Cheapest car insurance in Plainfield, Illinois (Nov 2024)

Cheapest Car Insurance Quotes in Plainfield

Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Progressive	$83	Ellen, 67 Zip: 60586	Honda Pilot EXL	• 100,000/300,000 Liability • Comp / Collision
Safeco	$167	Ellen, 34 Zip: 60544	BMW 328 XI	• State Minimum Liability • Comp / Collision
Gainsco	$80	Glen, 29 Zip: 60585	Toyota Camry L	• State Minimum Liability
Clearcover	$72	Verna, 41 Zip: 60585	Volkswagen Passat S	• State Minimum Liability • Comp / Collision
Electric	$178	Blanche, 23 Zip: 60586	Ford Escape SE	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

Cheapest Plainfield car insurance for good drivers

Best Car Insurance Companies in Plainfield

How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.

Best cheap car insurance quotes in Plainfield

Cheap minimum liability insurance quotes in Plainfield

$25,000 of
bodily injury liability
coverage per person
$50,000 of bodily injury liability coverage per accident
$20,000 of
property damage liability
coverage per accident
$25,000 of UM/UIM bodily injury coverage per person
$50,000 of UM/UIM bodily injury coverage per accident

Progressive

Lena (33 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60586)

Mitsubishi Eclipse Cross

$125

per month

Safeco

Ellen (34 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

BMW 328 XI

$167

per month

Gainsco

Glen (29 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60585)

Toyota Camry L

$80

per month

Clearcover

Verna (41 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60585)

Volkswagen Passat S

$72

per month

Do you need more than minimum coverage in Plainfield?

Cheap full coverage car insurance quotes in Plainfield

Collision insurance covers the costs of repairing or replacing your car following an accident with another vehicle or stationary object. 
Comprehensive coverage also covers the costs of repairing or replacing your car but it only applies to damages caused by theft, vandalism, or natural disasters.

Insurance coverage	Insurance company	Premium (monthly)	Customer	Car
• 100,000/300,000 Liability • Comp / Collision	Progressive	$83	Ellen, 67 Zip: 60586	Honda Pilot EXL
• State Minimum Liability • Comp / Collision	Safeco	$167	Ellen, 34 Zip: 60544	BMW 328 XI
• 100,000/300,000 Liability • Comp / Collision	State Auto	$125	Carlos, 49 Zip: 60586	Chevrolet Trax 1LT
• State Minimum Liability • Comp / Collision	Clearcover	$72	Verna, 41 Zip: 60585	Volkswagen Passat S
• State Minimum Liability • Comp / Collision	Electric	$178	Blanche, 23 Zip: 60586	Ford Escape SE

Last Updated Nov 18, 2024

Average cost of car insurance in Plainfield

Car insurance quotes in Plainfield by rating factors 

Your driving record and claims history: Accidents and tickets will increase your insurance rates.
Your age: Insurers consider young drivers to be a higher risk due to their inexperience behind the wheel.
Your vehicle: Luxury, high-performance, and sports cars are more expensive to insure.
Your parking spot: If you park your car in a neighborhood with a high incidence of auto insurance claims, your rates will likely be higher.
Your credit score: Drivers with bad credit scores often pay higher premiums than drivers with good credit scores for the same amount of coverage.

Cheap car insurance quotes in Plainfield after driving violations

Cheapest car insurance in Plainfield after speeding ticket

Even a single

Illinois speeding ticket

can raise your insurance rates by an average of about 13%. If you have multiple speeding tickets or you were ticketed for going well above the speed limit, your rates could go up even more.

Some providers are more forgiving of violations like speeding tickets. By working with a broker like Jerry, you’re more likely to come across an insurer that will offer you more affordable car insurance after a ticket.

Check out real rates drivers in Illinois achieved using Jerry.

Speeding Type	Insurance Company	Premium (monthly)	Customer	Car	Insurance Coverage
Speeding 1-5	Progressive	$67	Eva, 37 Zip: 60585	Nissan Altima	• State Minimum Liability
Speeding 16-20	Bristol West	$181	Theresa, 39 Zip: 60544	Hyundai Santa FE Limited	• 50,000/100,000 Liability
Speeding 21+	Gainsco	$178	Elizabeth, 30 Zip: 60586	Chevrolet Trailblazer LS	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

Cheapest car insurance in Plainfield after DUI

If you’re charged with a

DUI in Illinois

, you could face consequences including:

Fine of up to $2,500
Jail sentence of up to one year
Driver’s license suspension of at least one year
Community service sentence of up to 100 hours

The penalties become more severe for subsequent DUI offenses. 

On top of the legal consequences, you’ll also see significantly higher car insurance costs—but Jerry can help you find lower rates. Just look at some of the cheaper coverage these drivers found using the Jerry app.

Safeco

Calvin (37 years old)

Coverage

50,000 per person

100,000 per accident bodily injury

Comp / Collision

Plainfield, IL
(Zip Code: 60585)

Honda Odyssey

$53

per month

Safeco

Myra (41 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Plainfield, IL
(Zip Code: 60585)

Infiniti G35

$68

per month

Cheapest car insurance in Plainfield after an at-fault accident

Accident type	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
At Fault With No Injury	Progressive	$67	Rosetta, 37 Zip: 60585	Nissan Altima	• State Minimum Liability
Not At Fault	Safeco	$90	Erik, 27 Zip: 60586	Chevrolet Cruze LTZ	• State Minimum Liability • Comp / Collision
At Fault With No Injury	Mercury	$165	Millie, 33 Zip: 60544	BMW 328 XI	• State Minimum Liability • Comp / Collision

Last Updated Nov 24, 2024

Cheapest car insurance in Plainfield after other driving violations

Violation	Insurance company	Premium (monthly)	Customer	Car	Insurance coverage
Failure to Stop	Progressive	$67	Teresa, 37 Zip: 60585	Nissan Altima	• State Minimum Liability
Cell Phone	Gainsco	$178	Wayne, 30 Zip: 60586	Chevrolet Trailblazer LS	• State Minimum Liability • Comp / Collision
Driving on Sus. License	Bristol West	$95	Nicholas, 26 Zip: 60544	GMC Sierra K1500	• State Minimum Liability
Failure to Obey Signal	Gainsco	$80	Zachary, 28 Zip: 60585	Toyota Camry L	• State Minimum Liability
Improper Passing	Progressive	$94	Georgia, 22 Zip: 60586	Honda Civic LX	• State Minimum Liability

Last Updated Nov 24, 2024

Cheap car insurance quotes in Plainfield by age

Cheapest car insurance in Plainfield for young drivers

Teen drivers between the ages of 16 and 19 are statistically more likely to get into an accident, so they pay the highest rates of any age group. 

The best way to keep costs low for

young drivers

is to keep them on their parents’ policy for as long as possible—and shop with Jerry to find the most affordable coverage for teen drivers in Calumet Park.

Here are some recent rates given to young drivers in Illinois on Jerry.

Gainsco

Gavin (24 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60585)

Chevrolet Cobalt LT

$94

per month

Electric

Blanche (23 years old)

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60586)

Ford Escape SE

$178

per month

Cheapest car insurance in Plainfield for senior drivers

Senior drivers may be more likely to get into car accidents due to slowed reaction times and vision and hearing changes. They’re also more likely to be seriously injured if they do get into a collision. Because of that, insurance companies often charge higher rates for senior drivers.

To find the

best senior car insurance

, look for a company that rewards drivers for safe driving or keeping low mileage on their vehicles. Also, prioritize a company with good customer service.

With Jerry, not only can you safe on car insurance for seniors, but our expert customer service agents can help answer any questions you might have during the shopping process. The cards below show how much senior drivers pay each month for coverage with the Jerry app.

Progressive

Ellen (67 years old)

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Plainfield, IL
(Zip Code: 60586)

Honda Pilot EXL

$83

per month

Cheap car insurance quotes in Plainfield based on insurance history

Progressive

Shawn (22 years old)

Currently Insured

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60586)

Honda Civic LX

$94

per month

Safeco

Nathan (33 years old)

Currently Insured

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

BMW 328 XI

$167

per month

Bristol West

Eric (26 years old)

Currently Insured

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

GMC Sierra K1500

$95

per month

National General

Alma (33 years old)

Currently Insured

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

BMW 328 XI

$133

per month

National General

Chris (33 years old)

Currently Insured

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

BMW 328 XI

$133

per month

Cheap car insurance quotes in Plainfield for popular cars

Toyota RAV 4
Chevrolet Silverado

Honda CR-V
Ford F-150
Chevrolet Equinox

Popular Car	Insurance Company	Premium (monthly)	Customer	Insurance Coverage
Toyota RAV4	Safeco	$68	Nina, 33 Zip: 60586	• 50,000/100,000 Liability
Chevrolet Chevrolet_silverado	Progressive	$80	Ruth, 36 Zip: 60585	• 100,000/300,000 Liability

Last Updated Nov 24, 2024

Cheapest car insurance in Plainfield for new vs. old car

It's usually less expensive to insure an old car than a new one.

We have found that the average insurance cost for a car older than 10 years is -- per month in Plainfield. The average cost for insuring a car less than four years old goes up to -- per month.

Progressive

Ellen (67 years old)

2019 Honda Pilot EXL

Coverage

100,000 per person

300,000 per accident bodily injury

Comp / Collision

Plainfield, IL
(Zip Code: 60586)

$83

per month

Safeco

Ellen (34 years old)

2013 BMW 328 XI

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60544)

$167

per month

National General

Keith (33 years old)

2018 Mitsubishi Eclipse Cross

Coverage

50,000 per person

100,000 per accident bodily injury

Plainfield, IL
(Zip Code: 60586)

$93

per month

Gainsco

Glen (29 years old)

2014 Toyota Camry L

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60585)

$80

per month

Clearcover

Verna (41 years old)

2012 Volkswagen Passat S

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60585)

$72

per month

Electric

Blanche (23 years old)

2016 Ford Escape SE

Coverage

State Minimum

Plainfield, IL
(Zip Code: 60586)

$178

per month

How to lower car insurance costs in Plainfield

1. Shop around and compare quotes

 2. Hunt for car insurance discounts

Good drivers. If you’ve held a
clean driving record
for at least three years, you’re due for some sweet discounts.
Telematics device users. Telematics devices track how far you drive, when you drive, and how you drive. If you brake often and hard, this isn’t the program for you. But if you’re a calm and mellow driver, you could reap a low rate as a reward!
Good students. Full-time high school and college students with a B average or better can translate their scholastic successes into savings.
Insurance bundlers. Bundle your car and home insurance and you could pay less for each of them.

3. Increase your deductible for comprehensive and collision coverage

Why is car insurance in Plainfield so expensive?

Congestion: Because driving in Plainfield incurs a higher risk of dents, dings, and cracked windows than driving in the countryside, insurance rates are higher, too.
Motor vehicle theft: Similar to congestion, high motor vehicle theft rates in Plainfield lead insurance providers to increase your premiums.
Fatality rates: Around one quarter of the fatal
car crashes in Illinois in 2021
happened on urban roads. Because of the high costs associated with motor vehicle fatalities, Plainfield drivers pay higher rates.