is a popular credit card benefit, but not every company or card offers it. Some popular cards that provide rental car insurance include:
Chase Sapphire Preferred
Chase Freedom/Chase Freedom Unlimited
United Explorer Card
American Express, if enrolled in Premium Car Rental Protection ($12.25 to $24.95 for rentals up to 42 days)
For coverage to apply, they normally require you to decline the rental car company’s collision damage waiver and pay for the total cost of rental car with your credit card.
and theft coverage, your credit card would cover any damage or theft that may occur while you are in possession of the rental vehicle.
To find out which of your cards offer rental car coverage, you’ll want to read over your card’s benefits and terms and conditions. You can also reach out to the card’s customer service or member service department.”
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.