Why do you need an SR-22?

What does an SR-22 do? I am reinstating my license and the DMV said I need an SR-22. Why do I need one?

Answer provided by
Emily Maracle
Answered on Jul 16, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
“An SR-22 is a state filing your insurance company sends to the DMV stating you have insurance.
It is considered a financial responsibility filing that shows the DMV you have the state minimum car insurance required.
While every state’s requirements vary, you likely need SR-22 auto insurance due to your license suspension. An SR-22 is often required when someone:
  • has multiple violations
  • has a DUI
  • was driving without insurance and was in an accident
To get an SR-22, you’ll need to request car insurance quotes from various carriers. Not every carrier offers SR-22s, so you may need to shop around to find coverage.”

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