Expert Advice for Rental Car Insurance

All Questions on Rental Car Insurance

Is there a way I can take out monthly car insurance for rental cars rather than paying car rental companies?
I travel for work three days a week and end up paying an extra $60 per day for rental car insurance. Is there a way to avoid the extra fees while still being protected?
avatar
Emily Richey
May 27, 2021
Where do I file an insurance claim after crashing my rental car out of state?
"I crashed my rental car into a tree while driving in a different state. I had to go to the hospital and I have bills for that. Where do I file claims for the damages and my medical bills? I have car insurance, health insurance, and some rental coverage through my credit card. "
avatar
Emily Maracle
May 20, 2021
Do you need to buy insurance from the rental car company if I already have my own policy for a Dodge Durango?
"I have my own car insurance for my Durango and carry full coverage. I always buy the rental car company's insurance as well, but I'm wondering if it's worth it. They always sell me on the loss of use since they say it's not covered by my credit card or personal insurance. "
avatar
Emily Maracle
May 18, 2021
Can I remove the auto insurance from a Budget rental car during the rental period?
"I rented a car from Budget and got all of their insurance since I don't have my own. But it's really expensive and I'm regretting getting it. I read that you can go to a Budget location and remove the coverage. Is this true? I have damage, supplemental liability, roadside assistance, and personal accident insurance. Is there a reason why I shouldn't remove these? "
avatar
Emily Maracle
May 17, 2021
If rental cars already come with state-minimum liability insurance, why should I buy additional coverage?
"I am going to rent a car this weekend for a trip. I do not have insurance right now, but my credit card will provide $75,000 worth of coverage for damage to the rental car. The rental contract stated that the state minimum for liability coverage is already included. If so, why are they trying to get me to buy more coverage? "
avatar
Shannon Martin
May 14, 2021
Do I need to buy extra rental insurance if I have a Capital One credit card that offers auto coverage?
Every time I rent a car, the salesperson pressures me to buy the insurance from them. I have a Capital One Venture card. Doesn’t this cover me? Why would I pay for extra insurance?
avatar
Shannon Martin
May 13, 2021
I accidentally hit a rental car with my motorcycle this morning. What can I expect to have to pay for?
I made a small dent in the car in front of me at a traffic light this morning. The driver said it was a rental car and they had insurance for it. Will I be held liable for anything?
avatar
Shannon Martin
May 12, 2021
What type of car insurance do I need for my rental car when I'm traveling in California?
I will be flying into California and renting a car for the next three weeks. My credit card company says it pays for "CDW," but what other coverage do I need? I don't' have US car insurance, so I want to make sure that I am adequately covered.
avatar
Shannon Martin
May 12, 2021
Does uninsured motorist property damage provide for a rental car in New Mexico?
I have uninsured motorist coverage on my personal policy, but I don't have rental car reimbursement. Will my insurance cover my rental car?
avatar
Emily Maracle
May 10, 2021
What should I do if I got into a not-at-fault accident with the driver of a rental car and the insurer is denying liability?
I filed a claim with the other driver's insurance company. They are denying liability because they can't get in touch with the insured. They're also saying because police declined to show up to the scene, there's no evidence, even though I filed a report online and have video footage.
avatar
Emily Maracle
May 07, 2021
Do I need any of the coverages that Hertz offers for a rental car?
I'm going to be renting a car from Hertz and there are a few different types of coverage they're recommending. Do I need them? They are supplemental liability, loss damage waiver, and personal accident and effects. I have my own car insurance policy as well.
avatar
Emily Maracle
May 07, 2021
Can I find liability insurance for a rental car that's cheaper than $20 a day?
My credit card covers damage, but I'll still need liability. I don't really want to pay the $20 a day that the rental car company charges. Is there another way to get liability insurance? I don't own a car or have auto insurance.
avatar
Emily Maracle
May 07, 2021
What rental car insurance do I need if I'm renting a vehicle with a Capital One Visa?
I will be paying for the rental car with my Capital One Visa. I don't own a car, so I don't have my own car insurance. Should I get the insurance the rental car company offers or is there another option?
avatar
Emily Maracle
May 07, 2021
What should I do if I turn down the rental agency's liability insurance and get into an at-fault accident with a rental car?
I declined liability coverage through the rental car company and got into an at-fault accident. I did pay for the car with my Visa card, which has rental car coverage. Would I have any other default coverage?
avatar
Emily Maracle
May 07, 2021
Do I have any insurance options for when I rent a car in another country?
Every time I travel out of the country, the cost to rent a car is insane! And it isn't the car itself that costs so much, but the insurance. Are there any affordable options for insurance out of the country?
avatar
Shannon Martin
May 06, 2021
Can I cancel my current auto insurance policy and just use the coverage from my credit card company while I travel?
I will be traveling for the next six months and using a rental car for most of that time. Since Visa will offer collision coverage, can I just cancel my regular insurance policy?
avatar
Shannon Martin
May 06, 2021
Will the collision coverage from my credit card company apply to my rental car if I don't have collision coverage on my regular auto policy?
I am renting a car this weekend to drive out of state. My personal car is a hunk of junk and I only carry liability coverage on it. I know my Visa card will pay for collision coverage for the rental, but is that still the case if my current auto policy doesn't have collision?
avatar
Shannon Martin
May 06, 2021
If I don't have my own insurance policy, how can I drive a rental car legally?
"I know I should have insurance when I drive a car, and I plan on renting a car for the first time next week. How can I make sure I am properly covered? I don't have a car, so I don't have an insurance policy. "
avatar
Shannon Martin
May 06, 2021
"How can I get rental car liability insurance for an eight-week road trip? "
I don’t own a car and don’t have any car insurance. I will use my credit card for collision coverage, but what about liability coverage? Is it cheaper to use the rental agency’s liability coverage or a third-party insurance company?
avatar
Shannon Martin
May 06, 2021
"What happens if I hit a phone pole and wreck a rental car with only liability insurance? "
I found out after the accident that my own insurance does not cover rental vehicles, and it will only provide liability coverage to AT&T for the pole. The rental car company says I'm personally liable for the vehicle. The car is totaled. What options do I have?
avatar
Shannon Martin
May 06, 2021
"Can a car insurance company deny a claim because their insured was driving a rental car? "
"I was in a collision with another driver who was using a rental car in New Jersey. They rear-ended me, so liability is not an issue. Their insurance is denying my claim because their insured was driving a rental car. Is this a valid reason for a denial? "
avatar
Shannon Martin
May 06, 2021
"How can I get liability insurance for an Enterprise rental car? "
My fiancée rented a car from Enterprise and later added me as an additional driver on the contract. Enterprise does not afford the liability insurance to me since I was added after the rental term had begun. Is there any way I can get liability insurance on this rental car?
avatar
Shannon Martin
May 06, 2021
Is there a cheaper way to rent a car on a weekly basis?
I sold my car a while ago and it will take me a few years to save up for another one. I have to rent a car almost every weekend, and the cost is really adding up! Is there a cheaper way to do this?
avatar
Shannon Martin
May 06, 2021
Will liability insurance cover me if I wasn't at fault in an accident in an Alamo rental car?
I recently rented a car from Alamo. When I was driving, another car hit me. I have 100/300/100 liability insurance. Will my policy cover me?
avatar
Eric Schad
May 04, 2021
What happens if I rent a car from Enterprise and get in an accident, but I don't have my own insurance?
I want to rent a car from Enterprise. I don't have my own insurance, and I really can't afford their additional supplemental liability insurance. What happens if I get into an accident?
avatar
Eric Schad
May 04, 2021
Where can I get liability insurance to cover me with a rental from Getaround?
Because I'm under 25, I can't get a traditional car rental. Instead, I have to go through Getaround. Getaround has state-minimum insurance, but I want more coverage. Where can I find liability insurance to cover me?
avatar
Eric Schad
May 04, 2021
Should I take out a supplemental liability insurance policy if I don't have car insurance and I'm renting through Hertz?
I was planning on taking a three-week trip, but I'm worried about insurance coverage. Should I take the supplemental liability insurance from Hertz, or do I have other options?
avatar
Eric Schad
May 04, 2021
Do I need to buy supplemental liability insurance from a car rental company?
I'm planning on going on a few trips out west this year, and I don't have a car. I plan on renting one, but I also don't have insurance. Do I need to buy the rental car company's supplemental liability insurance?
avatar
Eric Schad
May 04, 2021
Do I need an umbrella policy if I don't have a vehicle or insurance, but I rent cars frequently for day/weekend trips out of San Francisco?
My partner and I go on frequent trips using rental cars. Since we don't have a car, we don't have car insurance. However, I was trying to figure out a way to cover us both with an umbrella policy on top of liability. Do you think I need this?
avatar
Eric Schad
May 04, 2021
Do I need car insurance if my company rents cars for me throughout the year?
I currently do not have auto insurance. However, my new company pays for rental cars periodically for me to do my job, and it takes out the rental car company's insurance policies. Do I still need my own car insurance?
avatar
Eric Schad
May 04, 2021

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies