Can my car insurance company cancel my coverage for not adding my husband to the policy?

I got married and GEICO wants to cancel my insurance because I refuse to add my husband to the policy. He has his own policy with a different company. I do not want to add him because he had a DWI last fall. Can they cancel my policy for this?

Answer
“Congratulations on your recent marriage!
GEICO happens to be right in this instance. Insurance companies generally want to list every person of driving age in the household on the policy, spouses included.
Your husband, of course, can maintain his own insurance policy. If you provide GEICO with proof of his other policy (his declarations page), they would be able to change his status on your policy so that he will not be listed as an active driver.
Check to see if combining your and your husband’s insurance into a single policy can save you money with a multi-car discount. If you elect to keep coverage separate, get car insurance quotes online to make sure that you are getting the best rates.”
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Shannon Martin
Answered on Apr 26, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
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