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Cheapest car insurance in Spokane Valley, Washington (Oct 2024)
Cheapest car insurance in Spokane Valley, Washington (Oct 2024)
Compare 55+ insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance in Spokane Valley, Washington.
Find Insurance Savings
No long forms
No spam or unwanted calls
Quotes from top insurance companies
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
Reviewed by Josh Damico, Vice President Insurance Operations
Edited by Lina Zhang, Licensed Insurance Agent, VP of Operations
What's on this page?
- Cheapest Car Insurance Quotes in Spokane Valley
- Best Car Insurance Companies in Spokane Valley
- Best cheap car insurance quotes in Spokane Valley
- Average cost of car insurance in Spokane Valley
- Car insurance quotes in Spokane Valley by rating factors
- How do different factors impact your car insurance costs in Spokane Valley?
- Cheap car insurance quotes in Spokane Valley after driving violations
- Cheap car insurance quotes in Spokane Valley by age
- Cheap car insurance quotes in Spokane Valley based on insurance history
- Cheap car insurance quotes in Spokane Valley for popular cars
- How to lower car insurance costs in Spokane Valley
- FAQ
- Methodology
- Meet our Experts
Load full table of contents
Cheapest Car Insurance Quotes in Spokane Valley
For the average Spokane Valley driver,
auto insurance
costs about $76 per month for minimum coverage liability insurance, and about $156 per month for full coverage insurance. When compared to the Washington
average, Spokane Valley drivers pay --. Finding the cheapest car insurance quotes for Spokane Valley drivers is easy—just use the comparison app Jerry to
review and purchase car insurance
policies. Take a look at the rates below. These are the cheapest car insurance quotes that Jerry uncovered for Spokane Valley customers.| Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|
| Progressive | $82 | Dominic, 38 Zip: 99212 | Ford Taurus SEL | • State Minimum Liability • Comp / Collision |
| Safeco | $93 | Angel, 33 Zip: 99037 | Buick Regal Preferred II | • State Minimum Liability • Comp / Collision |
| Travelers | $155 | Amelia, 27 Zip: 99016 | Toyota Scion IM | • 50,000/100,000 Liability • Comp / Collision |
| Nationwide | $135 | Keith, 25 Zip: 99206 | Mazda 3 i | • 50,000/100,000 Liability • Comp / Collision |
| National General | $93 | Anne, 42 Zip: 99216 | Ford Flex Limited | • State Minimum Liability • Comp / Collision |
Last Updated Oct 7, 2024Best Car Insurance Companies in Spokane Valley
Let’s start with a truth bomb: There is no single best car insurance company for every Spokane Valley driver. Rates in Washington can vary widely from driver to driver, even within the same city.
The most affordable insurance company for you may be different from the cheapest company for your neighbor across town. And remember, price is not the only factor to consider when you’re shopping—customer service and claims handling are pretty important, too!
Jerry conducted a nationwide insurance survey to help drivers find the cheapest policies and best car insurance companies. There are mixed reviews across the board, from major insurers like Progressive down to smaller providers like Root.
See the table below to find out how drivers in Spokane Valley rate different companies on a scale of 0 to 5.
| Insurance company | Overall rating | Price | Claims experience | Customer service |
|---|---|---|---|---|
| State Farm | 4.5 | 4.4 | 3.7 | 4.3 |
| Allstate | 4.4 | 3.7 | N/A | 4.5 |
| Progressive | 4.2 | 4 | 3 | 4 |
| Geico | 3.8 | 3.4 | 3.8 | 3.7 |
| USAA | 3.6 | 3.2 | 4.3 | 3.4 |
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
How'd we get these scores?
Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Best cheap car insurance quotes in Spokane Valley
All Spokane Valley drivers must purchase minimum coverage car insurance for liability to the amount of 25/50/10. This is
Washington state’s minimum
for car insurance requirements and it applies to all drivers in the state. This minimum coverage includes property damage liability and bodily injury liability coverage. While you’ll get the cheapest rate by opting for minimal coverage, it doesn’t give you much protection in the event of an accident. Spokane Valley drivers should choose full coverage to cover repair costs for their own vehicles.
Cheap minimum liability insurance quotes in Spokane Valley
Let’s take a closer look at the required
liability auto insurance coverage
for Spokane Valley drivers: - $25,000 per person ofbodily injury liability coverage
- $50,000 per accident of bodily injury liability coverage
- $10,000 per accident ofproperty damage liability
Remember, these are the bare minimum levels of liability coverage. Every Spokane Valley driver needs to meet—or exceed—these thresholds for liability coverage.
Jerry has helped a lot of Spokane Valley drivers find affordable liability coverage—see the table below for real prices.
Dominic (38 years old)
$82
per month
Adrian (21 years old)
$178
per month
Anne (42 years old)
$93
per month
Do you need more than minimum coverage in Spokane Valley?
Choosing 25/50/10 coverage won't break any laws, but higher limits provide better protection for Spokane Valley drivers who get into an accident.
Imagine the costs involved after a major crash: medical expenses, car replacement fees, and potential lawsuits that could amount to hundreds of thousands of dollars. Your minimum coverage may not cover all these expenses, leaving you financially liable.
Ultimately, Spokane Valley drivers should get as much liability coverage as they can afford—especially because the added protection may not be as costly as you think.
The bottom line: For better financial protection, you should consider 50/100/50 or 100/300/100 liability coverage—even if you choose not to have full coverage on your car.
Cheap full coverage car insurance quotes in Spokane Valley
Full coverage
is the only way to cover yourself and your vehicle. Liability coverage only protects you from lawsuits if someone else sues you for damages when you cause an accident.Collision coverage: If you get into a collision—with a mailbox or another vehicle—this coverage will pay for the damage.
Comprehensive coverage: If your vehicle suffers non-collision damage—like dents from hail , vandalism, or theft—this coverage will kick in.
Be aware that you might be required to have
full coverage if you own a financed vehicle
. Lenders wish to protect their investment, so they often require this extra coverage. Check with your lender before you start shopping for insurance.Take a look at real sample costs for full coverage insurance policies in Spokane Valley.
| Insurance coverage | Insurance company | Premium (monthly) | Customer | Car |
|---|---|---|---|---|
• State Minimum Liability • Comp / Collision | Progressive | $82 | Dominic, 38 Zip: 99212 | Ford Taurus SEL |
• State Minimum Liability • Comp / Collision | Safeco | $93 | Angel, 33 Zip: 99037 | Buick Regal Preferred II |
• 50,000/100,000 Liability • Comp / Collision | Nationwide | $135 | Keith, 25 Zip: 99206 | Mazda 3 i |
• 50,000/100,000 Liability • Comp / Collision | Travelers | $155 | Amelia, 27 Zip: 99016 | Toyota Scion IM |
• State Minimum Liability • Comp / Collision | National General | $93 | Anne, 42 Zip: 99216 | Ford Flex Limited |
Last Updated Oct 7, 2024The easiest and fastest way to find the cheapest car insurance for your preferred coverage option is to compare car insurance rates online.
Jerry,
a top insurance agency
, offers a free app that compares car insurance quotes and provides end-to-end service to customers with the help of 100+ licensed insurance agents.
"Jerry is the new benchmark in app usefulness. Period. It is SO EASY and the results are SO GOOD, and they specifically point out that no one is going to start calling and emailing me all the time. I gave very little info, it pulled up all my existing insurance info, and showed me how to get the same insurance for less, lesser coverage for huge savings, or better coverage for about the same I currently pay. I am personally saving around $1,400/year with my new insurance, and the entire process (including follow ups to sign the docs from the insurance companies) took less than an hour. If you make over $1,400/hour, this may not be worth your time. Otherwise, get the app and use it now!"
Sean S.
Average cost of car insurance in Spokane Valley
Because we have helped so many Spokane Valley drivers find car insurance, we’ve discovered that the average cost of minimum liability coverage is $76 per month or $907 per year. For full coverage insurance in Spokane Valley, the average cost is $156 for month or $1,875 per year.
Be warned: Average rates can help you get a better idea of what to expect with rates. However, there’s no such thing as the “average” Spokane Valley driver. Your rate will be entirely unique to your driver profile, even if you share a zip code with thousands of other people.
Based on your unique situation, your monthly costs could go up to several hundred dollars per month.
Compare car insurance costs in other states
Car insurance quotes in Spokane Valley by rating factors
Insurance companies in Spokane Valley use many rating factors when
deciding your auto insurance premium
: - Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets—even if they happened in another city or state.
- Your credit score: Low credit applicants (under 600) will pay much more for insurance than people with strong credit (over 750) who get the best rates.
- Your age: Drivers younger than 25 years old will pay higher insurance rates as insurance companies consider young drivers a higher risk due to limited driving experience.
- The kind of car you have: Collision and comprehensive coverage are more costly for luxury, high-performance, and sports cars.
- Where you keep your car: If you park your car on the street—especially if you live in an area with high auto theft rates—rates will be higher than if you park in a garage or driveway.
- How you use your car: Frequent commuters pay more for coverage than infrequent leisure drivers.
How do different factors impact your car insurance costs in Spokane Valley?
How do different factors impact your car insurance costs in Spokane Valley?
Allowed (with applicable limitations): Driving experience, age, gender, occupation, credit history, education, marital status, employment status, residential status.
Prohibited (or effectively prohibited):
Learn more abut the car insurance rating factors in Spokane Valley:
Cheap car insurance quotes in Spokane Valley after driving violations
Driving violations not only result in fines and legal consequences, but they can also impact your insurance premiums. Accumulating a significant number of violations on your record categorizes you as a
high-risk driver
. While it is still possible for high-risk drivers in Spokane Valley to obtain coverage, it's important to note that your policy will likely be more expensive compared to that of another driver who has a clean record.
Here are some of the violations that could trigger a rate hike:
- DUIs
- Hit-and-run
- At fault accident
- Driving on a suspended license
- Driving without insurance
Cheapest car insurance in Spokane Valley after speeding ticket
If you exceed the speed limits, you will face penalties based on how fast you were going over the speed limit. The state levies fines for speeding that increase with each mile over the limit—and
reckless driving
incurs exceptionally high fines, too.While
speeding tickets
can significantly impact insurance rates for drivers in Spokane Valley, it’s still possible to find affordable coverage
even with a speeding ticket on record.
Here’s how we have successfully helped other Spokane Valley drivers in similar situations.
| Speeding Type | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
Speeding 1-5 | Dairyland | $128 | Myra, 26 Zip: 99016 | Hyundai Elantra GLS | • State Minimum Liability |
Speeding 11-15 | Progressive | $210 | Agnes, 23 Zip: 99037 | Nissan 370Z | • State Minimum Liability • Comp / Collision |
Speeding 16-20 | Progressive | $210 | Clifford, 23 Zip: 99037 | Nissan 370Z | • State Minimum Liability • Comp / Collision |
Speeding 21+ | Bristol West | $185 | Beatrice, 44 Zip: 99212 | Buick Lacrosse CXL | • 50,000/100,000 Liability • Comp / Collision |
Last Updated Oct 7, 2024Cheapest car insurance in Spokane Valley after DUI
A DUI conviction in Spokane Valley will definitely lead to a significant increase in your insurance rates. It's possible that certain insurance companies could decline coverage altogether.
We understand that navigating the process of finding insurance after a
DUI in Washington
can be complex. Rates may vary widely from one company to another.Jerry has helped Spokane Valley drivers with DUI convictions find coverage. Here’s a look at rates for these drivers.
Jeremiah (34 years old)
$73
per month
Hilda (34 years old)
$73
per month
Cheapest car insurance in Spokane Valley after an at-fault accident
Causing an accident is an indication to insurance companies that you could pose an increased risk. However, it's important to remember that you still have options for finding a favorable insurance rate, even with an at-fault accident on your
Washington State driving record
. Below, you can see real rates for Spokane Valley drivers who have at-fault convictions on record.
| Accident type | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
At Fault With Injury | Progressive | $132 | Marc, 25 Zip: 99206 | Chevrolet Cruze LS | • State Minimum Liability |
At Fault With No Injury | Safeco | $92 | Walter, 80 Zip: 99016 | Honda CR-V EXL | • 100,000/300,000 Liability • Comp / Collision |
Not At Fault | Travelers | $155 | Grace, 24 Zip: 99212 | Chevrolet Cruze LT | • 50,000/100,000 Liability • Comp / Collision |
At Fault With No Injury | Allstate | $153 | Kate, 26 Zip: 99016 | Toyota Scion IM | • State Minimum Liability • Comp / Collision |
Last Updated Oct 7, 2024Cheapest car insurance in Spokane Valley after other driving violations
In Spokane Valley, even a minor violation such as tailgating can have an impact on a driver’s car insurance rates.
To better understand how common traffic violations can affect your car insurance rates, check out the data below from real Spokane Valley drivers.
| Violation | Insurance company | Premium (monthly) | Customer | Car | Insurance coverage |
|---|---|---|---|---|---|
Failure to Obey Signal | Dairyland | $368 | Eugene, 23 Zip: 99216 | Honda Civic EX | • State Minimum Liability • Comp / Collision |
Wrong Way/Wrong Lane | Bristol West | $178 | Jared, 20 Zip: 99206 | Honda Accord EX | • State Minimum Liability |
Cell Phone | Progressive | $150 | Larry, 34 Zip: 99206 | GMC Sierra K1500 SLT | • State Minimum Liability • Comp / Collision |
Driving on Sus. License | National General | $132 | Cole, 25 Zip: 99206 | Chevrolet Cruze LS | • State Minimum Liability |
Failure to Obey Signal | Dairyland | $368 | Ophelia, 23 Zip: 99216 | Honda Civic EX | • State Minimum Liability • Comp / Collision |
Improper Passing | The General | $199 | Lena, 30 Zip: 99206 | Lexus ES 350 | • State Minimum Liability • Comp / Collision |
Last Updated Oct 3, 2024Cheap car insurance quotes in Spokane Valley by age
Older drivers in Spokane Valley may face increased risks in the event of an accident, whereas younger drivers and those with
provisional licenses
often have limited experience on the road. There’s risk at every age! If you’re under 25 or over 75, it is likely that you will incur higher premiums for coverage in Spokane Valley.
Cheapest car insurance in Spokane Valley for young drivers
Teen drivers in Spokane Valley under the age of 19 tend to face the highest insurance costs. This emphasizes the importance of considering full coverage, particularly for young drivers operating newer vehicles.
Real rates are the best source of information, so check out these
young drivers and their rates
in Spokane Valley.Mollie (24 years old)
$210
per month
Joseph (24 years old)
$170
per month
Mario (24 years old)
$186
per month
Cheapest car insurance in Spokane Valley for senior drivers
Seniors in Spokane Valley pay higher costs for car insurance, primarily due to their increased vulnerability to serious injuries in the event of a car accident. Car insurance companies take this into consideration when determining
coverage rates for older drivers
in Spokane Valley.
Cheap car insurance quotes in Spokane Valley based on insurance history
Maintaining consistent car insurance coverage is essential to avoid any red flags on your record. Companies take note of any
lapses in coverage
, which typically result in increased premiums.With Jerry, you can enjoy the advantage of regular reminders to prevent coverage gaps.
We also assist drivers who have experienced lapses in finding coverage again, just like the Spokane Valley drivers shown below.
Bertha (52 years old)
Currently Insured
Coverage25,000 per person
65,000 per accident bodily injury
Comp / Collision
Spokane Valley, WA (Zip Code: 99016)
$94
per month
Ora (35 years old)
$81
per month
Over 4,000,000 customers and counting
We love saving our customers money. Turns out, they love it too! Here's what they have to say about their switch with Jerry:
When I signed up for Safeco I saved so much money! it was really quick and it only took a few minutes. It was painless, 10/10 would do it again. Now I have extra money for my trip in March!
Blake
Paying a lot less then I thought I could.
Nick
For my first time getting my own policy and looking for insurance. This was easy, straight forward, and cheaper. I love it.
Briana
Always friendly and ready to help
Lauren
Cheap car insurance quotes in Spokane Valley for drivers with poor credit
Although insurers were temporarily blocked from using credit as a factor for setting rates in Washington, the practice is currently allowed, meaning when you buy insurance in Spokane Valley your credit score will affect your premium.
Data shows that individuals with poor credit tend to file more insurance claims. Consequently, if
your credit score
falls below 600, it is likely that you’ll pay a higher rate for coverage.To gain insights into the insurance premiums paid by drivers with poor credit in Spokane Valley, here’s a glimpse into some real figures.
| Credit Range | Insurance Company | Premium (monthly) | Customer | Car | Insurance Coverage |
|---|---|---|---|---|---|
> 750 | Progressive | $87 | Ruth, 32 Zip: 99037 | Buick Regal Preferred II | • State Minimum Liability • Comp / Collision |
660 - 750 | Safeco | $126 | Troy, 29 Zip: 99216 | Toyota Camry SE | • State Minimum Liability • Comp / Collision |
660 - 750 | Progressive | $87 | Jessie, 26 Zip: 99216 | Toyota Yaris | • 50,000/100,000 Liability • Comp / Collision |
550 - 659 | National General | $81 | Johanna, 35 Zip: 99216 | Nissan Murano SL | • State Minimum Liability |
< 550 | Bristol West | $82 | Jon, 25 Zip: 99206 | Chevrolet Cruze LS | • State Minimum Liability |
Last Updated Oct 7, 2024Cheap car insurance quotes in Spokane Valley for popular cars
Your make and model is a big factor when it comes to car insurance. Your model impacts the cost of repairs, likelihood of theft, and even your safety ratings.
In Spokane Valley, here are some of the most popular vehicles:
| Popular Car | Insurance Company | Premium (monthly) | Customer | Insurance Coverage |
|---|---|---|---|---|
| Honda Civic LX | Progressive | $76 | Eric, 24 Zip: 99216 | • State Minimum Liability |
Last Updated Oct 7, 2024Cheapest car insurance in Spokane Valley for new vs. old car
In general, insuring a car that is older than 10 years can lead to significant savings. However, if you have your heart set on driving a brand new car, it's important to be aware that premium rates will reflect the value of the vehicle.
Dominic (38 years old)
$82
per month
Keith (25 years old)
2007 Mazda 3 i
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Spokane Valley, WA (Zip Code: 99206)
$135
per month
Amelia (27 years old)
2016 Toyota Scion IM
Coverage50,000 per person
100,000 per accident bodily injury
Comp / Collision
Spokane Valley, WA (Zip Code: 99016)
$155
per month
Angel (33 years old)
$93
per month
Anne (42 years old)
$93
per month
How to lower car insurance costs in Spokane Valley
1. Shop around and compare quotes
Each insurance company has its own set of rules to determine the price you pay for car insurance—and these rules can change over time. To make sure you always get the best deal, experts suggest comparing prices from at least three companies and checking for new rates every six months. This way, you can find the most affordable option that suits your needs.
Remember, we're here to help Spokane Valley drivers understand and choose the insurance that works best for them!
Jerry makes this tedious process simple! In just 45 seconds, Jerry can collect quotes from a pool of 55+ top insurance providers to help you identify the best auto insurance coverage at the best price. Better yet—Jerry provides this service for free!
2. Hunt for car insurance discounts
Every insurance company offers
a set of discounts
, but the exact discount offered varies by company. Some common discounts include: - Good driver discounts. Qualification requirements vary by company, but Spokane Valley drivers may be able to unlock a serious discount for having a clean record with no or minimal points and accidents.
- Telematics discounts. Enrolling in telematics programs to track your driving habits can unlock a world of easy-to-attain discounts offered by many companies. In fact, you may even receive a discount just by signing up!
- Good student discounts. Are you a full-time student in Spokane Valley who is either in high school or college? Do you have a B average or better? You probably qualify for a discount from your insurance company.
- Bundling discounts.Bundle your home and auto insurance(or auto and renters) with the same company, and you could get a discount on both policies.
3. Increase your deductible for comprehensive and collision coverage
Want to maintain comprehensive coverage for your vehicle while keeping your monthly costs in check? Consider adjusting your deductible if you have full coverage car insurance.
Why is car insurance in Spokane Valley so expensive?
- Traffic: Certain areas of Spokane Valley may experience dense traffic, leading to a higher rate of car accidents. That could cause insurance companies to charge higher prices.
- Crime: Insurance companies look at the crime rate in Spokane Valley—especially car theft and vandalism—when they’re determining the cost of comprehensive car insurance.
- Natural disasters: Washington is known to experience natural disasters like earthquakes and floods. Insurance companies consider the increased risk of vehicle damage from these events when setting rates.
FAQ
How much is car insurance in Spokane Valley?
People living in Spokane Valley pay on average $76 per month – or $907 per year – on state-minimum liability coverage. Full coverage in Spokane Valley costs on average $156 per month or $1,875 per year.
With car insurance though, there’s no such thing as average. It is important to know that car insurance varies greatly based on a driver’s individual situation. Shopping around for car insurance quotes is the best way to get an accurate idea of how much you can expect to pay on insurance. Luckily, Jerry is here to take the hassle out of insurance shopping! At the click of a button, Jerry will help you compare personalized quotes from top insurance providers. Best of all, it’s 100% free.
What is the minimum car insurance in Spokane Valley, Washington?
The state-minimum car insurance in Spokane Valley, Washington is as follows:
- $20,000 bodily injury liability per person
- $40,000 bodily injury liability per accident
- $15,000 property damage liability per accident
These coverages are commonly referred to as 20/40/15 coverage.
What is the cheapest car insurance in Spokane Valley?
Based on thousands of Spokane Valley drivers Jerry has worked with, car insurance in Spokane Valley costs an average of $76 per month for state-minimum coverage and $156 per month for full coverage.
No single insurance company has the cheapest insurance for everyone, but by shopping for insurance quotes, you can find the cheapest insurance company for you. Jerry takes the hard work and the waiting out of insurance shopping – generating you quotes with the best coverage and best prices in seconds, 100% free. Try Jerry Today!
What is the best car insurance in Spokane Valley?
Shopping for the best coverage at the best price is important, but customer service may play a role in what insurance company you pick, too. Amica, Farmers, and The General receive good ratings from Spokane Valley drivers, based on the largest car insurance survey in the nation conducted by Jerry.
Learn more about how fellow car owners rate various insurance companies and get free quotes in seconds with Jerry.
Methodology
The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions.
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months).
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings.
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.
Meet our Experts
R.E. Fulton
Licensed Insurance Agent —Senior Content Writer
R.E. Fulton is an expert insurance writer specializing in car ownership topics from car shopping and loan advice to insurance and repair guides. R.E.’s mission is to create unique and accessible content that helps readers to become more successful and independent car owners. R.E. has written and edited over 900 high-performing articles for Jerry, with an average of 1 million+ views.
As a senior writer on Jerry’s editorial team, R.E. draws on over 10 years of experience as a professional writer and digital publishing specialist. Prior to joining Jerry’s editorial team in 2021, R.E. worked as a writing coach at Columbia University, the Rochester Institute of Technology (RIT), and the University of Rochester. They serve as a managing editor for peer-reviewed history publication Nursing Clio, where their work has appeared regularly since 2015.
Lina Zhang
Licensed Insurance Agent
Licensed in 50 states and Washington DC
Lina Zhang is Vice President of Operations at Jerry. She helped to found Jerry in order to take the confusion and mystery expenses out of car ownership and help drivers achieve financial success. Leading a global team responsible for operations, talent acquisition, legal, and content, Lina has been a key contributor to the AllCar™ app’s 10x growth in its first year of operation. Prior to Jerry, Lina and her Jerry co-founders, Art Agrawal and Musawir Shah, created YourMechanic, the largest on-demand car repair services provider. In one year, Lina built and scaled YourMechanic operations from just five markets to more than 50. The trio left YourMechanic to incubate Jerry at Y Combinator in 2017. Lina’s previous roles include intellectual property attorney at Morrison & Foerster LLP and a biomedical researcher at Stanford University.
Josh Damico
Head Of Insurance Operations
18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities. He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.