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Cheapest 2021 Chevrolet Trailblazer Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2021 Chevrolet Trailblazer
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Bonnie Stinson
Expert Insurance Writer
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Maria Cruz, Expert Insurance Writer & Editor

How much does car insurance cost for a 2021 Chevrolet Trailblazer

The average cost of car insurance for a 2021 Chevrolet Trailblazer is $1,224 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2021 Chevrolet Trailblazer are 25% more
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2021 Chevrolet Trailblazer, use
Jerry
to get a detailed
car insurance price comparison

Compare the cheapest 2021 Chevrolet Trailblazer car insurance quotes

Thousands of smart Chevrolet Trailblazer drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,356 per year on car insurance. Below are cheap quotes Jerry found for 2021 Chevrolet Trailblazer drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
May 1, 2024
AAA
$189
• State Minimum Liability
• Comp / Collision
April 24, 2024
Chevrolet Trailblazer Activ
Allstate
$107
• 100,000/300,000 Liability
• Comp / Collision
April 19, 2024
Mercury
$159
• State Minimum Liability
• Comp / Collision
April 18, 2024
Progressive
$113
• 50,000/100,000 Liability
• Comp / Collision
April 15, 2024
Safeco
$90
• State Minimum Liability
• Comp / Collision
coverageLast Updated May 1, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to
get a car insurance quote
from at least three insurance companies and compare rates.

The best car insurance companies for 2021 Chevrolet Trailblazer owners

There’s no best company for all 2021 Chevrolet Trailblazer drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2021 Chevrolet Trailblazer drivers rated different insurance companies in these three categories, as well as overall.
Insurance CompanyOverall RatingPriceClaims ExperienceCustomer Service
Safeco
4.6
4.4
4
4.5
Travelers
4.5
4.2
4.4
4.5
Progressive
4.3
3.9
3.9
4.3
AAA
4.2
4
3.8
4.4
Allstate
4.2
3.6
3.8
4.2
USAA
4
3.5
4.5
4.2
State Farm
4
3.4
3.8
4.2
Farmers
4
3.4
4.1
3.9
Geico
3.9
3.3
3.9
4
Liberty Mutual
3.7
3.2
3.5
3.7
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2021 Chevrolet Trailblazer insurance costs

After analyzing data from many 2021 Chevrolet Trailblazer drivers, we discovered that the typical monthly expense for minimum liability coverage is $102, which adds up to $1,224 annually. As for full coverage insurance, the average monthly cost for 2021 Chevrolet Trailblazer drivers is $167, or $2,004 per year.
Insurance CoverageAverage insurance cost (monthly)Average insurance cost (yearly)
State minimum coverage
$102
$1,224
Full coverage
$167
$2,004
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2021 Chevrolet Trailblazer insurance costs by trim level

The cost of car insurance for a 2021 Chevrolet Trailblazer is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car Model & TrimAverage full coverage insurance costAverage minimum coverage insurance cost
2021 LS
$193
$134
2021 LT
$168
$78

How expensive is 2021 Chevrolet Trailblazer insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Chevrolet Trailblazer manufactured in 2021 with that of the four closest model years.
CarMinimum CoverageFull Coverage
2002 Chevrolet Trailblazer
$89
$111
2003 Chevrolet Trailblazer
$98
$143
2004 Chevrolet Trailblazer
$86
$135
2005 Chevrolet Trailblazer
$90
$131
2006 Chevrolet Trailblazer
$87
$137
2007 Chevrolet Trailblazer
$89
$127
2008 Chevrolet Trailblazer
$80
$144
2009 Chevrolet Trailblazer
$57
$113
2021 Chevrolet Trailblazer
$102
$167
2023 Chevrolet Trailblazer
$107
$165

Are 2021 Chevrolet Trailblazers expensive to insure? 

On average, car insurance for a 2021 Chevrolet Trailblazer costs $102. Compared with other models in a similar price range, it costs 25% more to insure a 2021 Chevrolet Trailblazer.
ModelAvg. Minimal Coverage Insurance CostAvg. Full Coverage Insurance Cost
2021 Toyota Tundra
$85
$213
2021 Jeep Gladiator
$93
$172
2021 Chevrolet Trailblazer
$102
$167
2021 Buick Enclave
$118
$227
2021 Ford F-150
$130
$154
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

2021 Chevrolet Trailblazer
NHTSA safety ratings

Rating TypeRating
Driver's
Passenger's
Overall Front
Overall Side
Overall Rollover Rating
Overall
Side - Pole
Side Barrier Rating Driver
Side Barrier Rating Passenger Rear Seat
Side - Barrier
Side - Pole Barrier combined (FRONT)
Side - Pole Barrier combined (REAR)

What other factors affect 2021 Chevrolet Trailblazer insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2021 Chevrolet Trailblazer insurance costs for young drivers

Teen drivers
typically pay the most for car insurance on account of their inexperience on the road. These spiked rates can stay on the higher side until a driver is at least 25 years old.
card cover
Nelle (24 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
carChevrolet Trailblazer Activ
$108
per month
card cover
Elmer (24 years old)
coverageCoverage
100,000 per person
300,000 per accident bodily injury
Comp / Collision
carChevrolet Trailblazer LT
$169
per month
card cover
Lora (24 years old)
$90
per month
card cover
Minnie (23 years old)
coverageCoverage
50,000 per person
100,000 per accident bodily injury
Comp / Collision
carChevrolet Trailblazer LT
$162
per month
card cover
Samuel (23 years old)
coverageCoverage
State Minimum
locationStroudsburg, PA
$277
per month

2021 Chevrolet Trailblazer insurance cost for drivers with driving violations 

Drivers with recent violations on their record will typically see higher insurance costs. Common violations can range from speeding tickets and driving without insurance to at-fault accidents and DUIs.
Here’s how much real policyholders pay for insurance if they have violations on their record.
ViolationCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
Failure to Obey Signal
Chevrolet Trailblazer LT
Progressive
$131
• State Minimum Liability
• Comp / Collision
Cell Phone
Gainsco
$178
• State Minimum Liability
• Comp / Collision
Driving on Sus. License
Chevrolet Trailblazer LT
Gainsco
$82
• State Minimum Liability
• Comp / Collision
Failure to Obey Signal
Chevrolet Trailblazer LT
National General
$165
• State Minimum Liability
• Comp / Collision
coverageLast Updated Apr 30, 2024

How can I lower the cost of insurance for my 2021 Chevrolet Trailblazer?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2021 Chevrolet Trailblazer. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    Jerry
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!

FAQ

How much is insurance on a 2021 Chevy Trailblazer?

The average driver will spend between $1,224 and $2,004 per year to insure a 2021 Chevy Trailblazer. Of course, your premium depends on your unique driver profile and your preferred coverage levels, too.

Are Chevrolets expensive to insure?

Chevrolet vehicles tend to cost the same or higher than average to insure—it depends a lot on your model. For instance, the Trailblazer and Blazer are cheaper to insure than the Cruze and the Equinox. Chevrolets are usually cheaper to insure than Lexus, BMW, Mercedes-Benz, but more expensive than Honda and Mazda. 

Are Chevy cars worth buying?

If you’re interested in a vehicle that will hold its value for resale, then Chevy might be a good choice for you! Chevy has about average maintenance costs, too. However, be aware that you might spend more than the average American on repair costs.

How dependable is a Trailblazer?

The Trailblazer earns good (but not great) reliability ratings from major institutions, with an 86/100 score from U.S. News. If you’re looking in the $25,000 price range, however, you won’t find many other models that can beat the Trailblazer for reliability. Its nearest competitors—the Hyundai Kona (83/100), Kia Seltos (82/100), and Mazda CX-30 (80/100)—all earned slightly lower scores for dependability.

What are the cons of the Chevy Trailblazer?

Many drivers report dissatisfaction with the Chevy Trailblazer’s suspension, acceleration (9.3 seconds to reach 60 MPH), and lack of finishing features. Some also report road noise and fewer included amenities at the base trim than comparable models. You can upgrade or add modifications to fix some of these problems, but the base Trailblazer has failed to impress some drivers.

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Bonnie Stinson
Bonnie Stinson is an insurance writer with 8+ years of experience as a content writer. They specialize in making complex topics like insurance and technology easy to understand. Bonnie has written over 1,300 articles to help people become confident car owners, from how to choose the right car and build a car insurance policy to dealing with stressful situations like car accidents and unexpected repairs.
Before joining Jerry’s editorial team, Bonnie worked as a digital media strategist and user experience researcher, producing content for Furnishr, STACKEDD Magazine, InfinityCore Health, and the global non-profit Giraffe Heroes.
avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.
avatar
Josh Damico
badge icon
Head Of Insurance Operations
badge icon
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.