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What is the minimum car insurance requirement for Colorado?

What's the minimum amount of car insurance I need in Colorado? I always thought I was getting a good rate until my brother moved to Alabama and pays less than me for the same coverage.

avatar
Rachel Juillerat · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“I know it can be frustrating to pay more for the same coverage, but that doesn’t mean you’re a bad driver. Each state has different insurance rates based on the driving habits of the residents and the local population. Colorado is a more populated state than Alabama with more big cities, so it’s natural to see higher rates.
Colorado
requires drivers to have at minimum:
  • Bodily injury: $25,000 per person, $50,000 per accident
  • Property damage: $15,000 per accident
Even though your rates might be higher than your brothers, you can still find ways to save on car insurance. The best way to save money on your premiums is to compare quotes online. You can use the
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