Do I have to buy my new car with spot delivery? My dealer says I can take my car home before my loan is approved, but I don’t want to have a bad experience.
for car buyers, so it’s good to be cautious. Some states even make spot deliveries illegal because it puts customers in bad situations.
It’s best practice to simply wait a day or however long, to take your car home after your loan application is approved. If your loan gets denied, you can always find a more affordable vehicle, save and put more money down, or find another dealership.
Once you get a good price for your new car, keep in mind that lenders will require full coverage. The higher the coverage, the higher your car insurance rates, but that doesn’t mean you have the empty your pockets for the proper coverage. Try using the
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