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Are warnings on your driving record?
I received a verbal warning from a police officer the other day for speeding. I was only going 6 mph over, so he just said to drive slower in that particular area. Even so, I’m worried about my car insurance going up. Do warnings go on your driving record?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
You should be glad the officer only gave you a warning! Verbal warnings don’t go on your driving record, as no paper trail exists showing that the event ever happened. However, written warnings may go on your driving record, depending on the practices of your local police department.
Nevertheless, even written warnings aren’t likely to increase your
car insurance
costs because they aren’t actual tickets or infractions.Think of this situation as a major bullet dodged, and try to go at or below the speed limit, especially in that particular area.
While a warning probably won’t increase your car insurance rates, sometimes your rates rise over time without any infractions. As a result, you should review your policy as often as possible and shop for the lowest rates on the
Jerry
app.Jerry is a licensed insurance broker that provides quotes from dozens of top-rated and well-known car insurance companies. After you find a great rate, Jerry can help you buy insurance and cancel your old policy. Customers save an average of nearly $900 per year!
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