Expert Advice for Acts of God
All Articles on Acts of God
How to Respond to a Tornado Warning While You're Driving
The best way to avoid driving during dangerous conditions is to avoid driving at all if you hear a severe weather warning. If a tornado warning is announced unexpectedly where you’re driving, head for the nearest permanent structure like a gas or fire station.
Trees Fall and Wreck Cars in Toledo
Trees fell in Toledo, and people were definitely around to hear it. Luckily, damage from fallen trees could be covered under your car insurance policy.
Pennsylvania Car Dealership Suffered Massive Damage From Tornado
A tornado in Pennsylvania just destroyed a car dealership. Miraculously everyone inside survived, but what are the insurance implications?
Does Car Insurance Cover Acts of God?
Acts of God are typically events that occur outside of human control. Comprehensive insurance provides the best car coverage for acts of God.
How to Know if Your Home Insurance Covers an Act of God
When purchasing home insurance, make sure you understand what acts of God it doesn’t cover, such as floods, earthquakes, and nuclear attack.
All Questions on Acts of God
Does car insurance cover tree damage?
A tree hit my car. Would my car insurance cover it? I have liability coverage.
Can you tell if your car was struck by lightning?
I live in Illinois, and we have huge thunderstorms in the summer. I was driving in one last week, and my car started to act up in ways it hasn't done before. I got home safely, but it was a little nerve-wracking for a minute. Is there any way to tell if your car was struck by lightning? And is there a chance it did any lasting damage?
How do you patch holes in a car body?
What’s the best method for patching holes in a car body? We had a pretty bad hail storm last week and my car got some small dents and holes in it.
What type of car insurance covers natural disasters?
I live in an area that is prone to flooding and landslides. Is there a type of car insurance covers these incidents?
What does flood insurance cover?
I'll be moving to a high-risk flood zone to be closer to my aging parents. I know I'll need flood insurance, but what exactly does it cover?
How would a claim be paid out for windstorm damage to my home?
I have home insurance and need to submit a claim for damage done in a windstorm. How would my claim be paid out?
How do I check if a car has comprehensive insurance?
There have been more severe weather events where I live lately, and I’m worried my car may be damaged. How could I check to see if I have comprehensive insurance and make sure I’m covered for weather-related events?
Does car insurance cover damage from a fallen tree?
A tree fell near my vehicle and caused some damage. Would my car insurance company cover it?
What should I do when driving in a dust storm?
I’m moving to Arizona in a few weeks, and I realized that I’ve never driven in desert conditions. What should I do if I’m driving and I run into a dust storm?
How do you prepare your car for a hurricane?
I live in Oklahoma and there have been a lot of hurricanes around the South lately. How do I prepare my car for a hurricane?
How can I keep my windshield clear during the winter?
I live in the snowy northeast and drive a lot in the winter. How can I keep a clean windshield when driving in snow?
Does home insurance cover acts of God?
I’m new to the world of home insurance. I know my car insurance covers acts of God, but I’m not really sure what home insurance covers. Will home insurance cover acts of God?
Does home insurance or car insurance cover a tree falling on a car?
I have both home and car insurance. Which one would cover a tree falling on my car?
Does full coverage cover tree damage?
A huge windstorm caused a tree branch to fall on my car. I have full coverage. Will that cover the damage?
How does insurance cover snow damage?
Is snow damage something that is covered by my auto policy? I live in the northeast and want to make sure my car is protected from all the cold weather that we have here.
Does full coverage on car insurance cover earthquakes?
I want to make sure my vehicle is protected in case of damage from an earthquake. I currently have full coverage on my car, but would it cover an earthquake or other natural disaster?
What does an act of God mean on a car insurance policy?
I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?
How do I make car paint glossy or shiny?
The paint on my car is looking a bit dull. I'll repaint it if I have to, but I'd rather not spend the money. Is there a way to make my car paint glossy or shiny without paying for a whole new paint job?
Will filing claims for acts of nature cause my car insurance premium to rise?
My car was damaged by a really bad hail storm. I know that's an "act of nature" and not my fault. If I file a claim with my car insurance company for the repairs, will my rates go up?
Does Esurance cover hail damage?
I have Esurance and my vehicle was recently damaged in a hail storm. Can I submit a claim for the damage?
Who would pay for a recycling bin that damaged my car?
"My car is currently parked because I don't have insurance. There was a big windstorm and a recycling bin from another building hit my car. The door is now dented. Who pays for the damage?"
How do you repair rust bubbles on car paint?
I've noticed some rust bubbles on my car paint, and in addition to being an eyesore, I'm a little worried about them affecting the integrity of the car. Is there any way to get rid of these bubbles?
Does Farmers car insurance cover flooding?
I'm currently insured with Farmers. Does their car insurance provide coverage for flooding?
What do I do if there is an earthquake while I’m driving?
I just moved to California and not gonna lie—I’m nervous about earthquakes. What do I do if there is an earthquake while I’m driving?
How can I protect my car’s windshield from hail?
How can I protect my car’s windshield from hail damage? I just replaced it a month ago, and the weather says another hail storm will happen in the next few days.
Do car insurance companies cover acts of God?
I'm reviewing my insurance policy, but don't see any coverage for acts of God. Do insurance companies normally provide coverage for this? Is there a type of coverage I need to add?
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