What is the best home insurance company for fire damage?

I'm moving to an area that's prone to wildfires. Is there a recommended company for this? What company is best?

Answer
“Like car insurance, there isn’t one home insurance company better than the rest.
The best company for you is dependent on the coverage you need, your budget, and where you live. Not every company rates policies the same or provide the same coverage. To figure out what company meets your needs for cost and coverage, request quotes.
Both HO-2 and HO-3 homeowners policies provide coverage for damage from fires, but there may be certain conditions around wildfires.
Many insurance companies also limit or stop issuing policies during a wildfire to prevent an increase in claims. Since you’re looking to get home insurance now, you’ll want to be sure you finalize a policy before wildfire season.
If you want to save some extra cash on both home and car insurance, look for providers that offer bundling. Then, check out the Jerry app to compare car insurance quotes from carriers that also offer home insurance. You just might be surprised by how much you save.”
avatar
Emily Maracle
Answered on Sep 09, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.

Read advice from car experts at Jerry

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free