Can you get a car title loan without a job?

Would I be able to get a car title loan even if I don’t have a job? I think my job search would be more efficient if I could work from my own laptop instead of going to the library everyday. Unfortunately, I can’t afford one right now.

Answer
Job searching can be difficult, especially when you don’t have the tools you need. Luckily, you can get a car title loan without a job. Of course, you will **need to show proof you can make the payments.
Remember, title loans often have very high [APRs]https://getjerry.com/advice/what-is-apr-and-how-is-it-calculated-by-marisol-pereira) and relatively short repayment periods. Since your car is collateral on title loans, you risk losing your car if you can’t pay them back. Make sure you’re prepared to pay them back in full before you sign an agreement.
Car title loans may seem convenient, but they’re considered predatory for a reason. The short payment periods and high APR mean that you’ll quickly need to pay much more than you borrowed. Consider your other options like credit union loans before you settle for a title loan.
For help making your monthly payments, start saving on car insurance with the Jerry app. A licensed broker, Jerry helps users save an average of nearly $900 a year on car insurance. All you need to do is sign up, and Jerry will send you personalized quotes from over 50 top providers for free.
Liz Jenson
Answered on Nov 08, 2021
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