Expert Advice for Full Coverage Insurance

All Questions on Full Coverage Insurance

Do I need full coverage on a 2005 Subaru Impreza?
"Do I need full coverage on an older vehicle? I'm 22 and don't have a great driving record. I've been accident free for a 1 year, but my insurance is still expensive. For full coverage, I'd be paying $400 a month. For liability only, I'd only be paying $250."
Emily Maracle
Jun 22, 2021
How do I add a lienholder to my car insurance?
I purchased a new car insurance policy but forgot to add my lienholder. What’s the best way to add someone to my insurance?
Emily Maracle
Oct 07, 2021
Why would I need full coverage on a 15-year-old car?
I am insuring my mom's 2006 Honda Civic and she's insisting that it needs full coverage. Why would a car that old need to have full coverage?
Emily Maracle
Sep 10, 2021
What car should I get for cheap insurance?
Should I get an older car or a newer car? Does color matter?
Carol Chung
Aug 09, 2021
Will Allstate notify my lender if I switch my insurance from full coverage to liability?
Is it possible to switch to liability only without my lender knowing? I bought a car not knowing that I'd need to maintain full coverage on it. Right now I can afford it, but I'm scraping by. I thought I might be able to switch it to liability insurance without the lender knowing.
Eric Schad
Jul 15, 2021
Do I have to add rental reimbursement to my policy if I have full coverage?
I have the option to add rental reimbursement coverage to my policy. I already have full coverage. Do I still need to add it?
Emily Maracle
Jul 15, 2021
Does having comprehensive insurance mean you have full coverage?
Do I have to add anything else to my policy if I already have comprehensive? My loan requires that I have full coverage.
Emily Maracle
Jul 14, 2021
Can I get a full coverage car insurance policy if I don't own a car?
I will be living in Seattle for six months and I don't have a car. My friend said I could borrow hers while I am here and I want to make sure I am covered. Can I get full coverage on her car?
Shannon Martin
Oct 14, 2021
How do I insure a car that I'm financing?
I'm financing a car for the first time and I'm not sure what to do about insurance. Is there anything that I should know? What's the easiest way to get insurance for a financed car?
Eric Schad
Oct 07, 2021
When can you remove full coverage from an older car?
I drive a 2007 Pontiac G8. I still have full coverage on it. Is there a recommended time to remove full coverage?
Emily Maracle
Sep 10, 2021
Does full-coverage insurance cover engine failure?
A few weeks ago, my “check engine” light turned on, and yesterday my engine gave up completely. I’ve got full-coverage insurance, but I couldn’t figure out if it will cover my engine repairs. Will my insurance pay for the engine failure?
Samuel Todd
Feb 15, 2022
Can I use my husband's income to get a car loan?
I'm a stay-at-home dad, and I'm looking into getting a car—the kids are getting old enough that I'll need a car to drive them to school, and honestly, it would definitely help with grocery shopping. The only problem is that I don't have any income of my own. Can I use my husband's income on a car loan?
Eric Schad
Oct 19, 2021
Does a car loan include sales tax?
I'm going to finance a car, but I'm not sure if the car loan includes sales tax. Do I have to pay for this out of pocket? Or can I roll it into the loan?
Eric Schad
Oct 19, 2021
How do I insure a leased car?
I plan on leasing a new 2022 Toyota Camry. The dealership said that I'll need insurance when I pick up the car next week. How would I insure a leased car?
Emily Maracle
Oct 22, 2021
How to find out if your car is insured?
I live in Texas. We had a fire in our garage while we were on vacation—our car was sitting in the garage and got ruined. How do I check and see what’s insured? My documentation was in the glove box, and it’s safe to say that it’s gone now.
Lauren Smith
Nov 10, 2021
How can a cosigner help you get a car loan?
I was shopping around for a car loan and several lenders told me that I probably needed a cosigner. I'm not really sure how this would help—but I definitely want to get the loan! Why would I need a cosigner?
Eric Schad
Oct 19, 2021
What is the difference between comprehensive and full coverage for a Jeep Wrangler?
If I want full coverage, do I need to purchase comprehensive insurance? I'm curious about the different types of car insurance for a Jeep Wrangler.
Sophie Newman
Jul 20, 2021
How do you freeze car insurance?
I’m looking to freeze my car insurance. How can I do this?
Will Baldwin
Nov 03, 2021
Which party pays for damage on a leased car?
I got into an accident in my leased car. Who pays for the damage?
Eric Schad
Oct 29, 2021
How do you tell if you have full coverage car insurance?
My friends were talking last night about their car insurance and now I’m curious—how do I know if I have full coverage car insurance?
Will Baldwin
Nov 29, 2021
What is regarded as normal wear and tear on a leased car?
I have a leased car, but I don't want to pay anything when I turn it in based on wear and tear. What is considered normal wear and tear?
Eric Schad
Oct 29, 2021
Is full coverage car insurance required if I need an SR-22?
"Do I need full coverage if I have an SR-22? After numerous at-fault accidents in six months, my license was suspended. The state recently reinstated my driving privileges but I don't know what car insurance I need now that I have to have an SR-22."
Eric Schad
Jul 19, 2021
What are the pros and cons of a 72-month car loan?
A local dealership is offering a promotional rate on a 72-month car loan, but I'm apprehensive. What are the pros and cons of a loan this long?
Eric Schad
Oct 19, 2021
Does insurance cover damage from someone putting sugar in your gas tank?
Would insurance cover someone putting sugar in my gas tank? It caused a huge amount of damage and repair bills are going to be $3,000. I have full coverage, but I'm worried my claim won't be approved.
Emily Maracle
Nov 29, 2021
Do I need my spouse with me to apply for a car loan?
I want to get a new car, but I'm worried that my income and credit aren't good enough. If they aren't, do I need my spouse to apply for the car loan with me?
Eric Schad
Oct 19, 2021
Do I need full coverage on a car that's 12 years old?
I have full coverage on my 2009 Kia Sorento. I'm trying to find ways to reduce the cost of my car insurance. Do I still need to keep comprehensive and collision coverage on it?
Emily Maracle
Sep 10, 2021
Will lenders give you a car loan for 84 months?
I was reading that a 60-month car loan is the maximum length of a loan that you should get, but the payments are a bit steep for the car I want. Can I get a car loan for 84 months to lower my payments?
Eric Schad
Dec 14, 2021
When can you reduce coverage on your car insurance?
I am carrying full coverage and liability limits of 100/300. I'm trying to save money and am considering reducing my coverage. Is there a recommended time to reduce do so?
Emily Maracle
Aug 20, 2021
What happens if you drop full coverage on a car?
I have a 2005 Nissan Rouge. I'm considering dropping full coverage on it. What would happen if I did?
Emily Maracle
Sep 10, 2021
How do I sell my car if I still owe on the loan?
I want to purchase a new car. But rather than trade my car in, I'm going to sell it privately to get more money. I still owe money on it from my loan, though—so how do I sell it if I still owe on it?
Eric Schad
Oct 19, 2021

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