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Does full coverage on car insurance cover earthquakes?

I want to make sure my vehicle is protected in case of damage from an earthquake. I currently have full coverage on my car, but would it cover an earthquake or other natural disaster?

avatar
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Full coverage on
car insurance
 policies include both
collision coverage
 and
comprehensive coverage
 on top of liability coverage.
Comprehensive insurance protects your vehicle from damage that isn’t the result of a car accident. Covered perils with comprehensive insurance typically include natural disasters and acts of God. Some examples of natural disasters and acts of God include:
  • Fire
  • Hail
  • Flood
  • Water
  • Windstorm
  • Earthquake
Since you’re specifically looking for earthquake coverage, you would be protected under your full coverage insurance. To be sure, confirm your coverage with your insurance carrier or look at your policy’s terms and conditions. Any exclusions from coverage would be listed there.”
MORE:
Does Car Insurance Cover Acts of God?
Natural DisastersFull Coverage InsuranceCar InsuranceActs of God
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