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How can I be sure that this cheaper policy is a good policy?

"How do I know if this car insurance is a good policy? I have been with Allstate for years and decided to shop around for a cheaper policy. Progressive gave me a great quote, but the rate is so cheap that I am worried I am missing something."

avatar
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“It can be a little nerve-wracking to change insurance carriers if you have been with the same one for a long time. Both
Allstate
and
Progressive
are excellent companies, so either policy would be a ‘good policy;’ just make sure it has the limits you need.
Since the Progressive premium is so different, take out your Allstate policy and make sure all coverages match. Many times the comprehensive and collision deductibles are different, and that would make a significant premium change.
If you are more comfortable staying with Allstate, reach out to your agent and ask for a policy review. There may have been life changes that need to be updated on your policy or new discounts available to you. They will want to keep your business and will be happy to help.”
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Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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