Services
PriceProtect™
DriveShield™
GarageGuard™
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Home Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Recent Studies
Comprehensive Data Reports
Reviews
About
FAQ
MenuIcon
BACK

What types of claims can I make with liability-only auto insurance?

My car was parked on the street and I noticed today that someone had keyed it. I only have liability insurance, so I'm wondering if I'd be able to submit a claim for it.

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“With just
liability coverage
, the only claims that can be submitted are for damage done to others. You are only covered if you damage another person’s property or cause injury in an at-fault accident. You must pay out of pocket for any damage done to your own vehicle.
To have coverage on your vehicle for damage, you would need
comprehensive coverage
 and/or
collision coverage
. Comprehensive coverage covers non-collision perils like fire or contact with an animal. Collision coverage covers all other damage.
If you are interested in adding physical damage coverage to your vehicle, you should reach out to your current car insurance company. You should also consider comparison shopping. By getting quotes from other insurance companies, you’ll be able to ensure you’re getting the best price for the coverage you need.”
Liability CoverageCar Insurance
View full answer 
Jerry user testimonial avatar
rating primary
“My experience with Jerry has been absolutely incredible. It took my car insurance from about $400/month to about $80. The entire experience is seamless.” - Gregory R.
Lower my car insurance too
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

card cover

What You Need to Know about Your Liability Claim

Filing a liability claim is pretty simple—especially if you ensure you collect ample evidence and information at the scene of your auto accident.
avatar
Sarah Gray
card cover

When Not to Make a Car Insurance Claim

If there’s minimal damage, you already have claims on your record, or you can settle privately with the other driver, an insurance claim might be unnecessary.
avatar
Nick Kunze
card cover

Can Someone Make a Claim on Your Car Insurance Without you Knowing?

Having a claim made by someone on your car insurance without you knowing is fairly rare, but it can happen if you were at fault in a hit-and-run.
avatar
Cameron Thiessen

Read Advice From Car Experts At Jerry

card cover

How to Find Your Volkswagen Radio Code

Volkswagen radio codes help prevent radio theft and can be found in your owner’s manual or on a sticker located in your car. Read this for more.
avatar
Kathryn Mae Kurlychek
card cover

Are There Taxes on Winning a Car?

The taxes on a car you’ve won will be roughly one-third of the car’s value, but you can lower the amount you owe by teaming up with a tax expert.
avatar
Samuel Todd
card cover

How To Reset the Anti-Theft System On a Dodge Ram

To reset the Dodge Ram anti-theft system, you’ll need to perform a reset procedure that involves turning and truck on and off three times.
avatar
Jason Tushinski

What Others Are Asking

Where is the OBD port on a 1995 Honda Civic?
I’ve got an old Honda that I’ve been meaning to fix up. I have an OBD reader, but I can’t for the life of me find the port! Can you tell me where the OBD port is on a 1995 Honda Civic?
avatar
Amber Reed
How do you open the gas tank on a Lexus LX 570?
I purchased a used Lexus LX 570 about a week ago and love it. There’s just one problem—I can’t figure out how to open the gas tank! Do you know how to open the gas tank on a Lexus LX 570?
avatar
Katherine Duffy
How do you connect to Bluetooth on a 2013 Ford Explorer?
I recently purchased a used 2013 Ford Explorer. I’m enjoying it, but I can’t figure out how to use Bluetooth. Any idea how to connect to Bluetooth on a 2013 Ford Explorer?
avatar
Katherine Duffy
Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

    Insurance In Your City

    Easiest way to compare and buy car insurance

    √
    No long forms
    √
    No spam or unwanted phone calls
    √
    Quotes from top insurance companies
    Find insurance savings
    Car Insurance by Make
    Audi
    BMW
    Dodge
    Ford
    GMC
    Honda
    Hyundai
    Jeep
    Kia
    Lexus
    Mercedes-Benz
    Mitsubishi
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Model
    Chevrolet Silverado
    Chevrolet Malibu
    Ford Escape
    GMC Sierra
    Honda Accord
    Honda Civic
    Hyundai Tucson
    Jeep Cherokee
    Jeep Wrangler
    Kia Forte
    Mazda 3
    Nissan Altima
    Subaru Outback
    Subaru Crosstrek
    Toyota Camry
    Toyota Corolla
    Toyota Tacoma
    Toyota Highlander
    Toyota Rav4
    Volkswagen Jetta
    View all
    Car Insurance by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Insurance by City
    Austin, TX
    Boston, MA
    Charlotte, NC
    Chicago, IL
    Columbus, OH
    Dallas, TX
    Denver, CO
    Houston, TX
    Indianapolis, IN
    Jacksonville, FL
    Las Vegas, NV
    Los Angeles, CA
    Nashville, TN
    New York, NY
    Philadelphia, PA
    Phoenix, AZ
    Portland, OR
    San Antonio, TX
    San Francisco, CA
    Seattle, WA
    View all
    Car Loan by Make
    Audi
    BMW
    Chevrolet
    Ford
    GMC
    Honda
    Hyundai
    Kia
    Lexus
    Nissan
    Mercedes-Benz
    Subaru
    Tesla
    Toyota
    View all
    Car Insurance by Company
    AAA
    Allstate
    Aspire Advantage
    Assurance America
    Bristol West
    Commonwealth
    Dairyland
    Encompass
    Infinity
    Kemper
    Mapfre
    Mercury
    National General
    Nationwide
    Plymouth Rock
    Progressive
    Safeco
    State Auto
    Travelers
    Car Loan by State
    AL
    AZ
    AR
    CA
    CO
    CT
    DE
    FL
    GA
    ID
    IL
    IN
    IA
    KS
    KY
    LA
    ME
    MD
    MA
    MI
    MN
    MS
    MO
    MT
    NE
    NV
    NH
    NJ
    NM
    NY
    NC
    ND
    OH
    OK
    OR
    PA
    RI
    SC
    SD
    TN
    TX
    UT
    VT
    VA
    WA
    WV
    WI
    WY
    Car Repair by Service
    AC Compressor Replacement Cost
    Battery Replacement Cost
    Fuel Injector Replacement Cost
    Fuel Pump Replacement Cost
    Ignition Coil Replacement Cost
    Oil Change Cost
    Oil Pan Replacement Cost
    Power Steering Fluid Service Cost
    Rotate Tires Cost
    Spark Plugs Replacement Cost
    Timing Belt Replacement Cost
    Valve Cover Gasket Replacement Cost
    Water Pump Replacement Cost
    Wheel Bearings Replacement Cost
    View all