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Jerry Data & Research
Cheapest 2023 Hyundai Elantra Car Insurance (Apr 2024)
Cheapest 2023 Hyundai Elantra Car Insurance (Apr 2024)
Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2023 Hyundai Elantra
Find Insurance Savings
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Quotes from top insurance companies
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor
What's on this page?
- How much does car insurance cost for a 2023 Hyundai Elantra ?
- Compare the cheapest 2023 Hyundai Elantra car insurance quotes
- The best car insurance companies for 2023 Hyundai Elantra owners
- How expensive is 2023 Hyundai Elantra insurance compared to other years?
- Are 2023 Hyundai Elantras expensive to insure?
- Methodology
- Meet our experts
Load full table of contents
How much does car insurance cost for a 2023 Hyundai Elantra ?
The average cost of car insurance for a 2023 Hyundai Elantra is $1,632 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2023 Hyundai Elantra are 16% more.
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2023 Hyundai Elantra, use Jerry
to get a detailed car insurance price comparison
. Compare the cheapest 2023 Hyundai Elantra car insurance quotes
Thousands of smart Hyundai Elantra drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $7,013 per year on car insurance. Below are cheap quotes Jerry found for 2023 Hyundai Elantra drivers.
| Date | Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|---|
April 26, 2024 | National General | $165 | Clayton, 49 | • State Minimum Liability | |
April 26, 2024 | Bristol West | $451 | Clifford, 38 | • 50,000/100,000 Liability • Comp / Collision | |
April 19, 2024 | Safeco | $153 | Joel, 27 | • 100,000/300,000 Liability • Comp / Collision | |
April 10, 2024 | Progressive | $385 | Katherine, 26 | • State Minimum Liability • Comp / Collision | |
April 8, 2024 | Allstate | $199 | Edith, 30 | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Apr 26, 2024However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates. The best car insurance companies for 2023 Hyundai Elantra owners
There’s no best company for all 2023 Hyundai Elantra drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well.
The table below shows how 2023 Hyundai Elantra drivers rated different insurance companies, plus the average cost of insuring a ‘23 Elantra with each of those companies.
Insurance Company | Overall Rating | Average annual min liability | Average annual full coverage |
|---|---|---|---|
4.6 | $1,379 | $2,593 | |
4.5 | $1,230 | $1,440 | |
4.3 | $826 | $2,595 | |
4.2 | $1,322 | $2,952 | |
4.2 | $1,632 | $4,107 | |
4 | $1,632 | $3,036 | |
4 | $1,632 | $3,036 | |
4 | $1,632 | $3,036 | |
3.9 | $1,632 | $3,036 | |
Liberty Mutual | 3.7 | $1,632 | $3,036 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average 2023 Hyundai Elantra insurance costs
The average cost of insurance for a 2023 Hyundai Elantra is $89 per month for minimum liability insurance coverage, or $1,068 annually. If you’re looking to upgrade to full coverage, the cost can climb to an average of $189 every month, or $2,268 each year.
| Insurance Coverage | Average insurance cost (monthly) | Average insurance cost (yearly) |
|---|---|---|
State minimum coverage | $136 | $1,632 |
Full coverage | $253 | $3,036 |
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of liability insurance
. In some states, uninsured/underinsured motorist coverage
and/or personal injury protection
are also required by law. Full coverage car insurance
, on the other hand, includes collision
and comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more. Compare insurance information for other Hyundais
2023 Hyundai Elantra insurance costs by trim level
The cost of car insurance for a 2023 Hyundai Elantra is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
| Car Model & Trim | Average full coverage insurance cost | Average minimum coverage insurance cost |
|---|---|---|
2023 Blue | $261 | $169 |
2023 Limited | $243 | $155 |
2023 SEL | $251 | $118 |
How expensive is 2023 Hyundai Elantra insurance compared to other years?
Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage.
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old.
The table below compares the average insurance cost of a Hyundai Elantra manufactured in 2023 with older models.
| Car | Minimum Coverage | Full Coverage |
|---|---|---|
2000 Hyundai Elantra | $85 | $107 |
2001 Hyundai Elantra | $62 | $83 |
2002 Hyundai Elantra | $106 | $263 |
2003 Hyundai Elantra | $114 | $196 |
2004 Hyundai Elantra | $111 | $205 |
2005 Hyundai Elantra | $96 | $127 |
2006 Hyundai Elantra | $99 | $180 |
2007 Hyundai Elantra | $108 | $148 |
2008 Hyundai Elantra | $99 | $186 |
2009 Hyundai Elantra | $97 | $131 |
2010 Hyundai Elantra | $104 | $153 |
2011 Hyundai Elantra | $98 | $181 |
2012 Hyundai Elantra | $103 | $178 |
2013 Hyundai Elantra | $103 | $179 |
2014 Hyundai Elantra | $99 | $196 |
2015 Hyundai Elantra | $94 | $179 |
2016 Hyundai Elantra | $102 | $184 |
2017 Hyundai Elantra | $105 | $198 |
2018 Hyundai Elantra | $105 | $197 |
2019 Hyundai Elantra | $124 | $201 |
2020 Hyundai Elantra | $111 | $209 |
2021 Hyundai Elantra | $114 | $208 |
2022 Hyundai Elantra | $103 | $223 |
2023 Hyundai Elantra | $136 | $253 |
Compare car insurance by car year
See All
Are 2023 Hyundai Elantras expensive to insure?
On average, car insurance for a 2023 Hyundai Elantra costs $136. Compared with other models in a similar price range, it costs 16% more to insure a 2023 Hyundai Elantra.
| Model | Avg. Minimal Coverage Insurance Cost | Avg. Full Coverage Insurance Cost |
|---|---|---|
2023 Kia Telluride | $38 | $145 |
2023 Subaru Crosstrek | $65 | $184 |
2023 Mazda 3 | $129 | $242 |
2023 Mitsubishi Outlander | $134 | $210 |
2023 Hyundai Elantra | $136 | $253 |
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.
| Rating Type | Rating |
|---|---|
Driver's | |
Passenger's | |
Overall Front | |
Overall Side | |
Overall Rollover Rating | |
Overall | |
Side - Pole | |
Side Barrier Rating Driver | |
Side Barrier Rating Passenger Rear Seat | |
Side - Barrier | |
Side - Pole Barrier combined (FRONT) | |
Side - Pole Barrier combined (REAR) |
What other factors affect 2023 Hyundai Elantra insurance rates?
Car insurance companies consider the following factors when generating quotes:
- The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle.
- Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety.
- Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years.
- Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.
2023 Hyundai Elantra insurance costs for young drivers
The Hyundai Elantra is a popular car with many young drivers—but don’t expect insurance to come cheap. Drivers between the ages of 16 and 25 pay some of the highest rates for car insurance.
Teen drivers
in particular can expect to pay high rates due to a high rate of accidents and violations. Here’s what teen and young adult drivers pay on average to insure a Hyundai Elantra:
Ages | Minimum liability | Full coverage |
|---|---|---|
< 18 | $308 | $993 |
18–21 | $249 | $516 |
2023 Hyundai Elantra insurance costs for senior drivers
On the other end of the spectrum,
senior drivers
typically enjoy some of the lowest rates for 2023 Hyundai Elantra insurance. That’s because drivers over age 55 have more experience than just about anyone else on the road.
The catch: around your mid-70s, you’ll likely see your car insurance rates start to climb again due to increased driver error and a higher likelihood of serious injuries. However, more experience behind the wheel can help offset that.
Here’s what drivers age 55 and up pay on average to insure a Hyundai Elantra:
Ages | Minimum liability | Full coverage |
|---|---|---|
55–64 | $113 | $229 |
65 + | $108 | $227 |
2023 Hyundai Elantra insurance cost for drivers with driving violations
If you’re charged with a violation like speeding, DUI, or being at-fault for an accident, you can usually expect your car insurance rates to go up.
Here’s what Hyundai Elantra drivers paid on average after a violation:
Violation | Average annual insurance cost |
|---|---|
Improper cell phone use | $3120 |
Minor speeding violation | $3272 |
Misc minor violations | $4267 |
Failure to obey signal | $4625 |
Careless driving | $6362 |
How can I lower the cost of insurance for my 2023 Hyundai Elantra?
Smart shopping strategies
and car insurance discounts
can help you lower the cost of coverage for a 2023 Hyundai Elantra. Here’s how: - Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.Jerrymakes the comparison process quick and easy!
- Use a broker: Unlike captive agents and even most independent agents,car insurance brokersearn commissions without adding to your insurance costs or pushing you towards a more expensive policy.
- Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.Home and auto bundlessave drivers an average of 15% or more!
- Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle!
- Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our experts
Amy Bobinger
Licensed Insurance Agent — Expert Insurance Editor
Expert insurance writer and editor Amy Bobinger specializes in car repair, car maintenance, and car insurance. Amy is passionate about creating content that helps consumers navigate challenges related to car ownership and achieve financial success in areas relating to cars.
Amy has over 10 years of writing and editing experience. After several years as a freelance writer, Amy spent four years as an editing fellow at WikiHow, where she co-authored over 600 articles on topics including car maintenance and home ownership. Since joining Jerry’s editorial team in 2022, Amy has edited over 2,500 articles on car insurance, state driving laws, and car repair and maintenance.
Sarah Gray
Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.
