How can I be sure that this cheaper policy is a good policy?
"How do I know if this car insurance is a good policy? I have been with Allstate for years and decided to shop around for a cheaper policy. Progressive gave me a great quote, but the rate is so cheap that I am worried I am missing something."
“It can be a little nerve-wracking to change insurance carriers if you have been with the same one for a long time. Both Allstate and Progressive are excellent companies, so either policy would be a ‘good policy;’ just make sure it has the limits you need.
Since the Progressive premium is so different, take out your Allstate policy and make sure all coverages match. Many times the comprehensive and collision deductibles are different, and that would make a significant premium change.
If you are more comfortable staying with Allstate, reach out to your agent and ask for a policy review. There may have been life changes that need to be updated on your policy or new discounts available to you. They will want to keep your business and will be happy to help.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Browse by topics
What others are asking
"Will my insurance cover damage done to a rental car in the event of an accident? "
"The car rental place offers insurance coverage for an additional fee, but I already have an auto insurance policy. Is the coverage offered by the car rental place a waste of money or should I buy it? "
Apr 19, 2021
Do I still owe money after a repo?
"Will I still have to pay my car loan if my car is repossessed? I can't pay for my car loan any more and the bank has started repossession proceedings."
Jul 28, 2021