Will my auto insurance cover my medical bills if I accidentally slammed my fingers in the door?

Will my car insurance pay for my medical bills? I was getting out of my car and closed the door before I could get my fingers out of the way. To be sure they weren’t broken, I went to the ER.

Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Somewhat surprisingly, this is one of the most common car-related accidents!
The good news is that several
types of insurance
cover this injury. In particular,
medical payments coverage
and personal injury protection (PIP) can help you take care of your medical bill.
Medical payments insurance (aka MedPay) will cover or reimburse you for the following:
  • Ambulance fees
  • Dental care
  • Chiropractic care
  • X-rays
  • Prosthetics
  • Professional nursing services
  • Funeral expenses
  • Deductibles
  • Co-pays
Another insurance option to ensure medical bills are taken care of in the event of an accident is PIP. Even better, there’s usually no deductible associated with PIP.
To explore your options and compare policy prices, download the
app. A licensed broker that offers end-to-end support, Jerry will gather affordable quotes for free and can even help you switch plans and cancel your old policy.”
View full answer 
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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