SR-22 in Wyoming: What You Need to Know

Drivers will need to obtain an SR-22 in Wyoming if they’ve been convicted of a serious vehicular crime.
Written by Matt Terzi
Reviewed by Kathleen Flear
If the Wyoming Department of Transportation (DOT) has deemed you a high-risk or dangerous driver, you might be required to obtain an SR-22 certificate. An SR-22 is a document from your insurance company that verifies you have adequate liability insurance.
Although an SR-22 is often referred to as "insurance"—it isn’t actually insurance. Rather, it’s a form your insurer files with the state. It verifies that you have the minimum required liability coverage to legally drive in North Dakota.
An SR-22 filing is handled by your insurance company on your behalf.
Jerry
, the
car insurance
comparison shopping app, has everything you need to know about SR-22 forms and how to find
cheap car insurance in Wyoming:
RECOMMENDED
Compare auto insurance policies
No spam or unwanted phone calls · No long forms
Find insurance savings

What is an SR-22 in Wyoming?

When the State of Wyoming deems someone a high-risk driver, they’ll require proof that the driver carries the state’s minimum liability insurance.
Wyoming requires the following minimum
liability coverage
:
Key Takeaway Wyoming uses a 25/50/20 minimum liability insurance structure.
MORE:

Who needs an SR-22 form in Wyoming?

Drivers who need an SR-22 in Wyoming have usually been convicted of a vehicular crime.
You might need an SR-22 in Wyoming if you’ve been convicted of the following driving violations:
  • Driving without insurance
  • Reckless driving
  • Being involved in a fatal accident
  • Failing to pay a judgment
  • Repeated traffic offenses
If you’re involved in an accident and don’t have insurance, Wyoming will require you to obtain an SR-22, even if you weren’t at fault in the accident. Even if you didn’t cause the accident, you still committed a crime by driving a car without insurance.

How to get an SR-22 in Wyoming

You’ll need to find an insurance company that will
file an SR-22 on your behalf
. Any insurance company licensed to operate in Wyoming can offer an SR-22, though some companies don’t, and some companies will only offer SR-22 certificates to some drivers.
The Wyoming DOT will also send you a letter in the mail from Driver Services informing you of any fees or fines you need to pay. This will usually include a $50 reinstatement fee if you’ve had your license suspended.
Once you’ve acquired adequate insurance, your insurance company will handle your SR-22 filing on your behalf. From there, your suspension will be lifted and you’ll be allowed to legally drive again.
Key Takeaway Your insurance company will file the necessary paperwork with the Wyoming DOT.

How much does SR-22 insurance cost in Wyoming?

Insurance companies consider an SR-22 to be a sign of a
high-risk driver
, making car insurance considerably more expensive for those with an SR-22 filing.
This is because insurance companies assume you’re more likely to commit traffic violations in the future.
In addition to the hike in your car insurance premium, the Wyoming DOT will require you to pay fees, fines, and judgments before restoring your driving privileges. There’s also a $50 reinstatement fee that must be paid prior to having your license’s suspension lifted.
Most car insurance companies will also charge a filing fee of their own for processing your SR-22 certification. This is usually a one-time fee of $50 or less. Your car insurance company will tell you more when you discuss your SR-22 insurance with them.
Key Takeaway Needing an SR-22 in Wyoming will raise the cost of your insurance premium.

How an SR-22 impacts your insurance in Wyoming

An SR-22 in Wyoming will last for a minimum of three years from the date your driving privileges were restored.
Some violations will require a longer SR-22 period. The Wyoming DOT will inform you of how long you need to maintain your SR-22.
During your SR-22 period, you must not allow your car insurance to lapse.
If your insurance lapses
or gets canceled while you have an SR-22 in Wyoming, your license will be suspended and your SR-22 period will be extended.
Your SR-22 period will also be extended if you commit further traffic violations or are involved in an at-fault car accident.
Key Takeaway Wyoming requires an SR-22 certificate for a minimum of three years. Allowing your insurance to lapse or get canceled will lengthen this period.

How to find cheap car insurance in Wyoming

The best way to save money on car insurance is to shop around. Needing an SR-22 filing can be intimidating, but you should review as many quotes as possible and find the best rates available to you.
Download the
Jerry
app and take the frustration out of shopping for car insurance. In less than a minute, you’ll be registered and well on your way to seeing as many as 50 quotes from reputable insurers.
As a
licensed broker
, Jerry will also take care of the paperwork and phone calls for you. It’ll even cancel your existing insurance policy.
Jerry users save $879 on average per year on car insurance!
"I was paying $500 a month for insurance, and I needed help.
Jerry
canceled my previous plan and found me a $342 plan through Infinity. Jerry, you are awesome!" ––Hans M.
RECOMMENDED
Haven’t shopped for insurance in the last six months? There might be hundreds $$$ in savings waiting for you.
avatar
Judith switched to Progressive
icon savingsSaved $725 annually
avatar
Alexander switched to Travelers
icon savingsSaved $834 annually
avatar
Annie switched to Nationwide
icon savingsSaved $668 annually
Are you overpaying for car insurance?
Compare quotes and find out in 45 seconds.
Try Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings