does not currently offer a dash cam discount, and neither do many of the other major insurance companies. But dash cameras are still a worthwhile investment for video evidence in the event of a car accident.

A dash cam won’t get you a discount from Progressive—but it can save you money

It’s true—Progressive does not offer a dash cam insurance discount. But that doesn’t mean you won’t save you money down the line. In the event of a crash, dash cam footage provides concrete evidence for your insurance claim—especially if you’re not at fault.

Dash cams also help in the event of vandalism or staged accidents. Having video footage for law enforcement or insurance providers can give you serious peace of mind and help keep your insurance costs low.

Just be sure to install your dash cams correctly to eliminate the risk of

distracted driving

Progressive offers the Snapshot discount

What Progressive does have is the

Snapshot discount

, a telematics program where Progressive tracks your driving habits and offers discounts in accordance with how safe a motorist you are.

Policyholders with safe driving behavior saved an average of $231 a year on auto insurance through Snapshot. They also often scored a discount of $94 off their first insurance policy with Progressive just by signing up.

KEEP IN MIND: The sign-up discount expires when you renew and you then get a car insurance rate based on your driving habits. It does not apply to drivers in New York or Hawaii.

Learn more:

How is car insurance calculated?

DriveShield tracks your driving habits without risk

Unlike a lot of insurance providers’ telematics apps, Snapshot can actually raise your rate if you're not a safe driver. But you can use the

Jerry

app to track your driving, which can help you work on problem habits before you try an insurer’s app. And that can help you secure lower insurance rates right from the jump.

Jerry's telematics app tracks your driving habits and gives catered tips on areas of improvement.

When you practice safe driving before installing an insurer's telematics app, you have a greater chance of scoring a discount.

Other ways to save with Progressive

You may not be able to save on insurance with a dash cam, but Progressive has plenty of other car insurance discounts.


Pay in full	Paying for your policy upfront will earn you a discount, but the exact rate will vary.
Good student	Students who are 23 or younger can save an average of 10% with a good student discount if they maintain a B average or higher.
Homeowner	You can save up to 10% on your car insurance policy simply for owning a home. Plus, the home does not have to be insured with Progressive.
Snapshot	Progressive’s telematics program that monitors your driving habits in real-time and rewards safe driving with a discount of $231 a year on average.
Multi-policy	If you purchase more than one policy through Progressive, such as combining your auto insurance with home insurance or renters insurance, you can save an average of 5%.
Multi-car	If you have more than one vehicle on your auto policy, you can save up to 12% on your insurance premium.
Online quote	You will get an average discount of 7% if you get a quote online instead of calling an licensed insurance agent. This discount applies even if a Progressive representative finalizes your policy over the phone.

Shop for discounts

To keep up with discounts and cheap car insurance rates, it’s a good idea to frequently shop for quotes. With Jerry, you can quickly compare real quotes from dozens of insurers, right in the app.

Remember: Just because your current provider doesn’t offer a certain discount, that doesn’t mean you’re without potential to find it elsewhere.

You can shop and compare quote estimates from over dozens of providers with Jerry to give you the best coverage options.

Jerry also auto reshops quotes every six months so you always know who's offering the best rates.

FAQs

Does Progressive have a dash cam discount?

No, currently Progressive does not offer a dash cam discount. Many major auto insurance companies do not offer it either.

How much does a dash cam reduce insurance?

Dash cams help you reduce insurance costs in a number of ways. They determine accident liability, give police something to work with if your vehicle is stolen, and let car insurance companies know you’re willing to have your driving habits monitored—and safe habits often open the door to good driver discounts.

Is a dash cam worth it?

At the end of the day it’s up to you if you’d like to invest in a dash cam. But they are good devices to have for overall peace of mind.

Is a dash cam considered distracted driving?

A dash cam is considered distracted driving only if you do not install it properly. Fiddling with it when you’re driving is just as dangerous as texting on the road.

How much of a discount do you get with Progressive Snapshot?

Drivers with safe driving habits saved an average of $231 a year on auto insurance through Snapshot. They also saw a discount of $94 off their first insurance policy with Progressive just by signing up.

What is telematics?

In cars, telematics provide updates on location, vehicle status, and even driving habits like speeding. Many major providers offer discounts for motorists who use telematics to track their driving, which means good driving habits can significantly reduce your auto insurance quotes.

How can I save on Progressive insurance?

Progressive offers a lot of different discounts for its policyholders, including savings for paying in full, going paperless, or bundling policies. Young drivers can also save with the good student discount.