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Cheapest Pontiac Firebird Car Insurance (Oct 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Pontiac Firebird
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Maria Cruz
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Pontiac Firebird car insurance cost? 

On average, Pontiac Firebird drivers spend $87 each month on state minimum car insurance and $96 per month for full coverage. Compared to other popular cars like the Hyundai Elantra, Chrysler 300, and Jeep Gladiator, the Pontiac Firebird is -- expensive to insure. 
However, there is no real ‘average’ cost of car insurance as your price depends on your driver profile. Many factors play a role in determining your Pontiac Firebird insurance costs, from the trim level you own to your car’s age. The only way to understand how much your car insurance will cost is to compare car insurance quotes

Compare the cheapest Pontiac Firebird car insurance quotes

This may feel complicated, but it doesn’t have to be.
Jerry
is a
car insurance price comparison
tool that helps you to easily compare quotes, saving you time and money. Jerry has helped Pontiac Firebird drivers save an average of $658 per year on their car insurance. 
Check out the table below to see real, free quotes that real people have gotten from Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
October 5, 2024
Pontiac FirebirdAAA
$88
• State Minimum Liability
• Comp / Collision
October 3, 2024
Pontiac FirebirdNational General
$78
• No Coverage Liability
September 25, 2024
Pontiac Firebird
Gainsco
$79
• State Minimum Liability
September 25, 2024
Pontiac Firebird Trans AMProgressive
$102
• 100,000/300,000 Liability
September 22, 2024
Pontiac Firebird FormulaProgressive
$127
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Oct 5, 2024
However, insurance costs can vary greatly even for the same model. In addition to your driving record, ZIP code, and insurance history, insurance companies will consider your car’s model year and trim level when generating a quote.
To find out the rate for your Pontiac Firebird, you’ll need to
get car insurance quotes
from at least three insurance companies.

The best car insurance companies for Pontiac Firebird owners

There’s no single best insurance company for all Pontiac Firebird owners—car insurance rates are highly personalized, and every insurance company uses a slightly different algorithm to
calculate your premiums
But that doesn’t mean we can’t find the best insurance company for you
Jerry conducted the largest survey in the nation to help people compare car insurance companies. Check out how drivers rate different insurance companies below.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Pontiac Firebird?

The average cost of Pontiac Firebird insurance is $96 per month for full coverage and $85 for state minimum coverage– but individual quotes can vary greatly depending on a variety of factors including model year, trim level, driving history coverage levels, and more. 
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Pontiac Firebird
$96
$85
  • Minimum coverage insurance
    is the minimum amount of coverage legally required in your state, which typically includes at least bodily injury and property damage liability insurance. 
  • Full coverage insurance
    provides financial protection for damage to yourself, your vehicle, and other vehicles and passengers involved in an accident.
While knowing auto insurance averages can be useful, getting personalized quotes is
the best way to shop for insurance
. Jerry makes quote shopping easy, finding you the best coverage at the best rate.

Learn more about car insurance for other models

Why are some trims more expensive to insure than others?

Repair and replacement costs tend to be higher for premium trim levels, making them a higher risk to insurance companies. 
Check out the table below to see the average cost of auto insurance for some popular Pontiac Firebird trims.
CarMonthly minimum coverage costMonthly full coverage cost
Firebird Pontiac Formula
$51
$160
Lower my car insurance too!

Pontiac Firebird insurance cost by model year

The more recently your Pontiac Firebird was manufactured, the more it’ll cost to insure. New models are worth more and often have higher repair costs thanks to cutting-edge technology. Check out some see real quotes for Pontiac Firebirds provided by Jerry to better understand how your driver profile might affect your cost.

Are Pontiac Firebirds expensive to insure? 

The average Pontiac Firebird insurance rate is $87 per month. Compared to the national average for other models from a similar price range, it is -- expensive to insure a Pontiac Firebird .
CarMonthly minimum coverage costMonthly full coverage cost
Pontiac Firebird
$85
$96
Why are similar cars more or less expensive to insure? When calculating the cost of your insurance, insurance companies take many factors into consideration. MSRP, trim level, model year, and the cost of repairs are some of the many factors that can influence how much your insurance costs.

What other factors affect Pontiac Firebird insurance rates?

Many factors influence your
car insurance rate
, such as:
  • The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
  • Your age: Driver age affects insurance rates too. Drivers under 25 years of age will pay higher insurance rates. Insurance companies consider young drivers to be high risks due to their limited driving experience.
  • Your driving record and claims history: Insurance companies will charge more if you have a history of accidents or tickets.

Pontiac Firebird insurance cost for young drivers

Teen drivers
between the ages of 16 and 19 face the highest insurance costs out of any age group. For teen car owners driving a newer car, full coverage insurance offers better financial protection, since teenagers are more likely to get into accidents.
card cover
Ann (24 years old)
coverageCoverage
State Minimum
locationCarson City, MI
carPontiac Firebird Formula
$191
per month
card cover
Julia (24 years old)
coverageCoverage
State Minimum
$72
per month
card cover
Harry (24 years old)
coverageCoverage
State Minimum
$157
per month
card cover
Gainsco
Viola (21 years old)
coverageCoverage
State Minimum
locationSt. Charles, IL
$161
per month

Pontiac Firebird insurance cost for senior drivers

As you enter your mid-70s, car insurance costs begin to climb again. 
Car insurance rates for seniors
 tend to be higher for several reasons. 
Older drivers are more likely to be involved in accidents, and are also more vulnerable to severe injuries in the event of a collision, leading to significant medical expenses and other increased costs for insurance providers.
card cover
Etta (72 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$81
per month
card cover
Maude (70 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
$63
per month

Pontiac Firebird insurance cost for drivers with driving violations 

Your driving record impacts your auto insurance quotes. Those with a clean driving record are rewarded with lower insurance premiums.  
If insurance companies notice a history of violations, they’ll see you as a higher risk and charge you a steeper rate. Some common violations that could increase your insurance rates include:
  • Speeding
  • DUIs
  • At fault accident
  • Reckless driving
  • Driving on a suspended license

Cheapest car insurance for Pontiac Firebird drivers with a DUI record

If you have a DUI offense on your record, car insurance rates can vary significantly from one insurance company to another. 
You may need to compare rates from many insurance companies to find low-cost options after a DUI. Jerry has helped many Pontiac Firebird drivers obtain affordable auto insurance rates after a DUI.
card cover
Walter (39 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$79
per month
card cover
Frank (41 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
$72
per month

Cheapest car insurance for Pontiac Firebird drivers after an accident

One of the most important factors affecting car insurance rates is your car accident or claim history. 
If you were involved in an at-fault accident in the recent past, your car insurance rates could skyrocket. Jerry has helped many Pontiac Firebird drivers save on car insurance after car accidents.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
[]
Pontiac Firebird FormulaProgressive
$127
• 50,000/100,000 Liability
• Comp / Collision
[]
Pontiac FirebirdAAA
$88
• State Minimum Liability
• Comp / Collision
[]
Pontiac Firebird FormulaAllstate
$134
• State Minimum Liability
• Comp / Collision
[]
Pontiac FirebirdNational General
$78
• No Coverage Liability
coverageLast Updated Oct 7, 2024

Cheapest car insurance for Pontiac Firebird drivers with other driving violations on their record

Other driving violations have the power to impact the cost of your insurance, too. In addition to speeding tickets and DUIs, other violations such as reckless driving and driving on a suspended license can also cause your car insurance costs to increase. 
We’ve compiled a list of various other driving violations and how we helped Pontiac Firebird drivers with these violations save on their car insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Failure to Obey Signal
Pontiac FirebirdProgressive
$92
• 25,000/50,000 Liability
Driving on Sus. License
Pontiac FirebirdNational General
$204
• State Minimum Liability
Failure to Obey Signal
Pontiac FirebirdProgressive
$92
• 25,000/50,000 Liability
coverageLast Updated Oct 5, 2024

How can I lower the cost of insurance for my car?

There are a variety of ways to lower insurance costs for your vehicle. 
  • Shop around: Shopping around for insurance coverage by comparing quotes from different insurance providers allows you to find the best coverage at the best price. Jerry makes this process easy by gathering quotes from over 55 top insurance companies in minutes, so you can compare prices. If you find a better deal, Jerry can even help you buy your new policy and cancel your old one.
  • Raise your deductible: Your
    car insurance deductible
    is the amount of money you pay out of pocket before your collision or comprehensive coverage kicks in. Raising your deductible reduces monthly insurance payments—but avoid raising it higher than you can afford to pay.
  • Reduce your coverage: If you have any older cars, you can
    reduce coverage
    on them to lower your bill. This is a good idea if your car is worth less than 10 times the premium you’re paying.
  • Research discounts: All insurance companies offer discounts, but they’re not always advertised, and your eligibility may vary from provider to provider. Check with your current insurer to see what discounts you might be missing out on. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    with the same company can amount to a lower overall bill. 

FAQs

Are Pontiacs expensive to insure?

On average, Pontiac motorists pay $87 a month, or $1,044 every year for state minimum car insurance—but how much you pay really depends on a number of factors. Car insurance companies frequently take your age, ZIP code, credit score, and driving history into consideration, so insurance rates will look different for each driver. 

How Much is Car Insurance for a Pontiac Firebird?

The average cost of car insurance for a Pontiac Firebird is $85 per month for minimum coverage, and $96 per month for full coverage. When compared against similar models in its price range, the Firebird is slightly more expensive to insure.

How can I find the best insurance rates for a Pontiac Firebird?

The only way to find the best rates for any vehicle, the Firebird included, is to shop quotes. Car insurance companies determine their rates based on individual algorithms and calculations, so one provider isn’t going to offer the best coverage to every motorist. 
It’s good practice to compare quotes from at least three different companies so you can see what coverage options are available, and which ones speak best to you.

What factors affect the cost of insurance for a Pontiac Firebird?

Insurance companies often take your driving record, age, credit score, and location into consideration when deciding your coverage cost. For example, a teenage driver will see higher rates than an older, more experienced motorist—and someone with a poor credit history will see higher rates than someone with a good credit score.

Where can I find cheap car insurance for a classic Pontiac Firebird?

Because no one insurance provider can offer the cheapest rates for every driver, it’s important to do your own research and compare quotes from different providers. However, according to Jerry’s research, we found that good places to start for full coverage on a 2001 Firebird would be Safeco (an average of $74/month), Allstate (an average of $96/month), Infinity (an average of $105/month), and Nationwide (an average of $131/month). 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Maria Cruz
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Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
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Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.