How much extra to add commuting to car insurance?

I'm starting to travel a lot more for my new job. How much does it cost to add commuter insurance to my auto policy?

Answer
On average, the monthly premium rates for commuter car insurance range from from $120-150, which can be more expensive than a non-commuter (or “pleasure”) insurance plan, depending on your circumstances.
When you sign up for a new car insurance plan, you will usually be asked to provide your average driving mileage. Based on this mileage, you’ll be assigned a certain rate. The more you drive, the more you’ll cost to insure.
Using your vehicle to commute two hours to work and back will generally cost you more than using the car just to drive to the store, for example. If you’d like to pay less for your insurance, it would be wise to use mass transit to cut down your mileage and potentially qualify for more discounts.
Get in contact with your current car insurance company to understand their mileage thresholds for different rates. If your rates are too high, you can use Jerry to compare dozens of competitive quotes from up to 50 top insurers.
Carlos Kirby
Answered on Nov 04, 2021
Carlos has a BA in Media Production and Marketing from Loyola University of Chicago, as well as almost 5 years of content editing and writing experience. He has operated his own freelance creative studio over the past 5 years and aspires to be a Creative Director for an Creative Agency. He is currently located in Chicago, IL and enjoys creating digital art and taking bike rides along the lakefront during his free time!
thumb-up

Did this answer help you?

Ask us a question by email and we will respond within a few days.
thumb-up

Have a different question?

You can meet us at our office and discuss the details of your question.
Let Jerry’s experts help you find savings on your car insurance!
No long forms or spam · Get quotes from 40+ carriers
Find insurance savings (100% Free)
rating primary
4.7/5 Rating on App Store

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free