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Cheapest Mercedes-Benz A Car Insurance (Mar 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your Mercedes-Benz A
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Andrea Barrett
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Kianna Walpole, Expert Insurance Writer & Editor

How much does Mercedes-Benz A car insurance cost? 

The average cost of
car insurance
for a Mercedes-Benz A is about $96 per month for minimum liability insurance coverage and about $232 monthly for a full coverage policy, which translates to about 16% more than comparable vehicles.
If you’re looking for the easiest way to find cheap car insurance for your Mercedes, you’ll want to shop around and compare low rates from multiple providers before making your decision—and
Jerry
can quickly help you
compare quotes and buy your next policy
in minutes.

Compare the cheapest Mercedes-Benz A car insurance quotes

As mentioned, if you’re looking for the best rate on Mercedes-Benz
auto insurance
—or any other vehicle—the easiest way to get the best savings is to shop around and compare free quotes from multiple carriers. Since
car insurance quotes
vary by provider and driver, the most affordable car insurance company will differ for everyone.
With dozens of insurance providers, shopping around for the best rate can seem like a big ask, not to mention time-consuming.
Rather than requesting
car insurance quotes
from individual providers, the
Jerry
app can walk you through creating a profile, which you’ll then use to find personalized quotes from the top insurers in your area. 
Check out the table below for real, free quotes that Mercedes-Benz A drivers have got with Jerry.
DateCarInsurance companyPremium (monthly)CustomerInsurance coverage
March 18, 2024
Mercedes-Benz ATravelers
$78
• 100,000/300,000 Liability
March 5, 2024
Mercedes-Benz ASafeco
$69
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Mar 18, 2024

The best car insurance companies for Mercedes-Benz A owners

Car insurance rates are highly personalized, and every insurer uses different factors to
calculate your premiums
, which means rates for Mercedes-Benz A drivers will vary dramatically. 
But when shopping for a new car insurance policy, you’ll want to consider more than just policy cost—a carrier’s ratings for claims handling and customer service are also important. 
To help in your decision-making, Jerry experts surveyed over 18,000 real policyholders to find out what they do and don’t like about their current insurance provider. 
Check out the table below to see how Jerry users rated some of the
best insurance companies
on price, claims experience, and customer service.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

How much car insurance do you need for a Mercedes-Benz A?

Car insurance requirements vary based on your state, but drivers must meet or exceed their state's
minimum coverage car insurance
requirements to legally get behind the wheel. This includes:
CarAverage Full Coverage Insurance CostAverage State Minimum Insurance Cost
Mercedes-Benz A
$232
$96
  • Bodily injury liability
    , which covers the medical costs of people injured in an at-fault accident but also helps cover fees for legal defense if you are sued for damages.
  • Property damage liability
    , which pays for repairs or replacement to another person's car or property when you are at fault in an accident.
However, for added financial and legal protection, some drivers may opt for
collision
and
comprehensive
coverage—otherwise known as a
full coverage policy
. If your Mercedes-Benz A is loaned or leased, your lender will likely require this type of coverage for the duration of your loan or lease.

Why are some trims more expensive to insure than others?

In most cases, the more expensive the car, the more you’ll pay to insure it. Premiums vary drastically depending on the features of the model.
More safety features typically reduce insurance costs due to a lower risk of injuries. In contrast, premium trims with all the bells and whistles usually cost more to insure due to higher repair and replacement costs.
The table below shows averages of minimum and full coverage auto insurance policies for each trim level of the Mercedes-Benz A.
CarMonthly minimum coverage costMonthly full coverage cost
A Mercedes-Benz 220
$106
$224
A Mercedes-Benz 220 4matic
$93
$247
A Mercedes-Benz 35 AMG
$71
$241
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Mercedes-Benz A insurance cost by model year

Trim level isn’t the only factor insurers consider when calculating policy rates—the model year of your Mercedes also weighs in. Newer Mercedes-Benz models generally cost more to insure than older models, thanks to cutting-edge technology that’s costly to replace. 
Check out some real quotes from Jerry to see how your Mercedes-Benz A model year might influence your insurance rates.

Are Mercedes-Benz As expensive to insure? 

How much you’ll pay to insure your Mercedes-Benz A depends on your driver profile and the type of coverage you’re looking for. For example, a driver with a DUI on their driving record will pay substantially more for car insurance than a driver with a
clean driving record
. Similarly, someone living in a city with high traffic and crime rates will pay more than someone living in a rural area.
CarMonthly minimum coverage costMonthly full coverage cost
Mercedes-Benz A
$96
$232
Tesla Model X
$97
$250
Lincoln Navigator
$98
$187
Audi A4
$97
$205
Jaguar F-Type
$125
$225
Why are similar cars more or less expensive to insure? When calculating insurance costs, insurers consider various factors that influence your level of risk as a policyholder, along with vehicle-specific factors. These include your vehicle’s Manufacturer’s Suggested Retail Price (MSRP), trim level, model year, and repair costs. 

What other factors affect Mercedes-Benz A insurance rates?

In addition to car-specific factors, other factors that influence your
car insurance rate
include:
  • Your age: Drivers under 25 pay some of the highest rates for auto insurance of any age group due to less experience and a higher risk of accidents. Similarly, drivers over 75 pay higher rates due to age-related factors that increase their risk.
  • Your driving record and claims history: A history of at-fault accidents and moving violations will increase insurance premiums, regardless of what kind of car you drive.
  • Your zip code: Different areas within a city are subject to unique factors that influence car insurance rates, such as traffic and crime.
  • Mileage: Higher annual mileage means a higher risk of being involved in an accident and, therefore, higher costs for car insurance.

Mercedes-Benz A insurance cost for young drivers

Teen drivers
between the ages of 16 to 19 face some of the highest car insurance premiums of any age group due to minimal experience behind the wheel and a higher likelihood of being involved in an accident. After 25, car insurance average rates tend to decline steadily.
Although more expensive, full-coverage auto insurance can offer better financial and legal protection for young and new drivers, especially those with new cars.
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Daniel (19 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
$74
per month
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Essie (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
$67
per month

Mercedes-Benz A insurance cost for senior drivers

While middle-aged drivers tend to enjoy some of the lowest premiums,
insurance rates for seniors
tend to be higher as they reach their mid-70s. 
This is because older drivers are more likely to be involved in accidents and are more vulnerable to severe injuries in the event of a collision. Higher medical costs increase driver risk for insurers, leading to higher insurance rates.
card cover
Viola (71 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$68
per month
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Ella (68 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
$54
per month

Mercedes-Benz A insurance cost for drivers with driving violations 

Your driving history has one of the most significant impacts on how much you’ll pay for car insurance; insurers offer better rates for drivers with a clean driving record. A history of violations—even a minor speeding ticket—can lead to higher insurance rates. 
Some of the most common violations that can raise premiums include:

Cheapest car insurance for Mercedes-Benz A drivers with speeding ticket

Repercussions for speeding vary based on how much a driver exceeded the speed limit. Although any sort of speeding ticket will increase auto insurance rates, more severe offenses will cause insurance rates to jump higher—and if you snag a reckless driving ticket, you can expect your insurance rates to increase exponentially, in addition to fines and demerit points. 
Luckily, Jerry is here to help Mercedes-Benz A drivers with speeding tickets save on car insurance.
Speeding TypeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
Speeding 1-5
Mercedes-Benz ASafeco
$69
• 50,000/100,000 Liability
• Comp / Collision
Speeding 6-10
Mercedes-Benz ATravelers
$78
• 100,000/300,000 Liability
coverageLast Updated Mar 13, 2024

Cheapest car insurance for Mercedes-Benz A drivers with a DUI record

A DUI conviction is a major moving violation that can have serious implications for your car insurance rates—it’s a big red flag that signals you’re a
high-risk driver
. Although rates will undoubtedly increase following a DUI, rates will differ between auto insurance providers, so it’s important to compare quotes to find the most affordable rate.
It’s also important to note that some insurers may refuse coverage after a DUI, especially for repeat offenders.
Thanks to Jerry, drivers with a DUI can still find affordable Mercedes-Benz car insurance for their A-class.
card cover
Lula (45 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
$46
per month
card cover
George (43 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
$74
per month

Cheapest car insurance for Mercedes-Benz A drivers after an accident

Car accidents on your claim history, especially at-fault accidents, are another factor that can raise your insurance premium; the higher risk you are as a policyholder, the more you’ll pay to insure your car.
If you’ve recently added an at-fault accident to your driving record, the best way to find the most affordable rate for your Mercedes-Benz A is to shop around and compare quotes using the Jerry app.
Accident typeCarInsurance CompanyPremium (monthly)CustomerInsurance coverage
At Fault With Injury
Mercedes-Benz AAAA
$75
• 50,000/100,000 Liability
• Comp / Collision
At Fault With No Injury
Mercedes-Benz ANationwide
$79
• 50,000/100,000 Liability
• Comp / Collision
coverageLast Updated Mar 13, 2024

Cheapest car insurance for Mercedes-Benz A drivers with other driving violations on their record

Besides speeding tickets, DUIs, and accidents, violations like
reckless driving
and driving without a license or insurance can increase your annual premium.
Take a look at the table below to see how other driving violations affect insurance rates for Mercedes-Benz A drivers and how Jerry helped drivers with these offenses save on their auto insurance.

ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Illegal Turn
Mercedes-Benz AAllstate
$62
• 100,000/300,000 Liability
Defective Equipment
Mercedes-Benz AAAA
$71
• 100,000/300,000 Liability
coverageLast Updated Mar 18, 2024

How can I lower the cost of insurance for my car?

Shopping around and comparing quotes is just one way to save on car insurance. Here are some other simple ways to pay less and save:
  • Raise your deductible: A
    car insurance deductible
    is the amount you must pay after filing a collision or comprehensive claim before your insurer will pay out. In general, the higher your deductible, the lower your monthly payments—but be sure to choose a deductible you can reasonably afford to pay in the event of an accident.
  • Reduce your coverage: If you have an older car,
    reduce coverage
    and remove collision and/or comprehensive to reduce your monthly payments. As a general rule, drop extra coverage if your vehicle is worth less than ten times the premium you’re paying.
  • Shop for discounts: Most insurance companies offer various
    car insurance discounts
    to help policyholders save. Discounts vary between providers, so ask your insurance agent which discounts you apply for. 
  • Bundle your insurance policies:
    Bundling your homeowners and auto insurance
    (or auto and renters) with the same provider can help you save on both premiums. 

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Andrea Barrett
Andrea Barrett is an insurance writer with five years of experience in writing and publishing. Andrea specializes in car insurance, maintenance, and brand reviews, and her mission is to create comprehensive and useful content readers can use to help lower their car-related expenses. Andrea has written nearly 1,500 articles for Jerry on topics ranging from first-time buyer programs to insurance costs and vehicle life expectancies.
Before joining Jerry, Andrea co-founded a successful health food business and created content for clients in the health and wellness industry.
avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.