Expert Advice for Rental Car Insurance

All Articles on Rental Car Insurance

Will GEICO add Rental Reimbursement to my Policy After an Accident?
GEICO offers rental reimbursement coverage to policyholders with comprehensive and collision coverage—but you’ll need to purchase it before your accident for it to apply.
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Jacqulyn Graber
Rental Car Liability in California, Explained
California requires you to meet the minimum liability coverage when you rent a car. If your personal auto policy isn’t enough, purchase additional insurance.
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Jessica Gibson
How to Save Money on Car Rentals
Comparing rental rates, using the right credit card, and taking advantage of member discounts will help you save money on your next rental.
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Jasmine Kanter
Do You Need Rental Car Insurance in Florida?
You need auto insurance if you rent a car in Florida, but it doesn’t have to come from the rental agency—your policy should cover it.
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Jasmine Kanter
Do You Need Rental Car Insurance in Hawaii?
Depending on what your personal auto policy already includes, you may not need additional rental car insurance in Hawaii. Here are the details!
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Brittni Brinn
American Express Platinum Card Rental Car Insurance
Amex offers rental car insurance to Platinum Card holders who charge the rental fee of an eligible vehicle to their credit card and decline rental company insurance.
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Rebecca Wardell
Does Esurance Car Insurance Cover Rental Cars?
If you have full coverage insurance, you can add rental car coverage to your policy. If not, contact your provider before you sign.
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Mariza Morin
Does Costco Car Insurance Cover Rental Cars?
Costco members can book a rental car through the member-exclusive booking site Costco Travel; however, rental car insurance is not included.
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Melanie Johnson
Does Progressive Car Insurance Cover Rental Cars?
If you have a full coverage policy, your regular auto insurance might cover a rental car—but read the fine print before signing! Here are more details!
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Andrea Barrett
Does Liberty Mutual Car Insurance Cover Rental Cars?
Your regular Liberty Mutual policy might cover a rental car if you have full coverage, but you should check before you sign.
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Sarah Gray
Does Allstate Car Insurance Cover Rental Cars?
Don’t get swindled by rental car companies who want to sell you coverage you already have with your Allstate insurance policy! Learn the facts here.
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Drew Waterstreet
Does Nationwide Car Insurance Cover Rental Cars?
Nationwide insurance will extend to rental vehicles, but you’ll need to pay more if you want additional coverage for your rental car.
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Liz Jenson
Does Farmers Car Insurance Cover Rental Cars?
Your Farmers insurance will extend to rental vehicles, but without a full coverage policy, you might want to purchase additional coverage.
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Liz Jenson
Does AAA Car Insurance Cover Rental Cars?
Your AAA insurance will cover rental cars If you have comprehensive and collision coverage as part of your policy, but there will be a deductible.
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Mary Cahill
Does GEICO Car Insurance Cover Rental Cars?
Your regular GEICO policy may cover a rental car if you have full coverage insurance, but you should check before you sign.
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Jason Tushinski
How Long Will Insurance Cover a Rental Car after an Accident?
With the right insurance policy, you can get up to 30 days of rental reimbursement after an accident—learn how to qualify here!
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Drew Waterstreet
American Express Premium Car Rental Insurance: Everything You Need to Know
American Express Premium Car Rental Protection is an optional, paid service offering primary coverage for damage or theft on a rental car.
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Andrea Barrett
Everything You Need To Know About Chase Freedom Rental Car Insurance
If you rented a car using your Chase Freedom credit card, you’ll be reimbursed for damage to your rental caused by collision or theft.
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Sarah Gray
If My Car Breaks Down, Will Insurance Cover a Rental?
Car insurance may cover the cost of a rental if your insured vehicle suffers a covered loss. If it’s in the shop for other reasons, you’re responsible for the bill.
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Sarah Gray
What Does Visa Rental Car Insurance Cover?
Eligible Visa credit cards offer rental car insurance coverage as a benefit, which can help pay for covered damages up to the rental vehicle’s value.
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Melanie Krieps Mergen
Does State Farm Car Insurance Cover Rental Cars?
Your regular State Farm policy might cover a rental car if you have full coverage, but you should check before you sign.
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R.E. Fulton
Can You Add Rental Car Insurance After a Car Accident?
Adding rental car insurance after a car accident won’t do much to help—and it may not even be the coverage you’re thinking of. Click here to learn more!
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Pat Roache
Does Insurance Cover Rental Cars?
In most cases, coverage types like liability, collision, and comprehensive car insurance extend to rental cars—but check with your insurer to be sure.
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Alison Daurio
The 10 Best Cars to Rent
Renters rejoice! Jerry is here with a list of the top-rated rental vehicles in 2022. Find your perfect rental for any trip here.
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Kathryn Mae Kurlychek
Does Rental Car Insurance Cover a Cracked Windshield?
A cracked windshield on a rental car can be covered by a collision damage waiver, your regular car insurance, or a credit card.
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R.E. Fulton
What Is a Policy Holder?
An insurance policyholder is the person who owns the policy and pays for the insurance. Policyholders aren't necessarily covered on the policy. Read here to learn about insurance policyholders.
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Elan Mcafee
How Does Turo Car Insurance Work?
Turo offers five insurance policy plans for hosts that each include $750,000 in liability protection and deductibles ranging from $0 to $2,500.
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R.E. Fulton
4 Alternatives to Rental Cars
The pandemic has decimated the rental car industry. To avoid issues with shortages and other obstacles, check out other nontraditional car rental options.
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Hannah DeWitt
Do I Need Rental Car Insurance or Is My Personal Car Insurance Enough?
Rental car insurance is helpful, but there are other ways of getting the coverage needed for a rental vehicle.
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Brady Klopfer
This Nebraska Driver's Nightmare Demonstrates the Importance of Rental Car Insurance
A driver in Nebraska had her rental car smashed and her experience shows the risks of declining rental car insurance. Rental car insurance can help protect you against unexpected accidents.
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Jane Lu

All Questions on Rental Car Insurance

When renting a car, is it really necessary to buy auto insurance?
I'm planning to rent a car during a trip out of town. Do I need to buy auto insurance?
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Jessica Bartolucci
Where can I get liability insurance to cover me with a rental from Getaround?
Because I'm under 25, I can't get a traditional car rental. Instead, I have to go through Getaround. Getaround has state-minimum insurance, but I want more coverage. Where can I find liability insurance to cover me?
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Eric Schad
How do you get insurance for a rental car business?
I'm starting a rental car business. What kind of insurance will I need and where can I get it?
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Emily Maracle
How do I get auto insurance if I'll be renting a car?
I will be renting a car while I am on vacation, but I do not have my own car or insurance because I live in the city and use public transportation, Lyft, etc. How do I get insurance to rent a car?
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Shannon Martin
What insurance options do I have when I plan on renting a car for a long-term situation?
I have been living in Australia for the past 20 years and will be returning to Pennsylvania soon. I plan on renting a car for several months since I am not sure what life has in store for me. Is there a way for me to get cheaper insurance than what the car rental agency has?
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Shannon Martin
Can you take a National rental car into Canada?
My brother wants to rent a car for us to go to Canada. Does National allow this? It's one of the only rental car companies in our area.
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Emily Maracle
Is there a way I can take out monthly car insurance for rental cars rather than paying car rental companies?
I travel for work three days a week and end up paying an extra $60 per day for rental car insurance. Is there a way to avoid the extra fees while still being protected?
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Emily Richey
Will a non-owner car insurance policy cover me if I often drive rental cars?
I drive rental cars frequently as I'm a travel blogger. Will a non-owner car insurance policy cover me? Is it worth the extra expenditure?
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Eric Schad
Would I get enough coverage by buying rental car insurance through my credit card company?
It turns out my credit card company can offer car insurance for rental cars. Is that kind of coverage good? Is it enough for a rental car?
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Jackie Whalen
How do I get insurance on a rental car?
I'm renting a car for the week and I don't have my own insurance. How do I get insurance on a rental car?
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Emily Maracle
How do you start a Toyota Auris?
I’m renting a Toyota Auris for the weekend, and I know this might seem bad, but I don’t get how to start this car. I never even knew that the Auris was a Toyota model. I’m too embarrassed to ask my partner, who seems to have no trouble starting the car, but it’s my turn to drive tomorrow and I need help. How do I start a Toyota Auris?
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Chloe Jenkins
How does rental reimbursement work?
I was in an accident and at fault. I have rental reimbursement coverage, but I'm not sure how it works. Will a rental car be covered since my vehicle will have to be repaired?
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Emily Maracle
What is the purpose of international car insurance?
I have an option for international car insurance on my policy. What does it cover? Why do people want it?
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Emily Maracle
Are there any insurance options besides the rental car insurance offered by the rental company?
I need to rent a car but I do not have my own car insurance. The insurance from Enterprise costs almost $50 per day, on top of the rental cost. Is there a cheaper option?
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Shannon Martin
Will the collision coverage from my credit card company apply to my rental car if I don't have collision coverage on my regular auto policy?
I am renting a car this weekend to drive out of state. My personal car is a hunk of junk and I only carry liability coverage on it. I know my Visa card will pay for collision coverage for the rental, but is that still the case if my current auto policy doesn't have collision?
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Shannon Martin
How do I rent a car without insurance?
I don't own a car and I don't have car insurance. I do have a license, though, and my friends and I are planning a road trip where I do want to drive. Is there any way I can still rent a car? And if so, how?
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Eric Schad
Does uninsured motorist property damage provide for a rental car in New Mexico?
I have uninsured motorist coverage on my personal policy, but I don't have rental car reimbursement. Will my insurance cover my rental car?
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Emily Maracle
Do I need special car insurance to rent my car out on a platform like Turo?
I'm purchasing a car to drive occasionally, but mainly to rent out on Turo. Do I need special insurance for this?
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Eric Schad
Does Allstate offer international driving coverage in North America?
"I have a car insurance policy through Allstate right now. I'm going on a road trip throughout North America next month and will be driving my own car. Will my policy cover me?"
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Emily Maracle
What kind of insurance should I get when renting a car through Budget?
What kind of insurance should I purchase for a rental car? I'm going on a trip to Maine and renting a compact vehicle through Budget.
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Sophie Newman
Do I have to add rental reimbursement to my policy if I have full coverage?
I have the option to add rental reimbursement coverage to my policy. I already have full coverage. Do I still need to add it?
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Emily Maracle
Does a rental car company have to reimburse you for the cost of fuel if your electric car was damaged in an accident?
I have an electric car that was damaged in an accident. My insurance company gave me a rental for the time being, but it's a gas-powered vehicle. Will the rental car company or insurance company reimburse me for the costs of fuel that I wouldn't normally have?
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Eric Schad
What is the best way to rent a car for a family road trip?
I have a family road trip coming up and want to rent a car. What should I know about renting a car with small children, one of them is still a baby.
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Shannon Martin
"How can I get liability insurance for an Enterprise rental car? "
My fiancée rented a car from Enterprise and later added me as an additional driver on the contract. Enterprise does not afford the liability insurance to me since I was added after the rental term had begun. Is there any way I can get liability insurance on this rental car?
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Shannon Martin
Do rental car companies charge you if you scratch a car?
"Will the rental company charge me for two scratches? I don't remember them being there before and took pictures of them. I have car insurance and paid with a credit card."
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Emily Maracle
Where do I file an insurance claim after crashing my rental car out of state?
"I crashed my rental car into a tree while driving in a different state. I had to go to the hospital and I have bills for that. Where do I file claims for the damages and my medical bills? I have car insurance, health insurance, and some rental coverage through my credit card. "
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Emily Maracle
Will liability insurance cover me if I wasn't at fault in an accident in an Alamo rental car?
I recently rented a car from Alamo. When I was driving, another car hit me. I have 100/300/100 liability insurance. Will my policy cover me?
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Eric Schad
How do I get a rental car from an insurance claim?
My car needs repairs after I was t-boned at an intersection. I can't take time off work, so I need a rental car. How can I get a rental car from insurance?
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Emily Maracle
Will my car insurance company pay for a rental vehicle while my car is being repaired?
I had a car accident over the weekend and I expect my car to be at the mechanic for the next week or two. I still need to commute to and from work every day and was curious if my insurance company will pay for a rental while my car is being repaired?
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Jack Walsh
Can your car get struck by lightning while you’re driving?
There’s a thunderstorm going on, but I need to get back to my hotel. Can your car get struck by lightning while you’re driving? I’m renting a car and don’t want to risk extra charges.
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Brittni Brinn

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