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Why is car insurance more expensive for an international student?

I have been getting car insurance quotes from different companies and my rates are really high. All of my other friends who are from the US pay way less. Why are rates higher for international students?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“
Car insurance
 rates for international students are higher because you pose more risk. Without a U.S. license, credit history, or driving record, insurers can’t quantify how good of a driver you are or if you’re a risk to default on your payments.
At first, you may have to pay higher rates. After a year, most states allow you to apply for a driver’s license, which can significantly lower your rate. You can also shop
car insurance quotes online
 every six or 12 months to find a lower rate.”
MORE:
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