Expert Advice for Natural Disasters

All Articles on Natural Disasters

Do Severe Hurricanes Cause Car Insurance Rates to Rise?
With an increase in claims and auto damage due to recent hurricanes, car insurance rates could be affected.
avatar
Lisa Steuer McArdle
Sep 09, 2021
Pennsylvania Car Dealership Suffered Massive Damage From Tornado
A tornado in Pennsylvania just destroyed a car dealership. Miraculously everyone inside survived, but what are the insurance implications?
avatar
Alex Healey
Aug 24, 2021
Protect Your Car Because Experts Still Anticipate an Active Hurricane Season
Hurricane season shows no sign of letting up. Make sure you have the right car insurance to protect yourself from storm damage.
avatar
Alex Healey
Aug 15, 2021
Flash Floods Are Causing Chaos in Arizona
Flagstaff, Arizona is dealing with the fallout from massive floods. How much chaos did these floods cause and how can you protect yourself from flood damage?
avatar
Ru Chen
Aug 27, 2021
Does Car Insurance Cover Damage from Natural Disasters?
Comprehensive insurance covers damages resulting from natural disasters and other “Acts of God”—but timing matters. Sign up in advance of an impending storm.
avatar
Jen Yirinec
Jul 29, 2021
How to Respond to a Tornado Warning While You're Driving
The best way to avoid driving during dangerous conditions is to avoid driving at all if you hear a severe weather warning. If a tornado warning is announced unexpectedly where you’re driving, head for the nearest permanent structure like a gas or fire station.
avatar
Holly Aldred
Sep 20, 2021
Does Homeowners Insurance Cover Sinkholes?
Sinkholes are rare occurences, but they can cause expensive damage to your home. Learn which insurance policies will provide you with protection.
avatar
Liliana Pina
Dec 18, 2020
Does Homeowners Insurance Cover Landslides?
In the United States, landslides cause over $1 billion in damages each year. Learn how homeowners insurance can keep your belongings protected.
avatar
Liliana Pina
Dec 18, 2020
Does Homeowners Insurance Cover Mudslides?
A mudslide can cause significant and costly damage to your home and personal property. Learn how to stay protected.
avatar
Liliana Pina
Dec 18, 2020
How Can You Protect Your House from Volcanic Eruption?
While total protection is never possible, there are some important things you can do to minimize risks, especially from ash and falling debris.
avatar
Elan Mcafee
Dec 17, 2020
Does Homeowners Insurance Cover Smoke and Ash Damage from a Wildfire?
Smoke and ash from a wildfire may not look that harmful, but they certainly cause plenty of damage. But is it covered by your home insurance?
avatar
Jason Unrau
Dec 17, 2020
Does Homeowner’s Insurance Cover Volcanic Eruptions?
Volcanic eruption damage is rare, and homeowner’s insurance rarely addresses it overtly. But you may have some indirect protections.
avatar
Elan Mcafee
Dec 16, 2020
How to Buy Flood Insurance and File a Flood Insurance Claim
Most basic home insurance policies don't cover flood damages. To protect yourself from a flood, get flood coverage with your home insurance carrier or contact FEMA.
avatar
Cheryl Knight
Sep 01, 2021
The Best Home Emergency Insurance Solutions
For homeowners, their home is usually their largest asset and clearly needs insurance; home renters need emergency solutions as well.
avatar
Elan Mcafee
Sep 21, 2020
Does My Homeowners Insurance Cover Earthquake Damage?
With about 20,000 earthquakes occurring in the U.S. each year, consider purchasing earthquake insurance if you live in an earthquake-prone area.
avatar
Cheryl Knight
Oct 19, 2020

All Questions on Natural Disasters

What does flood insurance cover?
I'll be moving to a high-risk flood zone to be closer to my aging parents. I know I'll need flood insurance, but what exactly does it cover?
avatar
Savannah Grabek
Sep 09, 2021
How do I check for flood damage to my car?
What are the signs of flood damage to a car? I live near a flood site and I’m worried my car might be damaged. I want to know if it’s still safe to drive or if I should have a professional take a look at it.
avatar
Hana Sabah
Sep 10, 2021
What is the best way to document flood damage for insurance purposes?
How do flood insurance claims work? My property has experienced some flood damage, and I want to know how to document everything for my insurance claim.
avatar
Hana Sabah
Sep 10, 2021
How do you make a flood damage claim?
Where do I start if I need to file a flood insurance claim? I’m really worried about all these storms popping up and want to be prepared in the event water damages my property.
avatar
Hana Sabah
Sep 10, 2021
Will submitting a flood damage claim increase my insurance premium?
In the event that my home is damaged by water from a flood, will making a claim on my policy increase my insurance rate?
avatar
Matthew Macgugan
Sep 10, 2021
What’s the average cost of flood insurance?
What should I expect to pay for flood insurance? I own a home in Texas and want to add flood coverage since we get a lot of storms.
avatar
Matthew Macgugan
Sep 10, 2021
Does flood insurance cover damage caused by hurricanes?
If a hurricane causes damage to my home in Louisiana, will I be covered by my flood insurance? I moved here recently, so I haven't had to deal with this type of event yet.
avatar
Matthew Macgugan
Sep 10, 2021
Can I get flood insurance if I’m renting a property in Florida?
Are home renters able to purchase flood insurance? I've been renting my home in South Florida for over a year now.
avatar
Matthew Macgugan
Sep 10, 2021
Can I get flood insurance if I don't live in a high-risk flood zone?
Can I get flood insurance? Or is it only for high-risk flood areas? I live in New York. I don’t think where I live is considered a high-risk flood zone, but we’ve been getting more flooding over the years from hurricanes and other storms.
avatar
Lauren Smith
Sep 10, 2021
What does an insurance moratorium mean?
Is there a way around an insurance moratorium? I want to add coverage to a few of the cars on my policy, but my agent said I couldn't and to call back in a few days.
avatar
Shannon Martin
Sep 09, 2021
Why was the claims payout for my personal property so low?
I live in Texas and have a flood insurance policy. My personal property was damaged during a flood recently. I had to submit a claim to my insurance, but the payout was a lot lower than I expected. Why is that?
avatar
Emily Maracle
Sep 10, 2021
Can I get flood insurance during a flood?
I live in Florida and my town has a flash flood warning. I live in a pretty low area, so I'm expecting my car and home to be flooded. Is it possible to get flood insurance now?
avatar
Emily Maracle
Sep 10, 2021
If the shingles from my house damage my car during a hurricane in Florida, who pays for it—my auto or home policy?
Do I need to put in a claim for both my auto and home policies? We fared pretty well in the recent hurricane here in Florida. We just lost a few shingles and have cosmetic damage to our car.
avatar
Shannon Martin
Sep 10, 2021
Is freshwater or saltwater worse for your car?
I live in Louisiana and there is nowhere I can drive right now due to flooding. I have to get food, though, so I'm going to have to drive through some water. Which is worse to drive through: fresh water or salt water?
avatar
Lauren Smith
Sep 09, 2021
How do you check the oil and other fluids in your car after a flood?
I heard that water can get in and mix with the oil in your car after a flood. How can I check if water got in? Where else should I check?
avatar
Lauren Smith
Sep 09, 2021
Will Louisiana car insurance cover flood damages to my vehicle?
Does my car insurance cover flood damage? I live in Louisiana in a flood zone. I have the basic requirements for car insurance in my state but want to be prepared in the event disaster strikes.
avatar
Phoebe Mah
Sep 09, 2021
What are the different types of flood insurance?
Are there different types of flood insurance? My provider in Texas doesn't offer flood insurance, and I don't know where to look for other options.
avatar
Joshua Levy
Sep 02, 2021
What can be done to prevent flood damage?
What can you do to prevent flood damage? I live in Louisiana and my house has already been damaged by two major storms. I desperately want to protect it from whatever comes next.
avatar
Joshua Levy
Sep 02, 2021
Where can you buy flood insurance?
Where can I get flood insurance? I live in Florida and I need to make sure I'm covered, especially with all these storms coming in.
avatar
Joshua Levy
Sep 14, 2021
Does Esurance cover hail damage?
I have Esurance and my vehicle was recently damaged in a hail storm. Can I submit a claim for the damage?
avatar
Emily Maracle
Jul 29, 2021
How would a claim be paid out for windstorm damage to my home?
I have home insurance and need to submit a claim for damage done in a windstorm. How would my claim be paid out?
avatar
Emily Maracle
Jul 29, 2021
What type of home insurance do I need for natural disasters?
I have an HO-2 homeowners policy. I know that only certain things are covered, but does that include natural disasters?
avatar
Emily Maracle
Jul 29, 2021
What does an act of God mean on a car insurance policy?
I see the term mentioned throughout my policy, but I'm not sure what it means. Does it include a special type of insurance?
avatar
Emily Maracle
Jul 29, 2021
Does full coverage on car insurance cover earthquakes?
I want to make sure my vehicle is protected in case of damage from an earthquake. I currently have full coverage on my car, but would it cover an earthquake or other natural disaster?
avatar
Emily Maracle
Jul 29, 2021
Does my home insurance cover natural disasters?
Will my homeowners insurance protect me in the event of a flood, tornado, or other events out of my control? I have an HO-3 policy. Does it cover natural disasters? I don't really understand the coverages within it.
avatar
Emily Maracle
Sep 09, 2021
Do car insurance companies cover acts of God?
I'm reviewing my insurance policy, but don't see any coverage for acts of God. Do insurance companies normally provide coverage for this? Is there a type of coverage I need to add?
avatar
Emily Maracle
Jul 29, 2021
What type of car insurance covers natural disasters?
I live in an area that is prone to flooding and landslides. Is there a type of car insurance covers these incidents?
avatar
Emily Maracle
Jul 29, 2021

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings — it's 100% free