“Kudos to you for choosing to save money by commuting to school! Your wallet will surely thank you in the long run.
To get lower rates on car insurance, you can try:
Adjusting your deductible
First, try shopping around. Car insurance rates vary from company to company, so it’s best to do some research and compare quotes
. If you’d rather leave the hard work to someone else, try Jerry
. The Jerry app can collect quotes from up to 50 top insurance providers in seconds, and the average Jerry user saves $879 a year on their policy. Choosing a high-deductible plan can also drastically reduce your coverage costs. In fact, increasing your deductible from $200 to $500 could reduce the price of your premium by 15–30%. Just be sure to keep enough money in your savings account to cover your deductible should the unthinkable happen!
Finally, as a college student, you are actually at an advantage in terms of finding ways to lower your car insurance rates. Most companies offer discounts for good academic standing. Call your insurance provider to find out more. And while you have them on the line, it’s worth asking what other discounts you may qualify for, too!”
MORE: How to save on car insurance with a good student discount