How do you get a car insurance renewal for cheaper?

I had to file a claim this year with my insurance. I know when it comes time to renew, it’s going to go up. What are some ways I can make it cheaper and save money?

Answer
“One of the best ways to see if you can get your car insurance cheaper is to shop around and get quotes from other companies.
An easy way to do this is with the Jerry app. Jerry collects all of your information from your existing insurer. Choose from competitive quotes from up to 50 top insurance companies, while Jerry takes care of the rest.
If you’d like to stay with your current insurance provider, another option is to see if you can get any discounts. A good one to look for is driving course discounts. Some companies offer discounts for defensive driving or driver training courses.
You can also ask your insurance company if you qualify for any other discounts. Some insurance companies offer additional discounts if you enroll in their telematics or safe driving program.
Beyond this, consider looking at your coverage. If you have optional coverages like rental car coverage or towing and labor, you could drop them to decrease your rates.
If all else fails, as your claim ages, your insurance rate will begin to decrease as long as you maintain a clean record!”
Lauren Smith
Answered on Oct 12, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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