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How much will home insurance go up after a claim?

There was a fire in my kitchen last week that damaged a lot of appliances, so I’m looking into filing a claim right now. How much will my home insurance go up after filing a claim?

avatar
Claire Beaney · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s so unfortunate, so sorry to hear about your kitchen!
You’ll likely see an increase of 7% to 10% on your home insurance after a claim. But the specific increase you’ll see will depend on the type of
home insurance
claim you’re filing, and your particular policy.
For example, if your yearly premium is $1,000, you may see a $100 hike after your first claim.
While a hike in your home insurance rates is unfortunately unavoidable after a claim, there are still ways to save money! The easiest way to do this is to download the
Jerry
app to comparison shop for new quotes.
Jerry contacts your home insurance company to get the details of your current coverage so you don’t have to scale a mountain of questions. You get all the best prices and coverage with none of the legwork.
And if that company isn’t for you, Jerry will cancel your old policy for you!
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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