Does your car insurance company inspect your car before insuring you?
I was thinking of doing some upgrades to my car after buying it. I was just wondering: does my car insurance company inspect the vehicle before they insure it?
“When you buy a car, some states may require a safety or emissions inspection. If it passes, you’re good to go.
However, if you do some modifications or change the vehicle before you drive or insure your car, you should disclose this information to your car insurance company. They won’t inspect your car before insuring it.
If you want your vehicle returned to its modified condition in the event of an accident, you’ll have to tell your insurer about the modifications. And like with any car insurance, make sure to shop for car insurance quotes online to find the best rate.”
Did this answer help you?
Ask us a question by email and we will respond within a few days.
Have a different question?
You can meet us at our office and discuss the details of your question.
Read advice from car experts at Jerry
Browse by topics
What others are asking
Which hybrid cars are the most environmentally friendly?
I want to reduce my environmental footprint since I drive a lot. Which hybrid cars do you recommend for me?
Apr 13, 2021
Can an insurance company drop your auto coverage at any time?
I'm getting mixed responses on this. Some say yes, some say no. What's the real answer here?
Apr 12, 2021
What are some things that I should know before financing a car?
"Is there anything I should know before applying for a car loan? I am planning on buying a new car soon but this will be my first time financing a car."
Jun 25, 2021