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Why do you need an SR-22?

What does an SR-22 do? I am reinstating my license and the DMV said I need an SR-22. Why do I need one?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“An SR-22 is a state filing your insurance company sends to the DMV stating you have insurance.
It is considered a financial responsibility filing that shows the DMV you have the
state minimum car insurance
 required.
While every state’s requirements vary, you likely need
SR-22 auto insurance
 due to your license suspension. An SR-22 is often required when someone:
  • has multiple violations
  • has a DUI
  • was driving without insurance and was in an accident
To get an SR-22, you’ll need to request
car insurance quotes
 from various carriers. Not every carrier offers SR-22s, so you may need to shop around to find coverage.”
MORE:
Why Car Insurance Is So Expensive - Explained
SR-22Cheap Auto InsuranceCar Insurance Rates
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