Best Car Insurance for Kia Optima LX

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Insurance for Kia Optima LX

Drivers save as much as 30% per year insuring their Kia Optima LX when they switch insurance providers with Jerry.

Here’s how much real Jerry customers have saved when they insured their Kia Optima LX:
Quote DateMake / modelStateCityAgeInsurance CompanyCoverage Type
Before Jerry
After Jerry
2021-03-18Kia Optima LXTXSan Antonio35-44GainscoBasic$1,932$768
2021-01-27Kia Optima LXVAWoodbridge45-54State AutoCurrent$2,600$2,076
2021-07-29Kia Optima LXNCJacksonville35-44NationwideCurrent$1,296$924
2021-01-13Kia Optima LXFLPalm Bay25-34Bristol WestBasic$1,200$732
2021-05-24Kia Optima LXORPortland21-24KemperBasic$2,052$1,908
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How much does it cost to insure a Kia Optima LX?

The average annual cost to insure a Kia Optima LX is $3,369, which is $452 higher than the average annual cost to insure Kias.

Are you looking for a new Kia Optima LX? Here’s how much you can expect to pay for car insurance with Jerry:
Age Groups
Before Jerry
After Jerry
18-20$6,838$5,323
21-24$3,634$2,533
25-34$3,683$2,409
35-44$3,127$2,194
45-54$2,888$2,035
55-64$2,615$1,996
65+$1,411$950

Best carriers for insuring your Optima LX

After crunching the data, we found that Aspire Advantage offers the cheapest car insurance for Kia Optima LX, at an average annual rate of $1,042.

Although averages can be a good way to get a general idea of how much it will cost to insure your Kia Optima LX, car insurance policies are highly individualized, so it’s always important to shop around for the best prices, discounts, and coverage options available to you. Luckily, Jerry does all the shopping (and switching) for you!
Here are the best car insurance companies that drivers have found to insure their Kia Optima LX by using Jerry:
Insurance company
Before Jerry
After Jerry
Aspire Advantage$1,610$1,042
State Auto$2,714$1,465
Ready Insurance
$2,313$1,475
Kemper$2,895$1,644
Allstate$2,941$2,139
Bristol West$3,197$2,145
ClearCover$3,238$2,168
Dairyland$3,450$2,178
National General$3,524$2,231
Progressive$3,500$2,252
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Cost of insuring your year Kia Optima LX

As your Kia Optima LX ages, it becomes cheaper to insure. In fact, premiums drop by around $85 with each passing model year.
Here are the savings Jerry users found based on their Kia Optima LX’s year:
Model year
Before Jerry
After Jerry
2020$3,358$2,587
2019$5,426$4,232
2018$3,887$2,283
2017$3,563$2,654
2016$3,467$2,293
2015$3,828$2,662
2014$3,332$2,367
2013$2,887$1,889
2012$3,760$2,304
2011$2,435$1,826

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