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Is it illegal to drive without auto insurance in Illinois?

It's expensive to purchase car insurance in my zip code and I'm trying to save money to buy a house. What happens if I forego insurance?

avatar
Sophie Newman · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Choosing to forego
car insurance
in Illinois could cost you more in the long run.
Penalties for being caught without insurance include:
  • a fine of $500–$1000
  • license suspension
  • a reinstatement fee of $100
  • an
    SR22 car insurance
    certificate that you must maintain for up to three years or more
While not paying monthly premiums may seem like a shortcut to saving money, the costs are substantial. If you’re looking for
cheap car insurance
in Illinois,
Jerry
can help you compare rates and find the best deals.”
View full answer 
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