What do I do with my car when I'm away at college?

What should I do with my car insurance while I am away at school? My car is on my mom's policy and I can't bring it to school with me my first semester.

Answer
It is typical for students living in university housing to go without a car their first year. While you are embracing the college experience, there are ways for you to save on car insurance.
Here are the two things your mom should look into with her car insurance company:
  • Student Away at School credit
  • Storage plans
The student away credit is a status option for children living more than a certain number of miles away from home (usually 200+). You would still be covered to drive on the holidays and would be added back to the policy during summer break.
If no one plans to drive your car while you are gone, your mom may be able to take advantage of a storage plan. A storage plan removes all of the insurance coverage from the car except comprehensive coverage, so it is covered in situations like fire, theft, or vandalism.
While the vehicle is in storage, it cannot be driven, since it will not meet the legal insurance requirements to be on the road. Depending on your state, license plate changes may be required as well.
If your mom is looking for more ways to save on her insurance, tell her to give Jerry a try! Jerry is a free insurance comparison app that shops for low prices with up to 50 top insurance companies. You can switch policies in-app; no phone calls required.
Shannon Martin
Answered on Oct 21, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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