What is the minimum car insurance requirement for Colorado?

What's the minimum amount of car insurance I need in Colorado? I always thought I was getting a good rate until my brother moved to Alabama and pays less than me for the same coverage.

Answer
“I know it can be frustrating to pay more for the same coverage, but that doesn’t mean you’re a bad driver. Each state has different insurance rates based on the driving habits of the residents and the local population. Colorado is a more populated state than Alabama with more big cities, so it’s natural to see higher rates.
Colorado requires drivers to have at minimum:
  • Bodily injury: $25,000 per person, $50,000 per accident
  • Property damage: $15,000 per accident
Even though your rates might be higher than your brothers, you can still find ways to save on car insurance. The best way to save money on your premiums is to compare quotes online. You can use the Jerry app to make this process easy. Jerry compares rates from the top providers and delivers the best deals to your phone in minutes for free.”
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Rachel Juillerat
Answered on Sep 14, 2021
Rachel Juillerat has her Master's in Publishing & Writing from Emerson College. You can view her work in the Independent, Cupid's Pulse, and the Penmen Review. She has worked in personal finance for five years before transitioning to insurance. She lives in Boston, where she spends her time exploring small New England towns, learning new skills, and napping through her cat's zoomies.
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