Expert Advice for Homeowners Insurance
All Articles on Homeowners Insurance
Worst Month to Sell a House
Generally, the worst months to sell a house are October, December, and January. Here’s why.
Nine Questions that First-Time Home Buyers Should Ask
First-time home buyers will need to decide if they want to work with a real estate agent, what kind of mortgage works for them, and more.
What to Know About Trespassing Laws in Arizona
In Arizona, there are three degrees of criminal trespass: first degree is either a felony or misdemeanor, while second and third degree are just misdemeanors.
11 Pros and Cons of Living in Wyoming
Can low taxes and beautiful scenery outweigh tornadoes and a lack of urbanization? Check out all the pros and cons of living in Wyoming.
Pros and Cons of Living in Washington
Do the wonders of the Evergreen State make up for its high cost of living and dreary winters? We think so, but you can decide for yourself!
Trespassing Laws in Tennessee
If someone enters a property in Tennessee without permission, it’s criminal trespass. Learn the specifics of the Code and how to defend your home here.
The Most Harmful Invasive Plants in Minnesota
From giant hogweed to black swallow-rot, you might be surprised to spot some of these invasive plants in Minnesota in your backyard. Here’s what you need to know.
Trespassing Laws in South Carolina
It’s only illegal to trespass in SC if you’ve been notified by the landowner. But trespassing laws are really complicated—here’s what you need to know.
The Most Harmful Invasive Plants in Virginia
From ivy to hairy crabweed, you might be surprised to discover how damaging these invasive plants in Virginia are. Here’s what you need to know.
The Truth About Living in Idaho: Pros and Cons
Low crime rates and low cost of living are certainly attractive—but what about diversity and jobs? Here are the pros and cons of life in Idaho.
The Ultimate Guide to Moving to Santa Fe
Santa Fe offers a rich local culture and a wealth of dining and entertainment options, but you’ll have to take that in stride with the high living costs.
Melanie Krieps Mergen
How Much Does a Building Inspection Cost?
Building inspections can cost between $200 and $1,500, and are essential to out potential hazards and prevent financial burden down the line.
How Much Does a Furnace Inspection Cost?
A furnace inspection, which should be done once a year, usually costs $75-$125—depending on the size and location of your home.
How Much Does a Termite Inspection Cost?
A termite inspection costs between $50 and $300 on average, but you could get a free inspection from some of the top-rated companies. Check out our list!
The Best Lexington Roofing Contractors
Looking for the best Lexington roofing contractor? These are seven of the best roofers in Lexington to get you started.
The Best Fort Myers Roofing Contractors
The Allard Roofing Company, Strikeforce Roofing, and Advanced Roofing & Sheetmetal are some of the best roofing contractors in Fort Myers.
The Best Fort Lauderdale Roofing Contractors
If you’re looking for the best Fort Lauderdale roofing contractors, then Jerry has the information you need!
Squatters Rights in Alabama: Everything You Need to Know
In Alabama and elsewhere, a “squatter” is an individual who occupies property without the express and lawful permission of its rightful owner.
Westchester County Property Tax
With an average tax rate of 1.62%, Westchester County has one of the highest median property taxes in the country.
Homeowners Insurance in Florida
Homeowners insurance in Florida should include coverage for hurricanes, floods, and other perils.
Special Personal Property Coverage Explained
Read this guide to learn everything you need to know about special personal property coverage and what it helps protect if it's on your policy.
How to Estimate the Value of Personal Belongings for Home Insurance
Home insurers often cover the value of your personal belongings. However, this coverage is not personalized, which is why you need to know what your things are really worth.
Does Homeowners Insurance Cover Bellied Pipes?
Protecting your home from a sewer backup can be tricky, especially when it comes to a sunken sewer line. Fortunately, you might be covered.
Does Homeowners Insurance Cover Mold?
Mold removal is only covered by your homeowners insurance if the mold is a symptom of another covered damage on your policy. Read this article on mold coverage to learn more.
Does Homeowners Insurance Cover Fence Damage?
Homeowners insurance covers fences in certain situations, such as trees falling on fences or storm damage. Read this guide on fence coverage to learn more.
Does Homeowners Insurance Cover Sewer Line Damage?
Your homeowners insurance may not cover sewer line damage, especially if it is due to wear and tear or a problem that grew over time. Here's what you need to know about sewer line damage and insurance.
Does Homeowners Insurance Cover Mailbox Damage?
Home insurance can sometimes cover damage to a mailbox, depending on the circumstances.
All Questions on Homeowners Insurance
Can you change home insurance companies?
I purchased my home last year. I have to have home insurance per my lender, but I’m not entirely happy with my current policy. Could I change home insurance companies?
How do you fight your home insurance company?
My home insurance company denied my claim for damage. I really believe that it should be covered under my home insurance policy. How can I fight my home insurance company?
Does home insurance cover black mold damage?
I noticed some mold on my basement ceiling above my washing machine and I’m afraid it could be black mold. Does home insurance cover black mold damage?
Mercedes (Sadie) Lovemore
Does home insurance cover water leak damage?
My water heater ruptured and now the surrounding drywall needs to be replaced. Does home insurance cover water leak damage?
What do I need to know about flood insurance when buying a home?
I've been checking properties against the FEMA National Flood Hazard Layer. What are the implications of the different flood zones for flood insurance?
Does home insurance cover death?
I am the financial provider for my family. I want to make sure they are okay if anything happens to me, and I’m thinking about my mortgage. Does home insurance cover death?
Does home insurance cover lost jewelry?
After coming home from vacation, we found out we were robbed. The sad thing is, I left my wedding ring at home because I didn’t want to lose it on our trip, and now it’s gone anyway. Does home insurance cover lost jewelry?
Does home insurance cover cracks in a foundation?
I moved into an older home two years ago. Recently we noticed some water coming in our basement and it looks like it’s due to cracks in our foundation. We have a home insurance policy. Would home insurance cover cracks in a foundation?
Will my homeowner's policy cover my ATV?
Since ATV insurance in New Hampshire isn't required, will my homeowner's policy provide coverage for the ATV? What if it gets stolen or burned down in the garage?
Does home insurance cover wind damage to a roof?
We had a serious windstorm with hail last week. My husband noticed some missing shingles on our roof. We suspect a branch may have scraped them off, but it could be more serious. Will home insurance cover wind damage to our roof?
Where can I get tiny house insurance?
I'm building a tiny house on wheels that I can move to where I want to temporarily live. Where can I get tiny house insurance?
How much is home and contents insurance on average?
I recently just bought my first house and am looking at home insurance policies. I came across something called “home and contents” insurance and was wondering if I needed that as well, but also what the average cost of it would be?
Andrew (Andy) Biro
How much does home title insurance cost?
I’ve just got off the phone with my real estate agent who’s helping me shop for a house. We were going over what I’ll need to budget for closing costs, and now I can’t remember what she said about title insurance. How much does home title insurance usually cost?
What is the average national rate for homeowners insurance?
Just out of curiosity, I want to know how much people pay for home insurance. What's the average rate for homeowners insurance across the country?
How much is first-time homebuyers insurance?
I’m a little overwhelmed thinking about the costs associated with buying my first house. I know I need insurance. How much is first-time homebuyers insurance?
Is hazard insurance the same as home insurance?
I’m a new homeowner and I was told by my lender that I would have to purchase hazard insurance or home insurance. I’m a little confused because I thought home insurance already covers certain hazards. Is hazard insurance the same as home insurance?
Mercedes (Sadie) Lovemore
Can you get home insurance through the company building your home?
The company building our home is offering home insurance. It's a better rate than what other companies are offering. Is there a reason why we couldn't get insurance with them?
Do HOA fees increase?
I’m in the market for a condo in New York and some of the HOA fees are pretty steep. I can pay $700 a month, but I don’t think I can handle more than that. Do HOA fees increase?
Mercedes (Sadie) Lovemore
Can a home insurance company cancel my policy due to the age of the roof?
I just got a letter from my home insurance company stating that they were canceling my coverage based on the condition of my roof. A roofer said it still had about five more years. Can the insurance company cancel my coverage because of the roof? What do I do now?
Will home insurance cover a water heater leak?
The water heater in my basement began leaking early this morning, and luckily, I was able to stop it before it caused too much damage. Will my home insurance policy cover a water heater leak?
What does excess mean in home insurance?
I was looking over my home insurance policy and noticed the word excess mentioned several times. I don’t really understand what it means. What is the meaning of excess in home insurance?
Is my hot water heater covered under home insurance?
My home’s hot water heater stopped working last night. I have a repairman coming over later today to take a look. However, before I pay for any repairs, is my hot water heater covered by my home insurance policy?
Why is my current insurance company denying a policy for my new home?
Why would my current insurance company deny a policy on my new home due to a past claim on my existing home? There was a nasty windstorm about two years ago and I had to put in a claim for my roof. It ended up being a complete tear-off and cost about $16,000. Now I am moving into a new home and my current insurance company denied coverage for my new property. I've only had one claim with them.
Why did my insurance company drop me for damage that has been on the house for years?
Why did the insurance company cancel my policy for the damage they have been aware of for years? The deck on the back of my house has been rotting away and the stairs aren't used anymore. No big deal; we just stopped using the back door and get to the backyard through the garage.
Does home insurance cover black mold removal?
I was cleaning behind my radiators and noticed some black mold between the radiator and the window. I think condensation might be causing the mold, so I’m doing what I can to prevent it in the meantime. Does home insurance cover black mold removal?
Mercedes (Sadie) Lovemore
How can I find the cheapest home insurance?
Where can I find cheap home insurance? I'm trying to save money and need to reduce my home insurance cost.
Are there child proof door knob covers?
My sister and nephew are moving in with me. My sister said I need to child proof my entire house, including my door knobs. I’ve never lived with a toddler and have no idea about any of this. Are there actually child proof door knob covers?
How does home warranty insurance work?
I am a new homeowner. I plan to get home insurance, but I was told I should consider getting home warranty insurance as well. How does home warranty insurance work?
Does my escrow pay for home insurance?
I took out a mortgage to close on my new home. My mortgage lender required me to carry home insurance and set up an escrow account on my behalf. Will my escrow account pay for my home insurance?
Can I purchase flood insurance if I'm buying a house in a lower risk flood zone?
My county was previously rated as high risk through FEMA. It's being downgraded and my lender hasn't mentioned flood insurance. Am I still able to purchase it? How does it work with a homeowners policy?
Get Advice for Other Topics
Easiest way to compare and buy car insurance
Find insurance savings — it's 100% free
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies