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DriveShield™
GarageGuard™
Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|---|
March 14, 2024 | AAA | $137 | Arthur, 18 | • 30,000/60,000 Liability | |
March 10, 2024 | Progressive | $550 | Edgar, 35 | • 50,000/100,000 Liability • Comp / Collision | |
March 9, 2024 | Nationwide | $102 | Ian, 38 | • State Minimum Liability • Comp / Collision | |
March 7, 2024 | Allstate | $127 | Marion, 34 | • 100,000/300,000 Liability | |
March 3, 2024 | Travelers | $189 | Jessie, 49 | • 100,000/300,000 Liability • Comp / Collision |
Insurance Company | Overall Rating | Price | Claims Experience | Customer Service |
---|---|---|---|---|
Safeco | 4.6 | 4.4 | 4 | 4.5 |
Travelers | 4.5 | 4.2 | 4.4 | 4.5 |
Progressive | 4.3 | 3.9 | 3.9 | 4.3 |
AAA | 4.2 | 4 | 3.8 | 4.4 |
Allstate | 4.2 | 3.6 | 3.8 | 4.2 |
USAA | 4 | 3.5 | 4.5 | 4.2 |
State Farm | 4 | 3.4 | 3.8 | 4.2 |
Farmers | 4 | 3.4 | 4.1 | 3.9 |
Geico | 3.9 | 3.3 | 3.9 | 4 |
Liberty Mutual | 3.7 | 3.2 | 3.5 | 3.7 |
Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
---|---|---|
State minimum coverage | $102 | $1,224 |
Full coverage | $201 | $2,412 |
Car Model & Trim | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
Optima Magentis | $72 | $117 |
Optima SXL | $92 | $206 |
$102 | $201 | |
Optima Optima | $107 | $280 |
$107 | $193 | |
Optima SX | $109 | $206 |
$111 | $200 |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $151 | Aaron, 32 | • 100,000/300,000 Liability • Comp / Collision | |
Travelers | $214 | Phillip, 26 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $170 | Blake, 42 Rhome, TX | • State Minimum Liability • Comp / Collision | |
Nationwide | $132 | Jeremiah, 25 Barren Springs, VA | • State Minimum Liability • Comp / Collision | |
AAA | $202 | Pearl, 35 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $203 | Janie, 36 | • State Minimum Liability • Comp / Collision | |
Nationwide | $138 | Jennie, 34 | • 50,000/100,000 Liability • Comp / Collision | |
Allstate | $167 | Scott, 22 | • 100,000/300,000 Liability • Comp / Collision | |
Safeco | $130 | Ian, 39 | • State Minimum Liability • Comp / Collision | |
AAA | $235 | Cole, 33 | • 50,000/100,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Nationwide | $235 | Ida, 28 | • 50,000/100,000 Liability • Comp / Collision | |
Travelers | $189 | Francisco, 49 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $332 | Walter, 40 | • State Minimum Liability • Comp / Collision | |
Allstate | $156 | Maggie, 24 | • 50,000/100,000 Liability • Comp / Collision | |
Mercury | $231 | Celia, 36 | • 25,000/50,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $293 | Derrick, 22 | • State Minimum Liability • Comp / Collision | |
Travelers | $155 | Ronald, 32 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $230 | Bradley, 22 | • State Minimum Liability • Comp / Collision | |
Allstate | $182 | Ollie, 45 Waskom, TX | • State Minimum Liability • Comp / Collision | |
Clearcover | $82 | Louise, 30 | • 100,000/300,000 Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $164 | Jack, 45 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $64 | Margaret, 29 | • 100,000/300,000 Liability • Comp / Collision | |
Nationwide | $92 | Lelia, 33 | • State Minimum Liability • Comp / Collision | |
Allstate | $122 | Lloyd, 42 | • 100,000/300,000 Liability • Comp / Collision | |
Travelers | $115 | Brent, 40 | • 100,000/300,000 Liability |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $187 | Katherine, 25 | • State Minimum Liability • Comp / Collision | |
Allstate | $159 | Verna, 38 | • 50,000/100,000 Liability • Comp / Collision | |
Nationwide | $149 | Jessie, 32 New Hampton, IA | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $92 | Louis, 25 | • State Minimum Liability | |
Safeco | $125 | Eunice, 44 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Allstate | $148 | Randall, 38 | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $89 | Alberta, 39 | • 100,000/300,000 Liability • Comp / Collision | |
Nationwide | $176 | Leona, 64 | • State Minimum Liability • Comp / Collision | |
AAA | $297 | Mitchell, 50 | • State Minimum Liability • Comp / Collision | |
Infinity | $248 | Irene, 29 | • State Minimum Liability • Comp / Collision |
Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
---|---|---|---|---|
Progressive | $111 | Norman, 49 Durant, MS | • State Minimum Liability • Comp / Collision | |
Travelers | $63 | Cora, 41 Patoka, IN | • 50,000/100,000 Liability • Comp / Collision | |
Safeco | $235 | Nettie, 38 | • 100,000/300,000 Liability • Comp / Collision | |
AAA | $107 | David, 32 | • State Minimum Liability • Comp / Collision | |
Clearcover | $224 | Marc, 27 Decatur, MS | • State Minimum Liability • Comp / Collision |
Model | Average State Minimal Insurance Cost | Average Full Coverage Insurance Cost |
---|---|---|
$54 | $103 | |
Kia Rio | $79 | $138 |
$79 | $188 | |
Kia Niro | $80 | $181 |
Kia Carnival | $88 | $189 |
$89 | $172 | |
Kia Borrego | $90 | $188 |
$91 | $169 | |
$92 | $122 | |
$92 | $151 | |
$95 | $154 | |
$96 | $193 | |
$100 | $209 | |
$103 | $224 | |
$107 | $280 | |
$109 | $227 | |
$109 | $246 | |
Kia Spectra5 | $110 | $163 |
$111 | $220 | |
$139 | $170 |
Rating Type | Rating |
---|---|
Small overlap front: driver-side | Good |
Small overlap front: passenger-side | Good |
Moderate overlap front: original test | Good |
Side: original test | Good |
Roof strength | Good |
Head restraints & seats | Good |
Headlights (varies by trim/option) | Good/Poor depending on trim/option |
Front crash prevention: vehicle-to-vehicle | Superior |
Front crash prevention: vehicle-to-pedestrian (day) | Superior |
LATCH ease of use | NoCredit |