Do insurance companies verify your marital status?

My boyfriend and I are moving in together and sharing an insurance policy. My friend told me that we can save money by stating we're married. Would insurance companies verify if we're married?

Car insurance companies pull several reports when determining a rate for an insured. Your marital status is often a part of this.
If you report on your application that you and your boyfriend are married but the underwriting department verifies you aren’t, you could risk losing your policy. While it is tempting to change your marital status to save money, you should be honest and upfront with your insurance company.
Instead of lying about your marital status, you should find out what additional discounts you may qualify for. Enrolling in a driving behavior program or telematics program is an easy way to save money if you have a good driving record.
You should also consider shopping around for insurance. Sign up with Jerry in just minutes to compare quotes from over 50 top insurers and get the best rate for your car insurance needs.”
Emily Maracle
Answered on Sep 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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