“While you can
customize your coverages with car insurance companies
, you can’t haggle or negotiate your price with them.
There are a variety of factors that go into determining someone’s insurance rate. Every insurance company has rating standards and your personal factors determine where you fall. Some factors include:
Once you have a base rate with companies, the coverage you choose can raise or lower your insurance costs.
Having liability car insurance
will always be less expensive than full coverage.
Your rate is also influenced by additional coverages or qualifying discounts. If you have a good credit score and a good record, you can check with your company to see if you would be eligible for any discounts they offer!
If you want to see if you could get a better deal on your coverage from another carrier, though, try checking out Jerry
. With the Jerry app (always free to download) we’ll get you multiple customized quotes instantly, so that you can choose the best deal for you. If you want to switch your policy or provider, we’re here to help! That way you can focus on where to use your new savings and let us worry about the paperwork and phone calls.”