If you report on your application that you and your boyfriend are married but the underwriting department verifies you aren’t, you could risk losing your policy. While it is tempting to change your marital status to save money, you should be honest and upfront with your insurance company.
In fact, lying about anything on your insurance application is considered insurance fraud and could get you into some really hot water down the line.
Instead of lying about your marital status, you should find out what additional discounts you may qualify for. Enrolling in a driving behavior program or telematics program is an easy way to save money if you have a good driving record.