How do I get my car insurance to be cheaper?

I live in Arizona, and my car insurance is pretty expensive. What can I be doing to lower how much I’m paying?

Answer
That’s a great question. Arizona car insurance rates can be pretty pricey. While there are several factors outside of your control—like accidents or car theft rates—there are some things you can do to help lower your costs.
Consider applying for discounts with your car insurance company. Many companies offer discounts that aren’t advertised on their website, so ask your insurance agent when your policy is up for renewal. Common discounts include:
You can also raise your deductible. While this would lower your insurance rates, you’d be on the hook for more money in the event of an accident.
Another good way to lower how much you pay for your insurance is to shop around for quotes. This is where Jerry comes in. Jerry pulls quotes from over 50 companies in under a minute and delivers the best deals right to your phone. The best part? The average Jerry user saves $879 per year on car insurance.
Lauren Smith
Answered on Nov 11, 2021
Lauren has written for World Nomads, the Matador Network, Korvia Consulting, and once upon a time Three Fates Games. She graduated from Columbia College of Chicago with a BFA in Creative Writing. After graduating, she moved overseas and lived in South Korea where she spent her free time traveling and going on road trips with friends. She misses the rest stop potatoes and is trying to figure out how to recreate them at home. She's now based outside of Chicago and when she's not writing she spends her free time reading, playing video games, and exploring whenever she can.
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