Do college students have to pay for their own car insurance if they move out of state?

If I'm living out of state, do I need to get my own car insurance? My parents live in New York and I'm going to school in Boston.

“If you’re 18, you can purchase your own car insurance policy in Massachusetts, though it may be cheaper for you to stay on your parents’ insurance even if you pay them.
Proximity to your home state is irrelevant if you stay on your parents’ policy, as you aren’t a permanent resident of Massachusetts.
If your parents own the vehicle you’re taking to school or if it’s jointly titled, you may be able to stay on their car insurance plan in New York.
Be sure to ask your car insurance company about discounts available to college students to save more money.”
Sophie Newman
Answered on Jul 23, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

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