How can I start my own insurance policy?

I have been a driver on my parent's policy for a few years and I am looking to get my own. What do I need to do to start my own insurance policy?

“Being a first-time car insurance shopper can feel overwhelming, but rest assured that buying a policy has never been easier!
First, you should have all of this information handy before you start getting quotes:
  • Name as it appears on your driver’s license
  • Date of birth
  • Social Security number
  • Address
  • Marital Status
  • Highest level of education
  • Occupation - sometimes you will need to provide the name and address of your employer
  • Driving history
  • Insurance history
Next, take a look at your parent’s policy; are you happy with their coverages and limits?
For example, will you need towing and labor if your car gets stuck on the side of the road? If your vehicle is new or has a loan, make sure your new quotes include comprehensive and collision coverage at a deductible level that works for you.
The best way to shop for affordble car insurance is by getting multiple quotes simultaneously. This way, you can compare prices, coverages, and installment plans easily.
Downloading the insurance comparison app, Jerry, will help make this happen. Jerry shops with over 50 insurance providers and delivers customized quotes to you in minutes for free.”
Shannon Martin
Answered on Oct 11, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.

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