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How do I get my car insurance to be cheaper?
I live in Arizona, and my car insurance is pretty expensive. What can I be doing to lower how much I’m paying?
Lauren Smith · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That’s a great question. Arizona car insurance rates can be pretty pricey. While there are several factors outside of your control—like accidents or car theft rates—there are some things you can do to help lower your costs.
Consider applying for discounts with your car insurance company. Many companies offer discounts that aren’t advertised on their website, so ask your insurance agent when your policy is up for renewal. Common discounts include:
- Good Driver Discounts
- Defensive Driver Discounts
- Paperless billing
- Multi-vehicle
You can also raise your deductible. While this would lower your insurance rates, you’d be on the hook for more money in the event of an accident.
Another good way to lower how much you pay for your insurance is to shop around for quotes. This is where
Jerry
comes in. Jerry pulls quotes from over 50 companies in under a minute and delivers the best deals right to your phone. The best part? The average Jerry user saves $879 per year on car insurance. View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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