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How do you lower your car insurance payments? How do you lower your car insurance payments?
Unfortunately, I was part of a layoff at my company and I am without a job for the short term. How can I lower my car insurance to lessen the financial burden?
Will Baldwin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Oh no, I’m very sorry to hear that! The good news is, you can save on car insurance by shopping for lower rates, asking about discounts, or adjusting your coverage.
You can pull quotes from individual companies, or use the number one rated car insurance app,
Jerry
. Jerry compares personalized quotes from the top 50 providers and delivers the best deals to your phone in minutes for free. The average Jerry driver saves $879 a year on car insurance!Once you find a company to sign up with, ask about common discounts, including:
- Bundle other policieswith your car insurance
- Completing adriver training course
- Multi-car discounts
- Telematics discounts
If after shopping for a new policy and asking about discounts, your monthly premium is still too much, start looking at ways to adjust your coverage. Some types of insurance are optional and you might want to get rid of, such as
gap insurance
. You can also increase your deductibles to decrease your premiums, but keep in mind you will need to pay your deductible before insurance will help cover any costs from an accident.Best of luck in your job search and hopefully some of these tips will help you with the savings you need!
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- Gregory R.
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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