents due to factors like increased crime rates and higher population density.

Your mileage: High annual mileage can result in higher insurance costs.

The make/model of your car: Luxury, sport, and high-performance vehicles typically cost more to insure since replacement parts are more expensive.

Your credit score: Good credit scores are generally associated with lower insurance rates, even for identical coverage.

How Do Different Factors Impact Your Car Insurance Costs in Redmond?

Allowed (with applicable limitations): Education, occupation, employment status, gender, age, driving experience, credit history, marital status, zip code, insurance history

Prohibited (or effectively prohibited): Oregon currently does not disallow any common insurance rating factors when calculating insurance premiums.

Learn more abut the car insurance rating factors in Redmond:

Cheap car insurance quotes in Redmond after driving violations

Your driving history is one of the main factors that impact your insurance rate. You will be quoted higher if insurance carriers observe a history of violations or risky driving. Common driving violations that can raise your rates include:

Speeding

DUIs

At fault accidents

Reckless driving

Cheapest car insurance in Redmond after speeding ticket

Speeding comes in different sizes. In Redmond, repercussions are different for speeding 1–5 MPH, 6–10 MPH, 11–15 MPH, 16–20 MPH, and 21+ MPH over the speed limit.

Speeding is classified as risky—and depending on your speed, reckless—driving behavior, so a

speeding ticket

will typically increase your car insurance premiums. Despite this, many drivers with varying speeding tickets have used Jerry to save on car insurance.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$211	Marcus, 24 Zip: 97756	Ford Mustang GT	• State Minimum Liability • Comp / Collision
Speeding 16-20	National General	$128	Adelaide, 32 Zip: 97756	Ford F150 Supercrew	• State Minimum Liability

Last Updated Oct 3, 2023

Cheapest car insurance in Redmond after an at-fault accident

Your car accident history has a significant influence on your car insurance rates in Redmond.

Before offering you a rate, car insurance companies must determine your level of risk. The company carefully reviews your past accidents—especially the ones where you were found at fault. If you were involved in an at-fault accident recently, there's a high chance that your car insurance rates might shoot up.

Accident Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
At Fault With No Injury	Progressive	$165	Fannie, 40 Zip: 97756	KIA Sorento LX	• 100,000/300,000 Liability • Comp / Collision
Not At Fault	National General	$128	Leonard, 32 Zip: 97756	Ford F150 Supercrew	• State Minimum Liability
At Fault With No Injury	Travelers	$168	Elijah, 35 Zip: 97756	Honda Civic EXL	• 50,000/100,000 Liability • Comp / Collision

Last Updated Oct 2, 2023

Cheapest car insurance in Redmond after other driving violations

Speeding tickets, DUIs, careless driving, and

suspended licenses

on your driving record can all lead to rate hikes from any car insurance provider in Redmond.

Here’s a list of different driving violations and how we’ve helped drivers save on their car insurance expenses after these infractions.

Violation	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Driving on Sus. License	National General	$236	Dollie, 33 Zip: 97756	Jeep Renegade Sport	• State Minimum Liability • Comp / Collision

Last Updated Oct 3, 2023

Cheap car insurance quotes in Redmond by age

Young people and seniors generally face the highest insurance rates.

Due to their restricted driving backgrounds, young drivers typically pay more for insurance. Drivers may experience lower rates once they turn 25, but those rates won’t last forever. Seniors also see an increase in their insurance rates once they hit their mid 70s.

Cheapest car insurance in Redmond for young drivers

Car insurance can be high for everyone in Redmond, but teen drivers between the ages of 16 to 19 usually receive higher-than-average rates—even if they have a clean driving record.

The likelihood of a teen driver filing an insurance claim can be quite high, as well. To stay well-protected on the roads, teen drivers should be on a policy with full coverage in case an accident occurs. Staying on a parent’s policy is an ideal way to keep those

teen car insurance

rates lower, too.

Progressive

Derek (24 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Ford Mustang GT

$211

per month

National General

Lina (24 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Toyota Avalon XL

$96

per month

Cheapest car insurance in Redmond for senior drivers

In your mid-70s, you can expect your

car insurance rates

to start rising for two key reasons:

Higher risk of accident

Higher cost to recover from an accident

The reality is that older drivers in Redmond are more likely to be involved in an accident. They’re also more vulnerable to injuries in an accident, which may result in significant medical costs.

Kemper

Emma (82 years old)

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Jeep Liberty Sport

$65

per month

Cheap car insurance quotes in Redmond based on insurance history

Like your driving record and claims history, your insurance history is a significant rating factor in the eyes of insurance companies. Specifically, insurers will consider how long you have been insured and whether you’ve experienced any

lapses in coverage

Drivers who have had recent or past lapses in coverage may face higher auto insurance rates. The good news is, Jerry can help customers find savings on car insurance coverage regardless of their insured status:

Progressive

Randall (40 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Redmond, OR (Zip Code: 97756)

KIA Sorento LX

$165

per month

Allstate

Keith (34 years old)

Currently Insured

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Redmond, OR (Zip Code: 97756)

Chevrolet Cruze Limited LT

$113

per month

Safeco

Lela (82 years old)

Currently Insured

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Jeep Liberty Sport

$65

per month

Travelers

Elijah (35 years old)

Currently Insured

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Redmond, OR (Zip Code: 97756)

Honda Civic EXL

$168

per month

National General

Juan (32 years old)

Currently Insured

Coverage

State Minimum

Redmond, OR (Zip Code: 97756)

Ford F150 Supercrew

$128

per month

Over 3,500,000 customers and counting

We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:

Switching to National General was SO easy and it saved me over $100/month! I'm so glad I made the switch!

Courtney

Got a decent rate for my Tesla Model S from travelers

Kishore

Great fil for this app and helping me save money!

Aaron

They were affordable and great very personable and reasonable

Audrey

Cheap car insurance quotes in for drivers with poor credit

drivers with poor credit scores often face higher insurance costs compared to those with healthier credit ratings. Even though

credit scores

don’t directly affect how well you drive, insurance companies have observed a relationship between low credit and an increased frequency to file claims.

Generally, drivers with great credit scores (over 750) will pay approximately 20% less on car insurance compared to individuals with poorer scores (below 550).

Credit Range	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
> 750	Progressive	$132	Charlie, 36 Zip: 97756	Toyota Camry LE	• State Minimum Liability • Comp / Collision
550 - 659	National General	$128	Adelaide, 32 Zip: 97756	Ford F150 Supercrew	• State Minimum Liability
< 550	Progressive	$176	Matthew, 36 Zip: 97756	Nissan Pathfinder SL	• State Minimum Liability • Comp / Collision

Last Updated Oct 2, 2023

Cheap car insurance quotes in Redmond for popular cars

The make and model of your vehicle is an important factor in determining your insurance rate in Redmond. Every model has a unique cost of repair, set of safety features, and rate of theft.

Popular car models

for Redmond drivers include:

Ford F-150

Dodge RAM 1500

Toyota RAV4

Toyota Tacoma

Subaru Outback

MORE:

How to get car insurance before buying a car

How to lower car insurance costs in Redmond

1. Shop around and compare quotes

Different insurance companies use different rules to set your premium, and those rules are constantly changing! To make sure you always have the most affordable car insurance, experts recommend comparing quotes from at least three companies and shopping for new rates every six months.

Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!

Compare car insurance quotes now

2. Hunt for car insurance discounts

Every insurance company offers

a set of discounts

, but the exact discount offered varies by company. Some common discounts include:

Good driver discounts. California state law mandates 20% insurance discounts for drivers with one or fewer points on their license who have continuously held a license for three years with no at-fault accidents responsible for injury or death.

Telematics discounts. Many companies offer easy-to-win discounts to drivers who use telematics to track their driving habits. You might even get a discount just for signing up!

Good student discounts. Are you a full-time student in either high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.

Bundling discounts.

Bundle your home and auto insurance

(or auto and renters) with the same company, and you could get a discount on both policies.

3. Increase your deductible for comprehensive and collision coverage

If you’ve got full coverage car insurance, increasing your deductible is an easy way to keep your monthly expenses low without sacrificing coverage.

MORE:

How to choose a car insurance deductible

FAQ

How much is car insurance in Redmond?

People living in Redmond pay on average $148 per month – or $1,770 per year – on state-minimum liability coverage. Full coverage in Redmond costs on average $148 per month of $1,770 per year.

With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.

What is the cheapest car insurance in Redmond?

Based on thousands of Redmond drivers Jerry has worked with, car insurance in Redmond costs an average of $148 per month for state-minimum coverage and $148 per month for full coverage.

No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!

What is the minimum car insurance in Redmond, Oregon?

The state-minimum car insurance in Redmond, Oregon is $25,000 in bodily injury liability per person, $50,000 per accident, and $20,000 for damage to property. These coverages are commonly referred to as 25/50/20 coverage.

What is the best car insurance in Redmond?

Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too.

Kemper

USAA

, and

Nationwide

receive good ratings from Redmond drivers, based on the largest car insurance survey in the nation conducted by Jerry.

Learn more about how fellow car owners rate various insurance companies, and get free quotes in seconds with Jerry.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.

Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).

We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.

For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.

Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our Experts

R.E. Fulton

Expert Insurance Writer and Editor

R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.

As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.

Lina Zhang

Licensed Insurance Agent

Licensed in 50 states and Washington DC

Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.

Josh Damico

Head Of Insurance Operations

18+ Years Experience in Insurance

Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.

*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.