Does your car insurance company inspect your car before insuring you?

I was thinking of doing some upgrades to my car after buying it. I was just wondering: does my car insurance company inspect the vehicle before they insure it?

Answer provided by
Eric Schad
Answered on Apr 13, 2021
“When you buy a car, some states may require a safety or emissions inspection. If it passes, you’re good to go.
However, if you do some modifications or change the vehicle before you drive or insure your car, you should disclose this information to your car insurance company. They won’t inspect your car before insuring it.
If you want your vehicle returned to its modified condition in the event of an accident, you’ll have to tell your insurer about the modifications. And like with any car insurance, make sure to shop for car insurance quotes online to find the best rate.”

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