Does your car insurance company inspect your car before insuring you?

I was thinking of doing some upgrades to my car after buying it. I was just wondering: does my car insurance company inspect the vehicle before they insure it?

Answer
“When you buy a car, some states may require a safety or emissions inspection. If it passes, you’re good to go.
However, if you do some modifications or change the vehicle before you drive or insure your car, you should disclose this information to your car insurance company. They won’t inspect your car before insuring it.
If you want your vehicle returned to its modified condition in the event of an accident, you’ll have to tell your insurer about the modifications. And like with any car insurance, make sure to shop for car insurance quotes online to find the best rate.”
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Eric Schad
Answered on Apr 13, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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