How much will the other driver pay for my medical bills if he has a 50/100/50 policy?

My family was hit from behind by a vehicle on a recent trip, causing sciatic nerve damage in my wife and rupturing two of my vertebrae. How much will the other driver's insurance pay for my expenses?

“Sorry to hear about you and your wife’s injuries. First, let’s sort out what a 50/100/50 liability insurance policy means.
The first number is bodily injury liability per person, which is $50,000 that goes to medical expenses for each individual.
The middle number refers to the maximum amount payable ($100,000) for medical expenses per accident.
Finally, the third number refers to property damage liability and is the maximum amount paid for damage to the vehicle.
Unfortunately, these numbers are set in stone. An insurance company isn’t required to pay more than this. Therefore, you may want to consider hiring a personal injury attorney or legal counsel to recoup all of your medical costs, plus damages for pain and suffering.”
Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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