Q: What do I do with my car while I am posted overseas?
Apr 29, 2021

I am in the military and will be overseas for the next year. I won't be driving my car at all; it will stay garaged at my home in Wisconsin. I don't want to pay for car insurance the whole time. What should I do?

Answer provided by
Shannon Martin
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

“Paying for car insurance you won’t use isn’t ideal, but you do have another option!

Depending on the rules of your insurance carrier, you may be able to put your car on a storage plan. A storage plan would remove all liability insurance and collision insurance, leaving only comprehensive insurance for things like fire, theft, and vandalism.

There are a few things to keep in mind if you are thinking of going with this option. A car on a storage plan cannot be driven at all. If someone plans to borrow the car from time to time, this isn’t the best choice. If you have a loan on your car, check to make sure the lender is okay with this plan.

If your current carrier doesn’t have this option, get car insurance quotes line with GEICO and USAA. They both work very well with military customers.”

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