Expert Advice for Homeowners Insurance

All Articles on Homeowners Insurance

Does Homeowners Insurance Cover Mailbox Damage?
Home insurance can sometimes cover damage to a mailbox, depending on the circumstances.
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Jacoba Bood
Feb 22, 2021
Does Homeowners Insurance Cover Bellied Pipes?
Protecting your home from a sewer backup can be tricky, especially when it comes to a sunken sewer line. Fortunately, you might be covered.
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Cheryl Knight
Aug 31, 2021
Does Homeowners Insurance Cover Sewer Line Damage?
Your homeowners insurance may not cover sewer line damage. Do you have the coverage you need?
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Jason Unrau
Aug 20, 2021
Special Personal Property Coverage Explained
Everything you need to know about special personal property coverage, and what it helps protect if it's on your policy.
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Brady Klopfer
Sep 20, 2021
How to Estimate the Value of Personal Belongings for Home Insurance
Home insurers often cover the value of your personal belongings. However, this coverage is not personalized, which is why you need to know what your things are really worth.
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Marisol Pereira
Oct 20, 2020
Does Homeowners Insurance Cover Mold?
Homeowners insurance covers a lot of important things at your home, but does it cover mold remediation?
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Brady Klopfer
Sep 28, 2020
Does Homeowners Insurance Cover Fence Damage?
When the need to mend your fence arises, you might wonder if you can you claim fence damage on insurance. In many cases, the answer is yes.
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Elan Mcafee
Sep 25, 2020
Which Types of Home Insurance Will Cover the Possessions Inside Your House?
Both homeowners insurance and renters insurance policies cover the personal possessions inside a home.
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Elan Mcafee
Nov 17, 2020

All Questions on Homeowners Insurance

How does having homeowner's insurance benefit me?
I filed two homeowners insurance claims to fix mold in the past year and now my insurance increased by $1,500. What's the purpose of filing a claim? My new premium costs as much as paying for the repairs myself.
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Sophie Newman
Sep 23, 2021
Will my homeowner's insurance rates be affected if I stop bundling?
I renewed my car insurance policy through State Farm since I recently bought a home and wanted to bundle. Now, another company is offering a better price for auto insurance, but I don't want to lose the bundling discount. What should I do?
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Sophie Newman
Sep 23, 2021
Will Ring Video count as a security system with insurance companies?
I installed a Ring home security system. Will I get a discount on my homeowner's insurance?
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Sophie Newman
Sep 23, 2021
Can you get a discount on homeowner's insurance for having a Google Nest?
I just purchased a Google Nest and now I have Nest Aware set up. Will my insurance company give me a discount for the added security cameras?
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Sophie Newman
Sep 23, 2021
Do I need boat insurance if I have homeowner's insurance?
I have a homeowner's policy through State Farm. Do I need to purchase a different one for my sailboat?
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Sophie Newman
Sep 15, 2021
Does homeowner's insurance cover my boat?
I have a homeowner's policy through Progressive. Will it extend to my boat?
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Sophie Newman
Sep 15, 2021
Can I use my homeowners insurance to update my electrical wiring?
I purchased a home built in 1922. No one updated the wiring, so it's all knob and tube. It's a fire hazard based on its age. Can I submit a claim for the upgrades?
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Emily Maracle
Sep 09, 2021
Do home insurance policies cover all types of fire?
I live in a very dry area. My neighbors like to set off fireworks and I'm nervous my house could catch on fire. Does home insurance cover this?
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Emily Maracle
Sep 09, 2021
Does my home insurance cover damage to a patio from a tree?
A windstorm caused a tree to fall on my patio. There's significant damage to it. Will my insurance cover it?
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Emily Maracle
Sep 09, 2021
How can I compare home insurance quotes?
I'm looking for home insurance. Is there a way to compare quotes?
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Emily Maracle
Sep 09, 2021
Can I use my home insurance claim money on something else?
I was paid out a claim for damage. Do I have to fix the damage? I could really use the money for bills.
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Emily Maracle
Sep 09, 2021
What deductible should I choose for my home insurance?
I'm about to purchase a home insurance policy, but need to choose a deductible. What's the best deductible to have?
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Emily Maracle
Sep 09, 2021
What does home insurance do and what's covered on a policy?
Is home insurance like car insurance or does it have different coverages?
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Emily Maracle
Sep 09, 2021
Does home insurance cover water damage?
I have an HO-2 policy. A pipe burst in my house. Can I submit a claim?
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Emily Maracle
Sep 09, 2021
Can home insurance cover roof leaks?
My roof started leaking. We just had a big storm, but I'm not sure if that caused the damage. Can I submit a claim to my insurance?
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Emily Maracle
Sep 09, 2021
How do I find cheap home insurance?
I'm purchasing my second home. I had a good insurance policy with my car insurance company, but the rate for my new home is too expensive. How can I find cheaper insurance?
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Emily Maracle
Sep 09, 2021
Does home insurance cover foundation cracks?
Our home is old and we are noticing cracks in our foundation. Could we submit a claim to our insurance?
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Emily Maracle
Sep 09, 2021
Can I have two home insurance policies?
If I get two separate home insurance policies, would I be able to file two separate claims for damage?
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Emily Maracle
Sep 09, 2021
What's the average cost of home insurance?
I live in New Mexico. I'm buying a house for the first time and need insurance. How much can I expect to spend on a policy?
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Emily Maracle
Sep 09, 2021
Where can I find cheap home insurance?
I already have car insurance, but now I need home insurance. How do I find a cheap policy? I'm a first time home buyer and I'm a bit lost.
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Emily Maracle
Sep 09, 2021
What is the best home insurance company for fire damage?
I'm moving to an area that's prone to wildfires. Is there a recommended company for this? What company is best?
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Emily Maracle
Sep 09, 2021
How do you submit a home insurance claim?
There was a huge windstorm in my area. A tree fell onto our property and damaged our home. How do we submit a claim to our insurance?
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Emily Maracle
Sep 09, 2021
Why is home insurance required by mortgage companies?
My lender is requiring that I get home insurance. How is it helpful? Why do they require it?
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Emily Maracle
Sep 09, 2021
Why should I get home insurance?
I'm not required to get home insurance, but my family is strongly recommending I do. Why should I get it? It seems like it's just an extra cost.
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Emily Maracle
Sep 09, 2021
Can you get home insurance through the company building your home?
The company building our home is offering home insurance. It's a better rate than what other companies are offering. Is there a reason why we couldn't get insurance with them?
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Emily Maracle
Sep 09, 2021
What company is recommended for homeowners insurance?
I have to purchase homeowners insurance and I'm not sure where to get it. Is there a company that's good or highly recommended?
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Emily Maracle
Sep 09, 2021
What coverage does home insurance provide?
I'm a first-time home buyer. I need to get home insurance, but what does it cover?
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Emily Maracle
Sep 09, 2021
Does home insurance cover personal property?
I'm looking into home insurance and I'm wondering if any policies cover property? I want to make sure my stuff is covered in case of damage.
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Emily Maracle
Sep 09, 2021
What is the purpose of home insurance?
Why do mortgage companies require home insurance? What does it do?
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Emily Maracle
Sep 09, 2021
How much home insurance do you need?
My home is in Pittsburgh and it's 2,000 square feet. It was appraised at $250,000. How much home insurance do I need to purchase? My mortgage company wasn't very clear on the amount.
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Emily Maracle
Sep 09, 2021

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