Expert Advice for Natural Disasters

All Articles on Natural Disasters

Hurricanes Are Dangerous Even After They Pass
Hurricanes cause massive amounts of damage as they move through an area. However, even after they pass hurricanes continue to cause damage.
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Jerry
Apr 27, 2022
Are Sinkholes Covered by Insurance?
Sinkholes are rare occurrences, but they can cause expensive damage to your home. Learn which insurance policies will provide you with protection from sinkholes with this informative overview.
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Jerry
Apr 27, 2022
Does Homeowners Insurance Cover Mudslides?
A mudslide can cause significant and costly damage to your home and personal property. Comprehensive coverage should be enough to make sure you're covered.
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Jerry
Apr 27, 2022
Landslide Insurance, Explained
In the United States, landslides cause over $1 billion in damages each year. Learn how homeowners insurance can keep your belongings protected from landslides with this helpful informative article.
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Jerry
Apr 27, 2022
How Can You Protect Your House from a Volcanic Eruption?
This is an overview of how to prepare your house for a volcano disaster. Learn what type of damage to watch for, how to minimize the risk of damage, and more.
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Jerry
Apr 27, 2022
Does Homeowners Insurance Cover Smoke and Ash Damage from a Wildfire?
Smoke and ash from a wildfire may not look that harmful, but they certainly cause plenty of damage. But is it covered by your home insurance?
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Jerry
Apr 27, 2022
Does Homeowners Insurance Cover Volcanic Eruptions?
This is an overview of how much volcanic damage is covered by homeowners insurance. Learn how property damage can occur, what types of damage are covered, and more.
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Jerry
Apr 27, 2022
The 10 U.S. States Most Likely to Be Hit by Natural Disasters
Some U.S. states are more likely to be hit by natural disasters than others. Here are the 10 states that face Mother Nature's fury most routinely.
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Jerry
Apr 27, 2022
The Best Home Emergency Insurance Solutions
For homeowners, their home is usually their largest asset and clearly needs insurance; home renters need emergency solutions as well.
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Jerry
Apr 27, 2022
Does Car Insurance Cover Damage from Natural Disasters?
Comprehensive insurance covers damages resulting from natural disasters and other “Acts of God”—but timing matters. Sign up in advance of an impending storm.
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Jerry
Feb 23, 2022
Flash Floods Are Causing Chaos in Arizona
Flagstaff, Arizona is dealing with the fallout from massive floods. How much chaos did these floods cause and how can you protect yourself from flood damage?
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Jerry
Apr 28, 2022
Protect Your Car Because Experts Still Anticipate an Active Hurricane Season
Hurricane season shows no sign of letting up. Make sure you have the right car insurance to protect yourself from storm damage.
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Jerry
Apr 27, 2022
Pennsylvania Car Dealership Suffered Massive Damage From Tornado
A tornado in Pennsylvania just destroyed a car dealership. Miraculously everyone inside survived, but what are the insurance implications?
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Jerry
Apr 27, 2022
How to Respond to a Tornado Warning While You're Driving
The best way to avoid driving during dangerous conditions is to avoid driving at all if you hear a severe weather warning. If a tornado warning is announced unexpectedly where you’re driving, head for the nearest permanent structure like a gas or fire station.
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Jerry
Apr 27, 2022
Do Severe Hurricanes Cause Car Insurance Rates to Rise?
With an increase in claims and auto damage due to recent hurricanes, car insurance rates could be affected.
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Jerry
May 11, 2022
Does My Homeowners Insurance Cover Earthquake Damage?
With about 20,000 earthquakes occurring in the U.S. each year, consider purchasing earthquake insurance if you live in an earthquake-prone area.
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Jerry
Apr 27, 2022
How to Prepare Your Home For Natural Disasters
Create an emergency plan and emergency kit to prepare your home for a variety of common disasters and worst-case scenarios.
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Jerry
Apr 27, 2022
How to Buy Flood Insurance and File a Flood Insurance Claim
Most basic home insurance policies don't cover flood damages. To protect yourself from a flood, get flood coverage with your home insurance carrier or contact FEMA.
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Jerry
Apr 27, 2022

All Questions on Natural Disasters

How do I check for flood damage to my car?
What are the signs of flood damage to a car? I live near a flood site and I’m worried my car might be damaged. I want to know if it’s still safe to drive or if I should have a professional take a look at it.
Hana Sabah
Sep 10, 2021
Does car insurance cover tree damage?
A tree hit my car. Would my car insurance cover it? I have liability coverage.
Emily Maracle
Oct 11, 2021
What does an insurance moratorium mean?
Is there a way around an insurance moratorium? I want to add coverage to a few of the cars on my policy, but my agent said I couldn't and to call back in a few days.
Shannon Martin
Sep 09, 2021
What type of car insurance covers natural disasters?
I live in an area that is prone to flooding and landslides. Is there a type of car insurance covers these incidents?
Emily Maracle
Jul 29, 2021
What’s the average cost of flood insurance?
What should I expect to pay for flood insurance? I own a home in Texas and want to add flood coverage since we get a lot of storms.
Matthew Macgugan
Sep 10, 2021
What does flood insurance cover?
I'll be moving to a high-risk flood zone to be closer to my aging parents. I know I'll need flood insurance, but what exactly does it cover?
Savannah Grabek
Oct 12, 2021
What is the best way to document flood damage for insurance purposes?
How do flood insurance claims work? My property has experienced some flood damage, and I want to know how to document everything for my insurance claim.
Hana Sabah
Sep 10, 2021
Does home insurance cover natural disasters?
I am about to purchase a homeowners policy on my first house! I want to ensure I’m covered for every possible mishap—does home insurance cover natural disasters?
Nick Kunze
Mar 04, 2022
How would a claim be paid out for windstorm damage to my home?
I have home insurance and need to submit a claim for damage done in a windstorm. How would my claim be paid out?
Emily Maracle
Jul 29, 2021
Do car insurance policies cover hurricane damage?
I live in Florida. I recently bought a car and I am looking into car insurance. Does car insurance cover hurricane damage?
Emily Maracle
Nov 04, 2021
What does a hurricane moratorium mean?
I live in North Carolina and I just bought a car. I'm trying to buy car insurance, but keep being denied insurance. An agent told me it was due to a hurricane moratorium, what does that mean?
Emily Maracle
Oct 11, 2021
Can I get flood insurance if I don't live in a high-risk flood zone?
Can I get flood insurance? Or is it only for high-risk flood areas? I live in New York. I don’t think where I live is considered a high-risk flood zone, but we’ve been getting more flooding over the years from hurricanes and other storms.
Lauren Smith
Sep 10, 2021
How much is fire insurance for the home?
I am about to purchase my first home and want to make sure it’s protected! I think fire insurance is a must. How much is fire insurance for a home?
Nick Kunze
Feb 10, 2022
What are the different types of flood insurance?
Are there different types of flood insurance? My provider in Texas doesn't offer flood insurance, and I don't know where to look for other options.
Joshua Levy
Sep 02, 2021
Does car insurance cover damage from a fallen tree?
A tree fell near my vehicle and caused some damage. Would my car insurance company cover it?
Emily Maracle
Oct 11, 2021
How do you use a car battery to generate electricity?
There’s a power outage, and I don’t have a generator. I grabbed an emergency kit with food and water, and my boyfriend grabbed tools and supplies. We heard from our neighbor that we can use a car battery as a power bank. Can you use a car battery as a power supply?
Phoebe Mah
Dec 17, 2021
Does renters insurance cover wildfires?
I’m moving next month to an area with a high wildfire risk. My apartment backs up onto a pretty big forest, so my building is in a direct fire path! I was planning on purchasing a renters policy—does renters insurance cover wildfires?
Claire Beaney
Jan 28, 2022
Does flood insurance cover damage caused by hurricanes?
If a hurricane causes damage to my home in Louisiana, will I be covered by my flood insurance? I moved here recently, so I haven't had to deal with this type of event yet.
Matthew Macgugan
Sep 10, 2021
What should I do if I see a tornado while I’m driving?
I’m from New Jersey, but I just got married and am moving to my husband’s hometown…which happens to be in Tornado Alley. I’ve never experienced a tornado before and feel pretty scared and overwhelmed. Do you have any advice on what to do if I see a tornado while driving?
Maxine Boyko
Mar 09, 2022
Does State Farm cover hurricane damage in Georgia?
My car is insured with State Farm. I live in Georgia and a hurricane is supposed to hit. WIll they cover hurricane damage?
Emily Maracle
Oct 11, 2021
Does home insurance cover acts of God?
I’m new to the world of home insurance. I know my car insurance covers acts of God, but I’m not really sure what home insurance covers. Will home insurance cover acts of God?
Emily Maracle
Feb 15, 2022
Where can you buy flood insurance?
Where can I get flood insurance? I live in Florida and I need to make sure I'm covered, especially with all these storms coming in.
Joshua Levy
Oct 28, 2021
Can car insurance cover hurricane damage in Louisiana?
I live in Louisiana and am worried about hurricane damage. Would my car insurance policy cover me?
Emily Maracle
Oct 08, 2021
Does my home insurance cover natural disasters?
Will my homeowners insurance protect me in the event of a flood, tornado, or other events out of my control? I have an HO-3 policy. Does it cover natural disasters? I don't really understand the coverages within it.
Emily Maracle
Oct 12, 2021
Does full coverage cover tree damage?
A huge windstorm caused a tree branch to fall on my car. I have full coverage. Will that cover the damage?
Emily Maracle
Oct 11, 2021
How do I make a claim for comprehensive car insurance due to damage from a hailstorm?
A hailstorm left golf ball-sized dents in my car. I have comprehensive coverage, but I've never had to use it before. How do I submit a claim for comprehensive insurance?
Emily Maracle
Oct 25, 2021
How much is a hail-damaged car worth?
A giant hail storm passed over last night and it severely damaged my car. I was thinking about getting a new car anyway, so it’s not a huge deal. But how much is a car worth if it has some hail damage?
Eric Schad
Dec 01, 2021
What can be done to prevent flood damage?
What can you do to prevent flood damage? I live in Louisiana and my house has already been damaged by two major storms. I desperately want to protect it from whatever comes next.
Joshua Levy
Sep 02, 2021
Does full coverage on car insurance cover earthquakes?
I want to make sure my vehicle is protected in case of damage from an earthquake. I currently have full coverage on my car, but would it cover an earthquake or other natural disaster?
Emily Maracle
Jul 29, 2021
What does an act of God mean on a car insurance policy?
I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?
Emily Maracle
Jul 29, 2021

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